Medicare plans
Lee County, FL
67 Medicare Advantage plans and 11 drug-only plans are offered in Lee County, FL for 2027. 58 of the Advantage plans have a $0 monthly premium.
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Plans by type
| Type | Plans |
|---|---|
| Advantage | 10 |
| Advantage with drugs | 57 |
| Drug only | 11 |
| All plans | 78 |
33 of these are Special Needs Plans, open only to people who qualify. The 11 drug-only plans are listed for all of Florida.
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Premiums and out-of-pocket limits
| Measure | 2027 |
|---|---|
| Advantage monthly premium | $0 to $173 |
| Advantage plans at $0 | 58 |
| Advantage out-of-pocket maximum (in network) | $500 to $9,850 |
| Drug-only monthly premium | $5.30 to $326 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Star Ratings
| Overall rating | Advantage plans |
|---|---|
| 3 stars | 7 |
| 3.5 stars | 8 |
| 4 stars | 34 |
| 4.5 stars | 14 |
| 5 stars | 2 |
| Not enough data | 2 |
50 Advantage plans in Lee County, FL have an overall rating of 4 stars or more.
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Change from 2026
Lee County, FL has 67 Advantage plans in 2027, 11 fewer than 2026 (78). 13 plans are new to the county and 24 plans offered here in 2026 are gone. $0 plans stay at 58.
| Advantage plans | 2026 | 2027 |
|---|---|---|
| Offered in the county | 78 | 67 |
| At a $0 premium | 58 | 58 |
| New for 2027 | 13 | |
| Offered in 2026, gone in 2027 | 24 |
Offered here in 2026, not in 2027
- Wellcare Dual Reserve (HMO D-SNP) (H1032-202, Centene Corporation)
- Wellcare Patriot Giveback (HMO) (H1032-239, Centene Corporation)
- Wellcare Dual Access Sync (HMO D-SNP) (H1032-241, Centene Corporation)
- Wellcare Sunshine Health Dual Align (HMO D-SNP) (H1032-243, Centene Corporation)
- UHC Dual Complete FL-Y5 (HMO-POS D-SNP) (H2509-003, UnitedHealth Group, Inc.)
- HumanaChoice Florida H5216-304 (PPO) (H5216-304, Humana Inc.)
- Humana Full Access Giveback H5216-393 (PPO) (H5216-393, Humana Inc.)
- Humana Direct Choice Giveback (PPO) (H5216-452, Humana Inc.)
- Humana USAA Honor Giveback (PPO) (H5216-467, Humana Inc.)
- HealthSpring TotalCare Plus (HMO D-SNP) (H5410-047, Health Care Service Corporation)
- HealthSpring TotalCare (HMO D-SNP) (H5410-055, Health Care Service Corporation)
- HealthSpring Preferred (HMO) (H5410-060, Health Care Service Corporation)
- Freedom Medi-Medi Full (HMO D-SNP) (H5427-087, Elevance Health, Inc.)
- Simply Complete Platinum (HMO D-SNP) (H5471-140, Elevance Health, Inc.)
- Simply Integrated Platinum (HMO D-SNP) (H5471-141, Elevance Health, Inc.)
- Aetna Medicare Signature (PPO) (H5521-033, CVS Health Corporation)
- Optimum Emerald Full (HMO D-SNP) (H5594-017, Elevance Health, Inc.)
- Optimum Diamond Rewards (HMO C-SNP) (H5594-034, Elevance Health, Inc.)
- Optimum Diamond Rewards COPD (HMO C-SNP) (H5594-035, Elevance Health, Inc.)
- HumanaChoice Florida H7617-109 (PPO) (H7617-109, Humana Inc.)
- Humana Full Access Giveback H7617-111 (PPO) (H7617-111, Humana Inc.)
- Humana Direct Choice Giveback (PPO) (H7617-112, Humana Inc.)
- Senior Care (HMO I-SNP) (H9917-001, Curana Health Holdings, LLC)
- Premier Care (HMO I-SNP) (H9917-004, Curana Health Holdings, LLC)
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS CY2026 Medicare Advantage and Part D landscape file, as of September 25, 2025. Publisher page
Plans by parent organization
| Parent organization | Advantage | Drug only | Total |
|---|---|---|---|
| Centene Corporation | 2 | 2 | 4 |
| Curana Health Holdings, LLC | 2 | 0 | 2 |
| CVS Health Corporation | 7 | 1 | 8 |
| Devoted Health, Inc. | 1 | 0 | 1 |
| Elevance Health, Inc. | 12 | 0 | 12 |
| Guidewell Mutual Holding Corporation | 7 | 2 | 9 |
| Health Care Service Corporation | 0 | 1 | 1 |
| Humana Inc. | 18 | 3 | 21 |
| Independent Living Systems, LLC | 3 | 0 | 3 |
| Longevity Health Founders, LLC | 1 | 0 | 1 |
| UnitedHealth Group, Inc. | 14 | 2 | 16 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Every 2027 plan in Lee County, FL
78 plans, by plan name. Select a column to sort.
| Plan ↑ | Type | Premium | Out-of-pocket max | Drug deductible | Stars |
|---|---|---|---|---|---|
| AARP Medicare Advantage CareFlex from UHC FL-34 (HMO-POS)H1045-059-0 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS | $0 | $7,150 | $685 | 4 |
| AARP Medicare Advantage from UHC FL-0006 (HMO-POS)H1045-028-0 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS | $0 | $3,800 | $405 | 4 |
| AARP Medicare Advantage from UHC FL-0010 (HMO-POS)H1045-034-0 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS | $0 | $3,400 | $405 | 4 |
| AARP Medicare Advantage from UHC FL-0017 (PPO)H2406-009-0 · UnitedHealth Group, Inc. | Advantage with drugsPPO | $0 | $7,150 | $685 | 4 |
| AARP Medicare Advantage from UHC FL-0031 (Regional PPO)R0759-001-0 · UnitedHealth Group, Inc. | Advantage with drugsRegional PPO | $127 | $9,850 | $685 | 3.5 |
| AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO)R0759-002-0 · UnitedHealth Group, Inc. | AdvantageRegional PPO | $0 | $9,250 | n/a | 3.5 |
| AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO)H2406-130-0 · UnitedHealth Group, Inc. | AdvantagePPO | $0 | $8,900 | n/a | 4 |
| AARP Medicare Rx Preferred from UHC (PDP)S5921-383-0 · UnitedHealth Group, Inc. | Drug onlyPDP | $184.10 | n/a | $300 | 3 |
| AARP Medicare Rx Saver from UHC (PDP)S5921-356-0 · UnitedHealth Group, Inc. | Drug onlyPDP | $149.20 | n/a | $700 | 3 |
| Aetna Medicare Chronic Care (HMO C-SNP)H1609-099-0 · CVS Health Corporation | Advantage with drugsHMO C-SNP | $0 | $3,900 | $300 | 4 |
| Aetna Medicare Eagle Giveback (PPO)H5521-306-0 · CVS Health Corporation | AdvantagePPO | $0 | $7,150 | n/a | 4 |
| Aetna Medicare Full Dual Select (HMO D-SNP)H1609-078-0 · CVS Health Corporation | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | 4 |
| Aetna Medicare Partial Dual Select (HMO D-SNP)H1609-056-0 · CVS Health Corporation | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | 4 |
| Aetna Medicare Select (HMO)H1609-027-0 · CVS Health Corporation | Advantage with drugsHMO | $0 | $3,900 | $0 | 4 |
| Aetna Medicare Signature (PPO)H5521-710-0 · CVS Health Corporation | Advantage with drugsPPO | $0 | $7,150 | $700 | 4 |
| Aetna Medicare Signature Legacy (PPO)H5521-272-0 · CVS Health Corporation | Advantage with drugsPPO | $0 | $5,500 | $700 | 4 |
| BlueMedicare Classic (HMO)H1035-019-0 · Guidewell Mutual Holding Corporation | Advantage with drugsHMO | $0 | $6,750 | $700 | 3.5 |
| BlueMedicare Complete Rx (PDP)S5904-002-0 · Guidewell Mutual Holding Corporation | Drug onlyPDP | $326 | n/a | $700 | 2.5 |
| BlueMedicare Focus (HMO C-SNP)H1035-056-0 · Guidewell Mutual Holding Corporation | Advantage with drugsHMO C-SNP | $0 | $3,400 | $700 | 3.5 |
| BlueMedicare Patriot (PPO)H5434-042-0 · Guidewell Mutual Holding Corporation | AdvantagePPO | $0 | $6,750 | n/a | 3 |
| BlueMedicare Patriot Plus (PPO)H5434-048-0 · Guidewell Mutual Holding Corporation | AdvantagePPO | $0 | $6,750 | n/a | 3 |
| BlueMedicare Premier (HMO)H1035-045-0 · Guidewell Mutual Holding Corporation | Advantage with drugsHMO | $0 | $3,500 | $350 | 3.5 |
| BlueMedicare Premier Rx (PDP)S5904-001-0 · Guidewell Mutual Holding Corporation | Drug onlyPDP | $164.60 | n/a | $700 | 2.5 |
| BlueMedicare Select (PPO)H5434-002-0 · Guidewell Mutual Holding Corporation | Advantage with drugsPPO | $173 | $7,500 | $700 | 3 |
| BlueMedicare Value (PPO)H5434-030-0 · Guidewell Mutual Holding Corporation | Advantage with drugsPPO | $0 | $6,500 | $597 | 3 |
| DEVOTED CHOICE GIVEBACK 016 FL (PPO)H9884-016-0 · Devoted Health, Inc. | Advantage with drugsPPO | $0 | $7,150 | $650 | 4 |
| Florida Complete Care (HMO I-SNP)H9986-001-0 · Independent Living Systems, LLC | Advantage with drugsHMO I-SNP | $0 | $3,400 | $260 | 3 |
| Florida Complete Care- In The Community (HMO-POS I-SNP)H9986-002-0 · Independent Living Systems, LLC | Advantage with drugsHMO-POS I-SNP | $0 | $3,400 | $260 | 3 |
| Florida Complete Care-Duals VIP (HMO-POS D-SNP)H9986-004-3 · Independent Living Systems, LLC | Advantage with drugsHMO-POS D-SNP | $0 | $3,400 | $260 | 3 |
| Freedom Medi-Medi Partial (HMO D-SNP)H5427-078-0 · Elevance Health, Inc. | Advantage with drugsHMO D-SNP | $0 | $500 | $105 | 4 |
| Freedom Medicare Plan Rx (HMO)H5427-059-0 · Elevance Health, Inc. | Advantage with drugsHMO | $0 | $4,450 | $0 | 4 |
| Freedom Platinum Plan Rx (HMO)H5427-091-0 · Elevance Health, Inc. | Advantage with drugsHMO | $0 | $2,750 | $0 | 4 |
| Freedom Platinum Rewards Plan Rx (HMO)H5427-105-0 · Elevance Health, Inc. | Advantage with drugsHMO | $0 | $3,400 | $0 | 4 |
| Freedom Savings Plan (HMO)H5427-052-0 · Elevance Health, Inc. | AdvantageHMO | $0 | $4,450 | n/a | 4 |
| Freedom VIP Savings (HMO C-SNP)H5427-082-0 · Elevance Health, Inc. | Advantage with drugsHMO C-SNP | $0 | $3,400 | $0 | 4 |
| Freedom VIP Savings COPD (HMO C-SNP)H5427-083-0 · Elevance Health, Inc. | Advantage with drugsHMO C-SNP | $0 | $3,400 | $0 | 4 |
| HealthSpring Assurance Rx (PDP)S5715-032-0 · Health Care Service Corporation | Drug onlyPDP | $9.30 | n/a | $700 | 2.5 |
| Humana Basic Rx Plan (PDP)S5884-105-0 · Humana Inc. | Drug onlyPDP | $90.30 | n/a | $700 | 4.5 |
| Humana Dual Integrated (HMO D-SNP)H1036-340-0 · Humana Inc. | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | 4.5 |
| Humana Dual Integrated (PPO D-SNP)H5216-480-0 · Humana Inc. | Advantage with drugsPPO D-SNP | $0 | $9,850 | $150 | 4 |
| Humana Dual Select H1036-285 (HMO D-SNP)H1036-285-0 · Humana Inc. | Advantage with drugsHMO D-SNP | $0 | $3,400 | $700 | 4.5 |
| Humana Dual Select H1036-314 (HMO D-SNP)H1036-314-0 · Humana Inc. | Advantage with drugsHMO D-SNP | $0 | $3,400 | $700 | 4.5 |
| Humana Dual Select H5216-394 (PPO D-SNP)H5216-394-0 · Humana Inc. | Advantage with drugsPPO D-SNP | $0 | $4,900 | $50 | 4 |
| Humana Essentials Plus Giveback (PPO)H7617-126-0 · Humana Inc. | Advantage with drugsPPO | $0 | $7,150 | $700 | 4.5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP)H1036-311-0 · Humana Inc. | Advantage with drugsHMO C-SNP | $0 | $3,300 | $0 | 4.5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP)H1036-338-0 · Humana Inc. | Advantage with drugsHMO C-SNP | $0 | $2,850 | $700 | 4.5 |
| Humana Gold Plus Giveback H1036-278 (HMO)H1036-278-0 · Humana Inc. | Advantage with drugsHMO | $0 | $4,400 | $700 | 4.5 |
| Humana Gold Plus H1036-217 (HMO)H1036-217-0 · Humana Inc. | Advantage with drugsHMO | $0 | $3,800 | $700 | 4.5 |
| Humana Gold Plus Lung (HMO C-SNP)H1036-310-0 · Humana Inc. | Advantage with drugsHMO C-SNP | $0 | $3,300 | $100 | 4.5 |
| Humana Premier Rx Plan (PDP)S5884-157-0 · Humana Inc. | Drug onlyPDP | $135.20 | n/a | $350 | 4.5 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page
For agents, pharmacies, and practices
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Neighboring counties
Health data for Lee County, FL
About this data
Plans, premiums, out-of-pocket maximums, and drug deductibles come from the CMS CY2027 Medicare Advantage and Part D landscape file. Change from 2026 compares it with the CY2026 landscape. Stars are the 2027 Star Ratings CMS released October 8, 2026: the overall rating for Advantage plans and the Part D summary rating for drug-only plans, which have no overall rating.
Advantage counts include Special Needs Plans, which are open only to people who qualify. Drug-only plans are listed by CMS for a whole state, so every county page shows them. Employer group plans are not in the file. This page lists plans; it does not say which plan fits anyone, and Rivvi does not sell plans.
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS CY2026 Medicare Advantage and Part D landscape file, as of September 25, 2025. Publisher page
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page