Medicare plans
Frederick County, VA
50 Medicare Advantage plans and 9 drug-only plans are offered in Frederick County, VA for 2027. 40 of the Advantage plans have a $0 monthly premium.
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Plans by type
| Type | Plans |
|---|---|
| Advantage | 8 |
| Advantage with drugs | 42 |
| Drug only | 9 |
| All plans | 59 |
21 of these are Special Needs Plans, open only to people who qualify. The 9 drug-only plans are listed for all of Virginia.
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Premiums and out-of-pocket limits
| Measure | 2027 |
|---|---|
| Advantage monthly premium | $0 to $158 |
| Advantage plans at $0 | 40 |
| Advantage out-of-pocket maximum (in network) | $3,400 to $9,850 |
| Drug-only monthly premium | $5.30 to $173.40 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Star Ratings
| Overall rating | Advantage plans |
|---|---|
| 3 stars | 10 |
| 3.5 stars | 13 |
| 4 stars | 15 |
| 4.5 stars | 9 |
| Not enough data | 3 |
24 Advantage plans in Frederick County, VA have an overall rating of 4 stars or more.
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Change from 2026
Frederick County, VA has 50 Advantage plans in 2027, 2 more than 2026 (48). 5 plans are new to the county and 3 plans offered here in 2026 are gone. $0 plans go from 26 to 40.
| Advantage plans | 2026 | 2027 |
|---|---|---|
| Offered in the county | 48 | 50 |
| At a $0 premium | 26 | 40 |
| New for 2027 | 5 | |
| Offered in 2026, gone in 2027 | 3 |
Offered here in 2026, not in 2027
- UHC Dual Complete VA-Y3 (HMO-POS D-SNP) (H2445-005, UnitedHealth Group, Inc.)
- Anthem Full Dual Advantage 2 (HMO D-SNP) (H4694-001, Elevance Health, Inc.)
- AARP Medicare Advantage from UHC VA-0014 (HMO-POS) (H5253-120, UnitedHealth Group, Inc.)
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS CY2026 Medicare Advantage and Part D landscape file, as of September 25, 2025. Publisher page
Plans by parent organization
| Parent organization | Advantage | Drug only | Total |
|---|---|---|---|
| Centene Corporation | 0 | 2 | 2 |
| CVS Health Corporation | 6 | 1 | 7 |
| Elevance Health, Inc. | 9 | 0 | 9 |
| Health Care Service Corporation | 0 | 1 | 1 |
| Humana Inc. | 24 | 3 | 27 |
| Sentara Health Care (SHC) | 2 | 0 | 2 |
| UnitedHealth Group, Inc. | 9 | 2 | 11 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Every 2027 plan in Frederick County, VA
59 plans, by plan name. Select a column to sort.
| Plan ↑ | Type | Premium | Out-of-pocket max | Drug deductible | Stars |
|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC VA-6 (PPO)H2001-098-0 · UnitedHealth Group, Inc. | Advantage with drugsPPO | $0 | $8,900 | $685 | 4.5 |
| AARP Medicare Advantage Extras from UHC VA-18 (PPO)H2406-125-0 · UnitedHealth Group, Inc. | Advantage with drugsPPO | $0 | $9,300 | $685 | 4 |
| AARP Medicare Advantage from UHC VA-0010 (HMO-POS)H5253-089-0 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS | $51 | $7,150 | $685 | 4 |
| AARP Medicare Advantage Patriot No Rx VA-MA01 (PPO)H2001-099-0 · UnitedHealth Group, Inc. | AdvantagePPO | $0 | $8,900 | n/a | 4.5 |
| AARP Medicare Rx Preferred from UHC (PDP)S5921-389-0 · UnitedHealth Group, Inc. | Drug onlyPDP | $173.40 | n/a | $300 | 3 |
| AARP Medicare Rx Saver from UHC (PDP)S5921-352-0 · UnitedHealth Group, Inc. | Drug onlyPDP | $121.90 | n/a | $700 | 3 |
| Aetna Medicare Eagle Giveback (PPO)H5521-322-0 · CVS Health Corporation | AdvantagePPO | $0 | $6,750 | n/a | 4 |
| Aetna Medicare Elite (HMO-POS)H3931-190-0 · CVS Health Corporation | Advantage with drugsHMO-POS | $70 | $8,200 | $700 | 3.5 |
| Aetna Medicare Elite (PPO)H5521-650-0 · CVS Health Corporation | Advantage with drugsPPO | $92 | $7,150 | $700 | 4 |
| Aetna Medicare Elite Extra (HMO)H3931-143-0 · CVS Health Corporation | Advantage with drugsHMO | $0 | $9,850 | $700 | 3.5 |
| Aetna Medicare FIDE (HMO D-SNP)H1610-001-0 · CVS Health Corporation | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | 3 |
| Aetna Medicare Prime Elite (HMO)H3931-198-0 · CVS Health Corporation | Advantage with drugsHMO | $0 | $9,850 | $700 | 3.5 |
| Anthem Dual Advantage Plus (HMO D-SNP)H4694-002-0 · Elevance Health, Inc. | Advantage with drugsHMO D-SNP | $0 | $9,850 | $105 | 3.5 |
| Anthem Dual Advantage Plus (PPO D-SNP)H2441-001-0 · Elevance Health, Inc. | Advantage with drugsPPO D-SNP | $0 | $9,850 | $105 | 3 |
| Anthem Full Dual Advantage (HMO D-SNP)H4694-004-0 · Elevance Health, Inc. | Advantage with drugsHMO D-SNP | $0 | $9,850 | $105 | 3.5 |
| Anthem Full Dual Advantage Support (HMO D-SNP)H4694-003-0 · Elevance Health, Inc. | Advantage with drugsHMO D-SNP | $0 | $9,850 | $210 | 3.5 |
| Anthem Kidney Care (HMO-POS C-SNP)H3447-033-0 · Elevance Health, Inc. | Advantage with drugsHMO-POS C-SNP | $0 | $6,100 | $700 | 3 |
| Anthem Medicare Advantage (PPO)H4909-014-0 · Elevance Health, Inc. | Advantage with drugsPPO | $30 | $8,950 | $250 | 3 |
| Anthem Medicare Advantage 2 (HMO-POS)H3447-025-0 · Elevance Health, Inc. | Advantage with drugsHMO-POS | $0 | $9,850 | $300 | 3 |
| Anthem Medicare Advantage 3 (HMO-POS)H3447-050-0 · Elevance Health, Inc. | Advantage with drugsHMO-POS | $0 | $5,850 | $395 | 3 |
| Anthem Veteran (PPO)H4909-020-0 · Elevance Health, Inc. | AdvantagePPO | $0 | $6,800 | n/a | 3 |
| HealthSpring Assurance Rx (PDP)S5715-028-0 · Health Care Service Corporation | Drug onlyPDP | $141.20 | n/a | $700 | 2.5 |
| Humana Basic Rx Plan (PDP)S5884-132-0 · Humana Inc. | Drug onlyPDP | $6.30 | n/a | $700 | 4.5 |
| Humana DaVita Kidney Care (PPO C-SNP)H7617-133-0 · Humana Inc. | Advantage with drugsPPO C-SNP | $0 | $8,450 | $700 | 4.5 |
| Humana DaVita Kidney Care (PPO C-SNP)H7617-134-0 · Humana Inc. | Advantage with drugsPPO C-SNP | $0 | $9,850 | $700 | 4.5 |
| Humana Direct Choice Giveback (PPO)H5216-406-0 · Humana Inc. | Advantage with drugsPPO | $0 | $9,850 | $700 | 4 |
| Humana Dual Fully Integrated H2875-001 (HMO-POS D-SNP)H2875-001-0 · Humana Inc. | Advantage with drugsHMO-POS D-SNP | $0 | $9,850 | $700 | Not enough data |
| Humana Dual QMB Only (HMO-POS D-SNP)H2875-002-0 · Humana Inc. | Advantage with drugsHMO-POS D-SNP | $0 | $9,850 | $700 | Not enough data |
| Humana Dual Select H2875-006 (HMO-POS D-SNP)H2875-006-0 · Humana Inc. | Advantage with drugsHMO-POS D-SNP | $0 | $9,850 | $700 | Not enough data |
| Humana Essentials Plus Giveback (PPO)H5216-308-0 · Humana Inc. | Advantage with drugsPPO | $0 | $9,850 | $700 | 4 |
| Humana Essentials Plus Giveback (PPO)H7617-100-0 · Humana Inc. | Advantage with drugsPPO | $0 | $9,850 | $700 | 4.5 |
| Humana Full Access (Regional PPO)R0110-005-0 · Humana Inc. | Advantage with drugsRegional PPO | $158 | $9,850 | $700 | 3.5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP)H6622-084-0 · Humana Inc. | Advantage with drugsHMO C-SNP | $13 | $9,850 | $550 | 4 |
| Humana Premier Rx Plan (PDP)S5884-153-0 · Humana Inc. | Drug onlyPDP | $106.90 | n/a | $350 | 4.5 |
| Humana Together in Health (PPO I-SNP)H5216-362-0 · Humana Inc. | Advantage with drugsPPO I-SNP | $0 | $9,850 | $50 | 4 |
| Humana Together in Health (PPO I-SNP)H7617-131-0 · Humana Inc. | Advantage with drugsPPO I-SNP | $0 | $9,850 | $50 | 4.5 |
| Humana Total Complete (HMO)H6622-083-0 · Humana Inc. | Advantage with drugsHMO | $0 | $9,850 | $450 | 4 |
| Humana Total Complete (HMO)H6622-091-0 · Humana Inc. | Advantage with drugsHMO | $0 | $9,850 | $700 | 4 |
| Humana USAA Honor Giveback (PPO)H5216-310-0 · Humana Inc. | AdvantagePPO | $0 | $9,850 | n/a | 4 |
| Humana USAA Honor Giveback (PPO)H7617-101-0 · Humana Inc. | AdvantagePPO | $0 | $9,850 | n/a | 4.5 |
| Humana USAA Honor Giveback (Regional PPO)R0110-006-0 · Humana Inc. | AdvantageRegional PPO | $0 | $9,850 | n/a | 3.5 |
| Humana Value Choice (PPO)H5216-266-0 · Humana Inc. | Advantage with drugsPPO | $0 | $7,150 | $450 | 4 |
| Humana Value Choice (PPO)H7617-098-0 · Humana Inc. | Advantage with drugsPPO | $0 | $7,150 | $450 | 4.5 |
| Humana Value Rx Plan (PDP)S5884-186-0 · Humana Inc. | Drug onlyPDP | $19.30 | n/a | $687 | 4.5 |
| HumanaChoice H5216-152 (PPO)H5216-152-0 · Humana Inc. | AdvantagePPO | $0 | $3,400 | n/a | 4 |
| HumanaChoice H5216-363 (PPO)H5216-363-0 · Humana Inc. | Advantage with drugsPPO | $0 | $9,850 | $700 | 4 |
| HumanaChoice H5216-408 (PPO)H5216-408-0 · Humana Inc. | Advantage with drugsPPO | $0 | $9,850 | $700 | 4 |
| HumanaChoice H7617-125 (PPO)H7617-125-0 · Humana Inc. | Advantage with drugsPPO | $58 | $9,850 | $450 | 4.5 |
| HumanaChoice R0110-004 (Regional PPO)R0110-004-0 · Humana Inc. | AdvantageRegional PPO | $0 | $9,850 | n/a | 3.5 |
| Sentara Community Complete (HMO D-SNP)H4499-001-0 · Sentara Health Care (SHC) | Advantage with drugsHMO D-SNP | $6.30 | $9,850 | $700 | 3 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page
For agents, pharmacies, and practices
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Neighboring counties
- Berkeley County, WV49 Advantage plans, 31 at $0
- Clarke County54 Advantage plans, 40 at $0
- Hampshire County, WV43 Advantage plans, 27 at $0
- Hardy County, WV42 Advantage plans, 27 at $0
- Jefferson County, WV42 Advantage plans, 26 at $0
- Morgan County, WV34 Advantage plans, 21 at $0
- Shenandoah County36 Advantage plans, 29 at $0
- Warren County48 Advantage plans, 36 at $0
- Winchester city46 Advantage plans, 37 at $0
Health data for Frederick County, VA
About this data
Plans, premiums, out-of-pocket maximums, and drug deductibles come from the CMS CY2027 Medicare Advantage and Part D landscape file. Change from 2026 compares it with the CY2026 landscape. Stars are the 2027 Star Ratings CMS released October 8, 2026: the overall rating for Advantage plans and the Part D summary rating for drug-only plans, which have no overall rating.
Advantage counts include Special Needs Plans, which are open only to people who qualify. Drug-only plans are listed by CMS for a whole state, so every county page shows them. Employer group plans are not in the file. This page lists plans; it does not say which plan fits anyone, and Rivvi does not sell plans.
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS CY2026 Medicare Advantage and Part D landscape file, as of September 25, 2025. Publisher page
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page