Medicare plans
McDowell County, NC
75 Medicare Advantage plans and 11 drug-only plans are offered in McDowell County, NC for 2027. 55 of the Advantage plans have a $0 monthly premium.
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Plans by type
| Type | Plans |
|---|---|
| Advantage | 10 |
| Advantage with drugs | 65 |
| Drug only | 11 |
| All plans | 86 |
31 of these are Special Needs Plans, open only to people who qualify. The 11 drug-only plans are listed for all of North Carolina.
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Premiums and out-of-pocket limits
| Measure | 2027 |
|---|---|
| Advantage monthly premium | $0 to $158 |
| Advantage plans at $0 | 55 |
| Advantage out-of-pocket maximum (in network) | $3,400 to $9,850 |
| Drug-only monthly premium | $5.30 to $239.20 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Star Ratings
| Overall rating | Advantage plans |
|---|---|
| 3 stars | 7 |
| 3.5 stars | 11 |
| 4 stars | 29 |
| 4.5 stars | 24 |
| 5 stars | 2 |
| Too new to rate | 1 |
| Not enough data | 1 |
55 Advantage plans in McDowell County, NC have an overall rating of 4 stars or more.
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Change from 2026
McDowell County, NC has 75 Advantage plans in 2027, 7 fewer than 2026 (82). 9 plans are new to the county and 16 plans offered here in 2026 are gone. $0 plans go from 40 to 55.
| Advantage plans | 2026 | 2027 |
|---|---|---|
| Offered in the county | 82 | 75 |
| At a $0 premium | 40 | 55 |
| New for 2027 | 9 | |
| Offered in 2026, gone in 2027 | 16 |
Offered here in 2026, not in 2027
- Wellcare Giveback Open (PPO) (H1914-010, Centene Corporation)
- AARP Medicare Advantage Access from UHC NC-23 (PPO) (H2001-084, UnitedHealth Group, Inc.)
- Wellcare Dual Access (HMO-POS D-SNP) (H4073-002, Centene Corporation)
- UHC Dual Complete NC-D001 (HMO-POS D-SNP) (H5253-041, UnitedHealth Group, Inc.)
- AARP Medicare Advantage from UHC NC-0008 (HMO-POS) (H5253-079, UnitedHealth Group, Inc.)
- UHC Dual Complete NC-S3 (HMO-POS D-SNP) (H5253-184, UnitedHealth Group, Inc.)
- Alignment Health Platinum (HMO) (H5296-003, Alignment Healthcare USA, LLC)
- HumanaChoice H5525-050 (PPO) (H5525-050, Humana Inc.)
- HumanaChoice H5525-083 (PPO) (H5525-083, Humana Inc.)
- HealthSpring True Choice (PPO) (H7849-113, Health Care Service Corporation)
- HealthSpring TotalCare (HMO D-SNP) (H9725-003, Health Care Service Corporation)
- HealthSpring Courage (HMO) (H9725-005, Health Care Service Corporation)
- HealthSpring Preferred (HMO) (H9725-009, Health Care Service Corporation)
- HealthSpring TotalCare Plus (HMO D-SNP) (H9725-013, Health Care Service Corporation)
- HealthSpring Preferred Savings (HMO) (H9725-015, Health Care Service Corporation)
- HealthSpring Preferred Plus (HMO) (H9725-017, Health Care Service Corporation)
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS CY2026 Medicare Advantage and Part D landscape file, as of September 25, 2025. Publisher page
Plans by parent organization
| Parent organization | Advantage | Drug only | Total |
|---|---|---|---|
| Alignment Healthcare USA, LLC | 6 | 0 | 6 |
| Centene Corporation | 7 | 2 | 9 |
| CuraCor Solutions Corp. | 7 | 2 | 9 |
| CVS Health Corporation | 6 | 1 | 7 |
| Devoted Health, Inc. | 12 | 0 | 12 |
| Health Care Service Corporation | 0 | 1 | 1 |
| Humana Inc. | 22 | 3 | 25 |
| Independence Health Group, Inc. | 1 | 0 | 1 |
| Longevity Health Founders, LLC | 1 | 0 | 1 |
| Troy Holdings, Inc. | 2 | 0 | 2 |
| UnitedHealth Group, Inc. | 11 | 2 | 13 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Every 2027 plan in McDowell County, NC
86 plans, by plan name. Select a column to sort.
| Plan ↑ | Type | Premium | Out-of-pocket max | Drug deductible | Stars |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC NC-0009 (HMO-POS)H5253-080-0 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS | $57 | $5,900 | $595 | 4 |
| AARP Medicare Advantage from UHC NC-24 (HMO-POS)H5253-185-0 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS | $0 | $7,150 | $685 | 4 |
| AARP Medicare Advantage Giveback from UHC NC-13 (HMO-POS)H5253-105-0 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS | $0 | $9,300 | $685 | 4 |
| AARP Medicare Advantage Patriot No Rx NC-MA02 (HMO-POS)H5253-040-0 · UnitedHealth Group, Inc. | AdvantageHMO-POS | $0 | $9,300 | n/a | 4 |
| AARP Medicare Rx Preferred from UHC (PDP)S5921-390-0 · UnitedHealth Group, Inc. | Drug onlyPDP | $203.90 | n/a | $300 | 3 |
| AARP Medicare Rx Saver from UHC (PDP)S5921-353-0 · UnitedHealth Group, Inc. | Drug onlyPDP | $150.20 | n/a | $700 | 3 |
| Aetna Medicare Eagle (PPO)H5521-241-0 · CVS Health Corporation | AdvantagePPO | $0 | $7,150 | n/a | 4 |
| Aetna Medicare Full Dual (HMO D-SNP)H3146-002-0 · CVS Health Corporation | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | 3.5 |
| Aetna Medicare Signature (HMO)H3146-001-0 · CVS Health Corporation | Advantage with drugsHMO | $0 | $5,500 | $400 | 3.5 |
| Aetna Medicare Signature (PPO)H5521-081-0 · CVS Health Corporation | Advantage with drugsPPO | $0 | $5,900 | $500 | 4 |
| Aetna Medicare Signature Giveback (PPO)H5521-348-0 · CVS Health Corporation | Advantage with drugsPPO | $0 | $7,500 | $700 | 4 |
| Aetna Medicare Value Plus (HMO)H3146-006-0 · CVS Health Corporation | Advantage with drugsHMO | $0 | $5,500 | $400 | 3.5 |
| Alignment Health AVA 001 (PPO)H7074-001-0 · Alignment Healthcare USA, LLC | Advantage with drugsPPO | $20 | $3,900 | $0 | Not enough data |
| Alignment Health Duals+ 004 (HMO-POS D-SNP)H5296-004-0 · Alignment Healthcare USA, LLC | Advantage with drugsHMO-POS D-SNP | $13.30 | $9,850 | $700 | 4.5 |
| Alignment Health Heart & Diabetes 011 (HMO C-SNP)H5296-011-0 · Alignment Healthcare USA, LLC | Advantage with drugsHMO C-SNP | $0 | $3,400 | $250 | 4.5 |
| Alignment Health Heart & Diabetes Plus 009 (HMO-POS C-SNP)H5296-009-0 · Alignment Healthcare USA, LLC | Advantage with drugsHMO-POS C-SNP | $4.80 | $9,850 | $700 | 4.5 |
| Alignment Health Platinum 010 (HMO)H5296-010-0 · Alignment Healthcare USA, LLC | Advantage with drugsHMO | $0 | $4,300 | $225 | 4.5 |
| Alignment Health Smart 006 (HMO)H5296-006-0 · Alignment Healthcare USA, LLC | Advantage with drugsHMO | $0 | $3,400 | $700 | 4.5 |
| AmeriHealth Caritas VIP Care (HMO D-SNP)H8212-001-0 · Independence Health Group, Inc. | Advantage with drugsHMO D-SNP | $1.90 | $9,850 | $450 | Too new to rate |
| Blue Medicare Enhanced (HMO-POS)H3449-024-2 · CuraCor Solutions Corp. | Advantage with drugsHMO-POS | $50 | $4,900 | $700 | 4 |
| Blue Medicare Essential (HMO)H3449-027-2 · CuraCor Solutions Corp. | Advantage with drugsHMO | $0 | $9,850 | $700 | 4 |
| Blue Medicare Essential Plus (HMO-POS)H3449-023-2 · CuraCor Solutions Corp. | Advantage with drugsHMO-POS | $0 | $7,000 | $700 | 4 |
| Blue Medicare Freedom+ (PPO)H3404-004-0 · CuraCor Solutions Corp. | AdvantagePPO | $0 | $9,850 | n/a | 4.5 |
| Blue Medicare Medical Only (HMO-POS)H3449-012-0 · CuraCor Solutions Corp. | AdvantageHMO-POS | $0 | $3,900 | n/a | 4 |
| Blue Medicare PPO Enhanced (PPO)H3404-003-2 · CuraCor Solutions Corp. | Advantage with drugsPPO | $70 | $6,900 | $700 | 4.5 |
| Blue Medicare Rx Enhanced (PDP)S5540-004-0 · CuraCor Solutions Corp. | Drug onlyPDP | $239.20 | n/a | $0 | 2.5 |
| Blue Medicare Rx Standard (PDP)S5540-002-0 · CuraCor Solutions Corp. | Drug onlyPDP | $92.10 | n/a | $700 | 2.5 |
| DEVOTED C-SNP ENHANCED 018 NC (HMO C-SNP)H5299-018-0 · Devoted Health, Inc. | Advantage with drugsHMO C-SNP | $0 | $5,600 | $461 | 4.5 |
| DEVOTED C-SNP GIVEBACK EXTRAS 034 NC (HMO C-SNP)H5299-034-0 · Devoted Health, Inc. | Advantage with drugsHMO C-SNP | $0 | $7,150 | $700 | 4.5 |
| DEVOTED C-SNP PLUS 015 NC (HMO C-SNP)H5299-015-0 · Devoted Health, Inc. | Advantage with drugsHMO C-SNP | $0 | $9,850 | $461 | 4.5 |
| DEVOTED CHOICE 005 NC (PPO)H9700-005-0 · Devoted Health, Inc. | Advantage with drugsPPO | $0 | $5,300 | $650 | 4 |
| DEVOTED CHOICE GIVEBACK 006 NC (PPO)H9700-006-0 · Devoted Health, Inc. | Advantage with drugsPPO | $0 | $9,850 | $465 | 4 |
| DEVOTED CHOICE MA ONLY 007 NC (PPO)H9700-007-0 · Devoted Health, Inc. | AdvantagePPO | $0 | $9,250 | n/a | 4 |
| DEVOTED CORE 029 NC (HMO)H5299-029-0 · Devoted Health, Inc. | Advantage with drugsHMO | $0 | $4,950 | $650 | 4.5 |
| DEVOTED DUAL 009 NC (HMO D-SNP)H5299-009-0 · Devoted Health, Inc. | Advantage with drugsHMO D-SNP | $0 | $6,750 | $700 | 4.5 |
| DEVOTED DUAL FULL 013 NC (HMO D-SNP)H5299-013-0 · Devoted Health, Inc. | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | 4.5 |
| DEVOTED DUAL PLUS 006 NC (HMO D-SNP)H5299-006-0 · Devoted Health, Inc. | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | 4.5 |
| DEVOTED GIVEBACK 030 NC (HMO)H5299-030-0 · Devoted Health, Inc. | Advantage with drugsHMO | $0 | $9,850 | $650 | 4.5 |
| DEVOTED GIVEBACK EXTRAS 044 NC (HMO)H5299-044-0 · Devoted Health, Inc. | Advantage with drugsHMO | $0 | $7,150 | $700 | 4.5 |
| HealthSpring Assurance Rx (PDP)S5715-029-0 · Health Care Service Corporation | Drug onlyPDP | $143.90 | n/a | $700 | 2.5 |
| Healthy Blue + Medicare (HMO-POS D-SNP)H9147-001-0 · CuraCor Solutions Corp. | Advantage with drugsHMO-POS D-SNP | $13.20 | $9,850 | $700 | 3 |
| Humana Basic Rx Plan (PDP)S5884-133-0 · Humana Inc. | Drug onlyPDP | $12.30 | n/a | $700 | 4.5 |
| Humana Dual Select H1036-307 (HMO D-SNP)H1036-307-0 · Humana Inc. | Advantage with drugsHMO D-SNP | $0 | $9,850 | $200 | 4.5 |
| Humana Dual Select H5525-072 (PPO D-SNP)H5525-072-0 · Humana Inc. | Advantage with drugsPPO D-SNP | $13.30 | $9,850 | $700 | 4 |
| Humana Dual Select H6622-027 (HMO-POS D-SNP)H6622-027-0 · Humana Inc. | Advantage with drugsHMO-POS D-SNP | $4.10 | $9,850 | $700 | 4 |
| Humana Full Access (Regional PPO)R0110-005-0 · Humana Inc. | Advantage with drugsRegional PPO | $158 | $9,850 | $700 | 3.5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP)H1036-308-0 · Humana Inc. | Advantage with drugsHMO C-SNP | $0 | $9,850 | $550 | 4.5 |
| Humana Gold Plus Giveback H1036-343 (HMO-POS)H1036-343-0 · Humana Inc. | Advantage with drugsHMO-POS | $0 | $9,850 | $700 | 4.5 |
| Humana Gold Plus H1036-137 (HMO-POS)H1036-137-0 · Humana Inc. | Advantage with drugsHMO-POS | $0 | $9,850 | $450 | 4.5 |
| Humana Gold Plus H1036-335 (HMO-POS)H1036-335-2 · Humana Inc. | Advantage with drugsHMO-POS | $0 | $3,950 | $700 | 4.5 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page
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Health data for McDowell County, NC
About this data
Plans, premiums, out-of-pocket maximums, and drug deductibles come from the CMS CY2027 Medicare Advantage and Part D landscape file. Change from 2026 compares it with the CY2026 landscape. Stars are the 2027 Star Ratings CMS released October 8, 2026: the overall rating for Advantage plans and the Part D summary rating for drug-only plans, which have no overall rating.
Advantage counts include Special Needs Plans, which are open only to people who qualify. Drug-only plans are listed by CMS for a whole state, so every county page shows them. Employer group plans are not in the file. This page lists plans; it does not say which plan fits anyone, and Rivvi does not sell plans.
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS CY2026 Medicare Advantage and Part D landscape file, as of September 25, 2025. Publisher page
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page