Medicare plans
Rutherford County, NC
60 Medicare Advantage plans and 11 drug-only plans are offered in Rutherford County, NC for 2027. 45 of the Advantage plans have a $0 monthly premium.
License. US government work, Public Domain Mark 1.0.
Shopping for your own coverage? Use Medicare Plan Finder at medicare.gov or call 1-800-MEDICARE.
Plans by type
| Type | Plans |
|---|---|
| Advantage | 9 |
| Advantage with drugs | 51 |
| Drug only | 11 |
| All plans | 71 |
25 of these are Special Needs Plans, open only to people who qualify. The 11 drug-only plans are listed for all of North Carolina.
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Premiums and out-of-pocket limits
| Measure | 2027 |
|---|---|
| Advantage monthly premium | $0 to $158 |
| Advantage plans at $0 | 45 |
| Advantage out-of-pocket maximum (in network) | $3,900 to $9,850 |
| Drug-only monthly premium | $5.30 to $239.20 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Star Ratings
| Overall rating | Advantage plans |
|---|---|
| 3 stars | 5 |
| 3.5 stars | 8 |
| 4 stars | 26 |
| 4.5 stars | 19 |
| 5 stars | 2 |
47 Advantage plans in Rutherford County, NC have an overall rating of 4 stars or more.
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Change from 2026
Rutherford County, NC has 60 Advantage plans in 2027, 4 fewer than 2026 (64). 9 plans are new to the county and 13 plans offered here in 2026 are gone. $0 plans go from 30 to 45.
| Advantage plans | 2026 | 2027 |
|---|---|---|
| Offered in the county | 64 | 60 |
| At a $0 premium | 30 | 45 |
| New for 2027 | 9 | |
| Offered in 2026, gone in 2027 | 13 |
Offered here in 2026, not in 2027
- Wellcare Giveback Open (PPO) (H1914-010, Centene Corporation)
- AARP Medicare Advantage Access from UHC NC-23 (PPO) (H2001-084, UnitedHealth Group, Inc.)
- Aetna Medicare Dual (HMO D-SNP) (H3146-002, CVS Health Corporation)
- Aetna Medicare Value Plus (HMO) (H3146-006, CVS Health Corporation)
- Wellcare Dual Access (HMO-POS D-SNP) (H4073-002, Centene Corporation)
- UHC Dual Complete NC-D001 (HMO-POS D-SNP) (H5253-041, UnitedHealth Group, Inc.)
- AARP Medicare Advantage from UHC NC-0008 (HMO-POS) (H5253-079, UnitedHealth Group, Inc.)
- UHC Dual Complete NC-S3 (HMO-POS D-SNP) (H5253-184, UnitedHealth Group, Inc.)
- Aetna Medicare Signature (PPO) (H5521-236, CVS Health Corporation)
- Aetna Medicare Eagle Giveback (PPO) (H5521-241, CVS Health Corporation)
- Aetna Medicare Signature Giveback (PPO) (H5521-348, CVS Health Corporation)
- HumanaChoice H5525-050 (PPO) (H5525-050, Humana Inc.)
- HumanaChoice H5525-083 (PPO) (H5525-083, Humana Inc.)
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS CY2026 Medicare Advantage and Part D landscape file, as of September 25, 2025. Publisher page
Plans by parent organization
| Parent organization | Advantage | Drug only | Total |
|---|---|---|---|
| Centene Corporation | 7 | 2 | 9 |
| CuraCor Solutions Corp. | 7 | 2 | 9 |
| CVS Health Corporation | 0 | 1 | 1 |
| Devoted Health, Inc. | 12 | 0 | 12 |
| Health Care Service Corporation | 0 | 1 | 1 |
| Humana Inc. | 22 | 3 | 25 |
| Longevity Health Founders, LLC | 1 | 0 | 1 |
| UnitedHealth Group, Inc. | 11 | 2 | 13 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Every 2027 plan in Rutherford County, NC
71 plans, by plan name. Select a column to sort.
| Plan ↑ | Type | Premium | Out-of-pocket max | Drug deductible | Stars |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC NC-0009 (HMO-POS)H5253-080-0 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS | $57 | $5,900 | $595 | 4 |
| AARP Medicare Advantage from UHC NC-24 (HMO-POS)H5253-185-0 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS | $0 | $7,150 | $685 | 4 |
| AARP Medicare Advantage Giveback from UHC NC-13 (HMO-POS)H5253-105-0 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS | $0 | $9,300 | $685 | 4 |
| AARP Medicare Advantage Patriot No Rx NC-MA02 (HMO-POS)H5253-040-0 · UnitedHealth Group, Inc. | AdvantageHMO-POS | $0 | $9,300 | n/a | 4 |
| AARP Medicare Rx Preferred from UHC (PDP)S5921-390-0 · UnitedHealth Group, Inc. | Drug onlyPDP | $203.90 | n/a | $300 | 3 |
| AARP Medicare Rx Saver from UHC (PDP)S5921-353-0 · UnitedHealth Group, Inc. | Drug onlyPDP | $150.20 | n/a | $700 | 3 |
| Blue Medicare Enhanced (HMO-POS)H3449-024-3 · CuraCor Solutions Corp. | Advantage with drugsHMO-POS | $57 | $4,900 | $700 | 4 |
| Blue Medicare Essential (HMO)H3449-027-2 · CuraCor Solutions Corp. | Advantage with drugsHMO | $0 | $9,850 | $700 | 4 |
| Blue Medicare Essential Plus (HMO-POS)H3449-023-5 · CuraCor Solutions Corp. | Advantage with drugsHMO-POS | $0 | $9,850 | $700 | 4 |
| Blue Medicare Freedom+ (PPO)H3404-004-0 · CuraCor Solutions Corp. | AdvantagePPO | $0 | $9,850 | n/a | 4.5 |
| Blue Medicare Medical Only (HMO-POS)H3449-012-0 · CuraCor Solutions Corp. | AdvantageHMO-POS | $0 | $3,900 | n/a | 4 |
| Blue Medicare PPO Enhanced (PPO)H3404-003-2 · CuraCor Solutions Corp. | Advantage with drugsPPO | $70 | $6,900 | $700 | 4.5 |
| Blue Medicare Rx Enhanced (PDP)S5540-004-0 · CuraCor Solutions Corp. | Drug onlyPDP | $239.20 | n/a | $0 | 2.5 |
| Blue Medicare Rx Standard (PDP)S5540-002-0 · CuraCor Solutions Corp. | Drug onlyPDP | $92.10 | n/a | $700 | 2.5 |
| DEVOTED C-SNP ENHANCED 018 NC (HMO C-SNP)H5299-018-0 · Devoted Health, Inc. | Advantage with drugsHMO C-SNP | $0 | $5,600 | $461 | 4.5 |
| DEVOTED C-SNP GIVEBACK EXTRAS 034 NC (HMO C-SNP)H5299-034-0 · Devoted Health, Inc. | Advantage with drugsHMO C-SNP | $0 | $7,150 | $700 | 4.5 |
| DEVOTED C-SNP PLUS 015 NC (HMO C-SNP)H5299-015-0 · Devoted Health, Inc. | Advantage with drugsHMO C-SNP | $0 | $9,850 | $461 | 4.5 |
| DEVOTED CHOICE 005 NC (PPO)H9700-005-0 · Devoted Health, Inc. | Advantage with drugsPPO | $0 | $5,300 | $650 | 4 |
| DEVOTED CHOICE GIVEBACK 006 NC (PPO)H9700-006-0 · Devoted Health, Inc. | Advantage with drugsPPO | $0 | $9,850 | $465 | 4 |
| DEVOTED CHOICE MA ONLY 007 NC (PPO)H9700-007-0 · Devoted Health, Inc. | AdvantagePPO | $0 | $9,250 | n/a | 4 |
| DEVOTED CORE 029 NC (HMO)H5299-029-0 · Devoted Health, Inc. | Advantage with drugsHMO | $0 | $4,950 | $650 | 4.5 |
| DEVOTED DUAL 009 NC (HMO D-SNP)H5299-009-0 · Devoted Health, Inc. | Advantage with drugsHMO D-SNP | $0 | $6,750 | $700 | 4.5 |
| DEVOTED DUAL FULL 013 NC (HMO D-SNP)H5299-013-0 · Devoted Health, Inc. | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | 4.5 |
| DEVOTED DUAL PLUS 006 NC (HMO D-SNP)H5299-006-0 · Devoted Health, Inc. | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | 4.5 |
| DEVOTED GIVEBACK 030 NC (HMO)H5299-030-0 · Devoted Health, Inc. | Advantage with drugsHMO | $0 | $9,850 | $650 | 4.5 |
| DEVOTED GIVEBACK EXTRAS 044 NC (HMO)H5299-044-0 · Devoted Health, Inc. | Advantage with drugsHMO | $0 | $7,150 | $700 | 4.5 |
| HealthSpring Assurance Rx (PDP)S5715-029-0 · Health Care Service Corporation | Drug onlyPDP | $143.90 | n/a | $700 | 2.5 |
| Healthy Blue + Medicare (HMO-POS D-SNP)H9147-001-0 · CuraCor Solutions Corp. | Advantage with drugsHMO-POS D-SNP | $13.20 | $9,850 | $700 | 3 |
| Humana Basic Rx Plan (PDP)S5884-133-0 · Humana Inc. | Drug onlyPDP | $12.30 | n/a | $700 | 4.5 |
| Humana Dual Select H1036-307 (HMO D-SNP)H1036-307-0 · Humana Inc. | Advantage with drugsHMO D-SNP | $0 | $9,850 | $200 | 4.5 |
| Humana Dual Select H5525-072 (PPO D-SNP)H5525-072-0 · Humana Inc. | Advantage with drugsPPO D-SNP | $13.30 | $9,850 | $700 | 4 |
| Humana Dual Select H6622-027 (HMO-POS D-SNP)H6622-027-0 · Humana Inc. | Advantage with drugsHMO-POS D-SNP | $4.10 | $9,850 | $700 | 4 |
| Humana Full Access (Regional PPO)R0110-005-0 · Humana Inc. | Advantage with drugsRegional PPO | $158 | $9,850 | $700 | 3.5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP)H1036-308-0 · Humana Inc. | Advantage with drugsHMO C-SNP | $0 | $9,850 | $550 | 4.5 |
| Humana Gold Plus Giveback H1036-343 (HMO-POS)H1036-343-0 · Humana Inc. | Advantage with drugsHMO-POS | $0 | $9,850 | $700 | 4.5 |
| Humana Gold Plus H1036-137 (HMO-POS)H1036-137-0 · Humana Inc. | Advantage with drugsHMO-POS | $0 | $9,850 | $450 | 4.5 |
| Humana Gold Plus H1036-335 (HMO-POS)H1036-335-2 · Humana Inc. | Advantage with drugsHMO-POS | $0 | $3,950 | $700 | 4.5 |
| Humana Gold Plus H6622-025 (HMO-POS)H6622-025-0 · Humana Inc. | Advantage with drugsHMO-POS | $0 | $9,850 | $450 | 4 |
| Humana Gold Plus H6622-026 (HMO-POS)H6622-026-0 · Humana Inc. | Advantage with drugsHMO-POS | $13.30 | $9,850 | $450 | 4 |
| Humana Gold Plus SNP-DE H1036-167 (HMO D-SNP)H1036-167-0 · Humana Inc. | Advantage with drugsHMO D-SNP | $0 | $9,850 | $0 | 4.5 |
| Humana Gold Plus SNP-DE H1036-331 (HMO D-SNP)H1036-331-0 · Humana Inc. | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | 4.5 |
| Humana Premier Rx Plan (PDP)S5884-154-0 · Humana Inc. | Drug onlyPDP | $130.20 | n/a | $350 | 4.5 |
| Humana USAA Honor Giveback (PPO)H5216-343-0 · Humana Inc. | AdvantagePPO | $0 | $9,850 | n/a | 4 |
| Humana USAA Honor Giveback (PPO)H5525-065-0 · Humana Inc. | AdvantagePPO | $0 | $9,850 | n/a | 4 |
| Humana USAA Honor Giveback (Regional PPO)R0110-006-0 · Humana Inc. | AdvantageRegional PPO | $0 | $9,850 | n/a | 3.5 |
| Humana Value Rx Plan (PDP)S5884-187-0 · Humana Inc. | Drug onlyPDP | $51.30 | n/a | $687 | 4.5 |
| HumanaChoice Giveback H5216-017 (PPO)H5216-017-0 · Humana Inc. | Advantage with drugsPPO | $0 | $9,850 | $700 | 4 |
| HumanaChoice Giveback H5525-035 (PPO)H5525-035-0 · Humana Inc. | Advantage with drugsPPO | $0 | $9,850 | $700 | 4 |
| HumanaChoice H5216-211 (PPO)H5216-211-0 · Humana Inc. | Advantage with drugsPPO | $67 | $9,850 | $700 | 4 |
| HumanaChoice H5525-070 (PPO)H5525-070-0 · Humana Inc. | Advantage with drugsPPO | $13.30 | $9,850 | $700 | 4 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page
For agents, pharmacies, and practices
Run this for a client's ZIP
Rivvi's county landscape snapshot opens with Rutherford County, NC filled in. Swap in a client's ZIP to get every 2027 plan in their county, counted by type and carrier, with premium and out-of-pocket ranges.
Open the county snapshotFree to start. Opens Rivvi, the AI workspace for healthcare teams.
For pharmacies and practices
Check your patients' drugs on these plans
Enter a drug and Rivvi compares its 2026 and 2027 Part D formulary placement on every plan near a ZIP: tier changes, new prior authorization, step therapy, and quantity limits.
Free to start. Opens Rivvi, the AI workspace for healthcare teams.
Neighboring counties
- Buncombe County79 Advantage plans, 56 at $0
- Burke County69 Advantage plans, 54 at $0
- Cherokee County, SC61 Advantage plans, 50 at $0
- Cleveland County69 Advantage plans, 54 at $0
- Henderson County77 Advantage plans, 55 at $0
- McDowell County75 Advantage plans, 55 at $0
- Polk County66 Advantage plans, 49 at $0
- Spartanburg County, SC78 Advantage plans, 61 at $0
Health data for Rutherford County, NC
About this data
Plans, premiums, out-of-pocket maximums, and drug deductibles come from the CMS CY2027 Medicare Advantage and Part D landscape file. Change from 2026 compares it with the CY2026 landscape. Stars are the 2027 Star Ratings CMS released October 8, 2026: the overall rating for Advantage plans and the Part D summary rating for drug-only plans, which have no overall rating.
Advantage counts include Special Needs Plans, which are open only to people who qualify. Drug-only plans are listed by CMS for a whole state, so every county page shows them. Employer group plans are not in the file. This page lists plans; it does not say which plan fits anyone, and Rivvi does not sell plans.
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS CY2026 Medicare Advantage and Part D landscape file, as of September 25, 2025. Publisher page
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page