Medicare plans
Covington County, AL
42 Medicare Advantage plans and 11 drug-only plans are offered in Covington County, AL for 2027. 28 of the Advantage plans have a $0 monthly premium.
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Plans by type
| Type | Plans |
|---|---|
| Advantage | 5 |
| Advantage with drugs | 37 |
| Drug only | 11 |
| All plans | 53 |
18 of these are Special Needs Plans, open only to people who qualify. The 11 drug-only plans are listed for all of Alabama.
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Premiums and out-of-pocket limits
| Measure | 2027 |
|---|---|
| Advantage monthly premium | $0 to $124 |
| Advantage plans at $0 | 28 |
| Advantage out-of-pocket maximum (in network) | $3,250 to $9,850 |
| Drug-only monthly premium | $5.30 to $204.60 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Star Ratings
| Overall rating | Advantage plans |
|---|---|
| 3.5 stars | 21 |
| 4 stars | 9 |
| 4.5 stars | 9 |
| Not enough data | 3 |
18 Advantage plans in Covington County, AL have an overall rating of 4 stars or more.
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Change from 2026
Covington County, AL has 42 Advantage plans in 2027, the same count as 2026 (42). 5 plans are new to the county and 5 plans offered here in 2026 are gone. $0 plans go from 21 to 28.
| Advantage plans | 2026 | 2027 |
|---|---|---|
| Offered in the county | 42 | 42 |
| At a $0 premium | 21 | 28 |
| New for 2027 | 5 | |
| Offered in 2026, gone in 2027 | 5 |
Offered here in 2026, not in 2027
- Blue Advantage Premier (PPO) (H0104-015, BlueCross BlueShield of Alabama)
- UHC Dual Complete AL-V001 (HMO-POS D-SNP) (H0432-013, UnitedHealth Group, Inc.)
- Aetna Medicare Signature Plus (PPO) (H5521-116, CVS Health Corporation)
- Aetna Medicare Eagle Plus (PPO) (H5521-229, CVS Health Corporation)
- Aetna Medicare Value Plus (PPO) (H5521-467, CVS Health Corporation)
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS CY2026 Medicare Advantage and Part D landscape file, as of September 25, 2025. Publisher page
Plans by parent organization
| Parent organization | Advantage | Drug only | Total |
|---|---|---|---|
| Associated Care Ventures, Inc. | 3 | 0 | 3 |
| BlueCross BlueShield of Alabama | 2 | 2 | 4 |
| Centene Corporation | 0 | 2 | 2 |
| CVS Health Corporation | 4 | 1 | 5 |
| Health Care Service Corporation | 0 | 1 | 1 |
| Humana Inc. | 18 | 3 | 21 |
| UnitedHealth Group, Inc. | 15 | 2 | 17 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Every 2027 plan in Covington County, AL
53 plans, by plan name. Select a column to sort.
| Plan ↑ | Type | Premium | Out-of-pocket max | Drug deductible | Stars |
|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC AL-3 (HMO-POS)H2802-041-0 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS | $0 | $6,300 | $685 | 3.5 |
| AARP Medicare Advantage Extras from UHC AL-7 (HMO-POS)H2802-087-0 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS | $0 | $7,150 | $685 | 3.5 |
| AARP Medicare Advantage from UHC AL-0001 (HMO-POS)H0432-003-0 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS | $0 | $7,150 | $685 | 3.5 |
| AARP Medicare Advantage from UHC AL-0002 (HMO-POS)H0432-004-0 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS | $45 | $5,400 | $685 | 3.5 |
| AARP Medicare Advantage from UHC AL-0004 (PPO)H1889-015-0 · UnitedHealth Group, Inc. | Advantage with drugsPPO | $10 | $7,150 | $685 | 3.5 |
| AARP Medicare Advantage from UHC AL-6 (HMO-POS)H2802-079-0 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS | $43 | $5,400 | $685 | 3.5 |
| AARP Medicare Advantage Patriot No Rx AL-MA01 (HMO-POS)H0432-012-0 · UnitedHealth Group, Inc. | AdvantageHMO-POS | $0 | $7,150 | n/a | 3.5 |
| AARP Medicare Advantage Patriot No Rx AL-MA2 (HMO-POS)H2802-086-0 · UnitedHealth Group, Inc. | AdvantageHMO-POS | $0 | $7,150 | n/a | 3.5 |
| AARP Medicare Rx Preferred from UHC (PDP)S5921-393-0 · UnitedHealth Group, Inc. | Drug onlyPDP | $204.60 | n/a | $300 | 3 |
| AARP Medicare Rx Saver from UHC (PDP)S5921-357-0 · UnitedHealth Group, Inc. | Drug onlyPDP | $126.40 | n/a | $700 | 3 |
| Aetna Medicare Dual Care (HMO D-SNP)H3239-010-0 · CVS Health Corporation | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | 3.5 |
| Aetna Medicare Dual Extra Care (HMO D-SNP)H3239-002-0 · CVS Health Corporation | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | 3.5 |
| Aetna Medicare Full Dual Care (HMO D-SNP)H3239-026-0 · CVS Health Corporation | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | 3.5 |
| Aetna Medicare Signature Care (HMO)H3239-020-0 · CVS Health Corporation | Advantage with drugsHMO | $0 | $6,750 | $400 | 3.5 |
| Blue Advantage Choice (PPO)H0104-016-0 · BlueCross BlueShield of Alabama | Advantage with drugsPPO | $0 | $7,150 | $700 | 4 |
| Blue Advantage Complete (PPO)H0104-012-0 · BlueCross BlueShield of Alabama | Advantage with drugsPPO | $39.50 | $6,000 | $620 | 4 |
| BlueRx Enhanced Plus (PDP)S1030-001-0 · BlueCross BlueShield of Alabama | Drug onlyPDP | $157.60 | n/a | $250 | 3 |
| BlueRx Essential (PDP)S1030-006-0 · BlueCross BlueShield of Alabama | Drug onlyPDP | $61.10 | n/a | $700 | 3 |
| HealthSpring Assurance Rx (PDP)S5715-033-0 · Health Care Service Corporation | Drug onlyPDP | $110.40 | n/a | $700 | 2.5 |
| Humana Basic Rx Plan (PDP)S5884-106-0 · Humana Inc. | Drug onlyPDP | $6.30 | n/a | $700 | 4.5 |
| Humana Dual QMB Only (HMO D-SNP)H4461-074-0 · Humana Inc. | Advantage with drugsHMO D-SNP | $0 | $9,850 | $100 | 4.5 |
| Humana Dual Select H4461-077 (HMO D-SNP)H4461-077-0 · Humana Inc. | Advantage with drugsHMO D-SNP | $0 | $9,850 | $50 | 4.5 |
| Humana Dual Select H5619-093 (HMO D-SNP)H5619-093-0 · Humana Inc. | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | 4 |
| Humana Gold Plus H4461-078 (HMO)H4461-078-0 · Humana Inc. | Advantage with drugsHMO | $0 | $6,360 | $700 | 4.5 |
| Humana Gold Plus H4461-079 (HMO)H4461-079-0 · Humana Inc. | Advantage with drugsHMO | $36 | $4,900 | $700 | 4.5 |
| Humana Gold Plus H5619-089 (HMO)H5619-089-0 · Humana Inc. | Advantage with drugsHMO | $0 | $7,150 | $700 | 4 |
| Humana Gold Plus SNP-DE H4461-076 (HMO D-SNP)H4461-076-0 · Humana Inc. | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | 4.5 |
| Humana Premier Rx Plan (PDP)S5884-158-0 · Humana Inc. | Drug onlyPDP | $127.90 | n/a | $350 | 4.5 |
| Humana USAA Honor Giveback (HMO)H4461-075-0 · Humana Inc. | AdvantageHMO | $0 | $4,150 | n/a | 4.5 |
| Humana USAA Honor Giveback (PPO)H5216-236-0 · Humana Inc. | AdvantagePPO | $0 | $4,150 | n/a | 4 |
| Humana Value Plus H5216-179 (PPO)H5216-179-0 · Humana Inc. | Advantage with drugsPPO | $0 | $6,200 | $400 | 4 |
| Humana Value Plus H7617-089 (PPO)H7617-089-0 · Humana Inc. | Advantage with drugsPPO | $0.50 | $6,200 | $400 | 4.5 |
| Humana Value Rx Plan (PDP)S5884-191-0 · Humana Inc. | Drug onlyPDP | $60 | n/a | $687 | 4.5 |
| HumanaChoice H5216-269 (PPO)H5216-269-0 · Humana Inc. | Advantage with drugsPPO | $0 | $4,450 | $700 | 4 |
| HumanaChoice H5216-368 (PPO)H5216-368-0 · Humana Inc. | Advantage with drugsPPO | $27.50 | $3,250 | $700 | 4 |
| HumanaChoice H7617-090 (PPO)H7617-090-0 · Humana Inc. | Advantage with drugsPPO | $34 | $3,250 | $700 | 4.5 |
| HumanaChoice H7617-091 (PPO)H7617-091-0 · Humana Inc. | Advantage with drugsPPO | $0 | $4,450 | $700 | 4.5 |
| HumanaChoice R0110-017 (Regional PPO)R0110-017-0 · Humana Inc. | AdvantageRegional PPO | $0 | $4,650 | n/a | 3.5 |
| HumanaChoice R0110-018 (Regional PPO)R0110-018-0 · Humana Inc. | Advantage with drugsRegional PPO | $124 | $7,000 | $700 | 3.5 |
| HumanaChoice SNP-DE H5216-370 (PPO D-SNP)H5216-370-0 · Humana Inc. | Advantage with drugsPPO D-SNP | $0 | $9,850 | $700 | 4 |
| SilverScript Choice (PDP)S5601-024-0 · CVS Health Corporation | Drug onlyPDP | $148.80 | n/a | $700 | 2.5 |
| Simpra Advantage Assist (PPO I-SNP)H4091-003-0 · Associated Care Ventures, Inc. | Advantage with drugsPPO I-SNP | $90 | $6,700 | $150 | Not enough data |
| Simpra Advantage Dual Care (PPO D-SNP)H4091-002-0 · Associated Care Ventures, Inc. | Advantage with drugsPPO D-SNP | $13.70 | $9,850 | $700 | Not enough data |
| Simpra Advantage Nursing Home Plan (PPO I-SNP)H4091-001-0 · Associated Care Ventures, Inc. | Advantage with drugsPPO I-SNP | $13.70 | $9,850 | $700 | Not enough data |
| UHC Complete Care AL-5 (HMO-POS C-SNP)H0432-017-0 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS C-SNP | $0 | $7,150 | $685 | 3.5 |
| UHC Complete Care AL-8 (HMO-POS C-SNP)H2802-088-0 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS C-SNP | $0 | $6,700 | $685 | 3.5 |
| UHC Dual Advantage AL-V2 (HMO-POS D-SNP)H2802-044-0 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS D-SNP | $3.90 | $5,900 | $700 | 3.5 |
| UHC Dual Complete AL-Q1 (HMO-POS D-SNP)H0432-009-0 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS D-SNP | $0 | $9,850 | $435 | 3.5 |
| UHC Dual Complete AL-Q2 (PPO D-SNP)H1889-009-0 · UnitedHealth Group, Inc. | Advantage with drugsPPO D-SNP | $0 | $9,850 | $445 | 3.5 |
| UHC Dual Complete AL-Q3 (HMO-POS D-SNP)H2802-090-0 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS D-SNP | $13.70 | $9,850 | $700 | 3.5 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page
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Neighboring counties
- Butler County60 Advantage plans, 46 at $0
- Coffee County42 Advantage plans, 28 at $0
- Conecuh County38 Advantage plans, 24 at $0
- Crenshaw County65 Advantage plans, 49 at $0
- Escambia County60 Advantage plans, 46 at $0
- Geneva County46 Advantage plans, 31 at $0
- Okaloosa County, FL31 Advantage plans, 23 at $0
- Walton County, FL35 Advantage plans, 26 at $0
Health data for Covington County, AL
About this data
Plans, premiums, out-of-pocket maximums, and drug deductibles come from the CMS CY2027 Medicare Advantage and Part D landscape file. Change from 2026 compares it with the CY2026 landscape. Stars are the 2027 Star Ratings CMS released October 8, 2026: the overall rating for Advantage plans and the Part D summary rating for drug-only plans, which have no overall rating.
Advantage counts include Special Needs Plans, which are open only to people who qualify. Drug-only plans are listed by CMS for a whole state, so every county page shows them. Employer group plans are not in the file. This page lists plans; it does not say which plan fits anyone, and Rivvi does not sell plans.
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS CY2026 Medicare Advantage and Part D landscape file, as of September 25, 2025. Publisher page
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page