Medicare plans

Merced County, CA

18 Medicare Advantage plans and 10 drug-only plans are offered in Merced County, CA for 2027. 10 of the Advantage plans have a $0 monthly premium.

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Shopping for your own coverage? Use Medicare Plan Finder at medicare.gov or call 1-800-MEDICARE.

Plans by type

2027 plans by type
TypePlans
Advantage1
Advantage with drugs17
Drug only10
All plans28

10 of these are Special Needs Plans, open only to people who qualify. The 10 drug-only plans are listed for all of California.

Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page

Premiums and out-of-pocket limits

2027 premiums and out-of-pocket limits
Measure2027
Advantage monthly premium$0 to $99
Advantage plans at $010
Advantage out-of-pocket maximum (in network)$295 to $9,850
Drug-only monthly premium$5.30 to $252.60

Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page

Star Ratings

2027 Advantage plans by overall star rating
Overall ratingAdvantage plans
3 stars2
3.5 stars10
4 stars5
Too new to rate1

5 Advantage plans in Merced County, CA have an overall rating of 4 stars or more.

Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page

Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page

Change from 2026

Merced County, CA has 18 Advantage plans in 2027, 1 more than 2026 (17). 3 plans are new to the county and 2 plans offered here in 2026 are gone. $0 plans stay at 10.

Advantage plans, 2026 to 2027
Advantage plans20262027
Offered in the county1718
At a $0 premium1010
New for 20273
Offered in 2026, gone in 20272

Offered here in 2026, not in 2027

  • Alignment Health Honor+ Plan (HMO) (H3815-052, Alignment Healthcare USA, LLC)
  • Anthem Kidney Care (PPO C-SNP) (H8552-028, Elevance Health, Inc.)

Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page

Source: CMS CY2026 Medicare Advantage and Part D landscape file, as of September 25, 2025. Publisher page

Plans by parent organization

2027 plans by parent organization
Parent organizationAdvantageDrug onlyTotal
Alignment Healthcare USA, LLC10010
California Physicians' Service123
Centene Corporation022
Elevance Health, Inc.101
Health Care Service Corporation011
Humana Inc.033
Imperial Health Plan of California404
SANTA CRUZ MONTEREY MERCED SAN BENITO MARIPOSA MAN101
UnitedHealth Group, Inc.123

Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page

Every 2027 plan in Merced County, CA

28 plans, by plan name. Select a column to sort.

Every 2027 plan
Plan ↑TypePremiumOut-of-pocket maxDrug deductibleStars
AARP Medicare Advantage from UHC CA-0010 (HMO-POS)H0543-140-0 · UnitedHealth Group, Inc.Advantage with drugsHMO-POS$99$7,150$6853
AARP Medicare Rx Preferred from UHC (PDP)S5921-413-0 · UnitedHealth Group, Inc.Drug onlyPDP$242.60n/a$3003
AARP Medicare Rx Saver from UHC (PDP)S5921-376-0 · UnitedHealth Group, Inc.Drug onlyPDP$170.80n/a$7003
Alignment Health BreathEasy Plus 041 (HMO C-SNP)H3815-041-0 · Alignment Healthcare USA, LLCAdvantage with drugsHMO C-SNP$0$9,850$7003.5
Alignment Health Clarity Plus 042 (HMO C-SNP)H3815-042-0 · Alignment Healthcare USA, LLCAdvantage with drugsHMO C-SNP$7.30$9,850$7003.5
Alignment Health Heart & Diabetes 010 (HMO C-SNP)H3815-010-0 · Alignment Healthcare USA, LLCAdvantage with drugsHMO C-SNP$0$1,900$03.5
Alignment Health Heart & Diabetes 048 (HMO C-SNP)H3815-048-0 · Alignment Healthcare USA, LLCAdvantage with drugsHMO C-SNP$0$1,990$03.5
Alignment Health Heart & Diabetes 051 (HMO C-SNP)H3815-051-0 · Alignment Healthcare USA, LLCAdvantage with drugsHMO C-SNP$0.10$9,850$7003.5
Alignment Health Heart & Diabetes Plus 039 (HMO C-SNP)H3815-039-0 · Alignment Healthcare USA, LLCAdvantage with drugsHMO C-SNP$7.30$9,850$7003.5
Alignment Health Honor Plus 060 (HMO)H3815-060-0 · Alignment Healthcare USA, LLCAdvantage with drugsHMO$7.30$9,850$7003.5
Alignment Health My Choice 050 (HMO)H3815-050-0 · Alignment Healthcare USA, LLCAdvantage with drugsHMO$0$3,499$03.5
Alignment Health ONE + Walgreens 035 (HMO)H3815-035-0 · Alignment Healthcare USA, LLCAdvantage with drugsHMO$0$1,300$03.5
Alignment Health Smart 040 (HMO)H3815-040-0 · Alignment Healthcare USA, LLCAdvantage with drugsHMO$0$3,999$7003.5
Anthem Kidney Care (PPO C-SNP)H4909-030-0 · Elevance Health, Inc.Advantage with drugsPPO C-SNP$0$9,850$03
Blue Shield Inspire (HMO)H0504-047-0 · California Physicians' ServiceAdvantage with drugsHMO$61$5,100$4754
Blue Shield Rx Enhanced (PDP)S2468-004-0 · California Physicians' ServiceDrug onlyPDP$252.60n/a$2002.5
Blue Shield Rx Plus (PDP)S2468-003-0 · California Physicians' ServiceDrug onlyPDP$210n/a$7002.5
HealthSpring Assurance Rx (PDP)S5715-049-0 · Health Care Service CorporationDrug onlyPDP$9.30n/a$7002.5
Humana Basic Rx Plan (PDP)S5884-114-0 · Humana Inc.Drug onlyPDP$118.30n/a$7004.5
Humana Premier Rx Plan (PDP)S5884-178-0 · Humana Inc.Drug onlyPDP$191.20n/a$3504.5
Humana Value Rx Plan (PDP)S5884-211-0 · Humana Inc.Drug onlyPDP$130.30n/a$6874.5
Imperial Courage Plan (HMO)H5496-016-0 · Imperial Health Plan of CaliforniaAdvantageHMO$0$2,999n/a4
Imperial Dynamic Plan (HMO)H5496-012-0 · Imperial Health Plan of CaliforniaAdvantage with drugsHMO$0$295$04
Imperial Flex (HMO C-SNP)H5496-017-0 · Imperial Health Plan of CaliforniaAdvantage with drugsHMO C-SNP$2.70$9,850$4504
Imperial Senior Value (HMO C-SNP)H5496-005-0 · Imperial Health Plan of CaliforniaAdvantage with drugsHMO C-SNP$0$295$04
TotalCare (HMO D-SNP)H5692-001-0 · SANTA CRUZ MONTEREY MERCED SAN BENITO MARIPOSA MANAdvantage with drugsHMO D-SNP$7.30$9,850$700Too new to rate
Wellcare Classic (PDP)S4802-094-0 · Centene CorporationDrug onlyPDP$7.30n/a$7003
Wellcare Value Script (PDP)S4802-163-0 · Centene CorporationDrug onlyPDP$5.30n/a$7003

Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page

Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page

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Neighboring counties

Health data for Merced County, CA

About this data

Plans, premiums, out-of-pocket maximums, and drug deductibles come from the CMS CY2027 Medicare Advantage and Part D landscape file. Change from 2026 compares it with the CY2026 landscape. Stars are the 2027 Star Ratings CMS released October 8, 2026: the overall rating for Advantage plans and the Part D summary rating for drug-only plans, which have no overall rating.

Advantage counts include Special Needs Plans, which are open only to people who qualify. Drug-only plans are listed by CMS for a whole state, so every county page shows them. Employer group plans are not in the file. This page lists plans; it does not say which plan fits anyone, and Rivvi does not sell plans.

Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page

Source: CMS CY2026 Medicare Advantage and Part D landscape file, as of September 25, 2025. Publisher page

Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page

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