Medicare plans
Citrus County, FL
83 Medicare Advantage plans and 11 drug-only plans are offered in Citrus County, FL for 2027. 73 of the Advantage plans have a $0 monthly premium.
License. US government work, Public Domain Mark 1.0.
Shopping for your own coverage? Use Medicare Plan Finder at medicare.gov or call 1-800-MEDICARE.
Plans by type
| Type | Plans |
|---|---|
| Advantage | 10 |
| Advantage with drugs | 73 |
| Drug only | 11 |
| All plans | 94 |
48 of these are Special Needs Plans, open only to people who qualify. The 11 drug-only plans are listed for all of Florida.
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Premiums and out-of-pocket limits
| Measure | 2027 |
|---|---|
| Advantage monthly premium | $0 to $161 |
| Advantage plans at $0 | 73 |
| Advantage out-of-pocket maximum (in network) | $500 to $9,850 |
| Drug-only monthly premium | $5.30 to $326 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Star Ratings
| Overall rating | Advantage plans |
|---|---|
| 3 stars | 3 |
| 3.5 stars | 14 |
| 4 stars | 31 |
| 4.5 stars | 29 |
| 5 stars | 2 |
| Not enough data | 4 |
62 Advantage plans in Citrus County, FL have an overall rating of 4 stars or more.
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Change from 2026
Citrus County, FL has 83 Advantage plans in 2027, 2 fewer than 2026 (85). 14 plans are new to the county and 16 plans offered here in 2026 are gone. $0 plans go from 65 to 73.
| Advantage plans | 2026 | 2027 |
|---|---|---|
| Offered in the county | 85 | 83 |
| At a $0 premium | 65 | 73 |
| New for 2027 | 14 | |
| Offered in 2026, gone in 2027 | 16 |
Offered here in 2026, not in 2027
- Wellcare Patriot Giveback (HMO) (H1032-239, Centene Corporation)
- Wellcare Dual Access Sync (HMO D-SNP) (H1032-244, Centene Corporation)
- Wellcare Sunshine Health Dual Align (HMO D-SNP) (H1032-245, Centene Corporation)
- AARP Medicare Advantage CareFlex from UHC FL-32 (HMO-POS) (H1045-057, UnitedHealth Group, Inc.)
- Aetna Medicare Dual Select (HMO D-SNP) (H1609-061, CVS Health Corporation)
- HumanaChoice Florida H5216-304 (PPO) (H5216-304, Humana Inc.)
- Humana Full Access Giveback H5216-393 (PPO) (H5216-393, Humana Inc.)
- Humana Direct Choice Giveback (PPO) (H5216-452, Humana Inc.)
- Humana USAA Honor Giveback (PPO) (H5216-467, Humana Inc.)
- Freedom Medi-Medi Full (HMO D-SNP) (H5427-087, Elevance Health, Inc.)
- Simply Complete (HMO D-SNP) (H5471-082, Elevance Health, Inc.)
- Simply Integrated (HMO D-SNP) (H5471-131, Elevance Health, Inc.)
- Optimum Emerald Full (HMO D-SNP) (H5594-017, Elevance Health, Inc.)
- HumanaChoice Florida H7617-109 (PPO) (H7617-109, Humana Inc.)
- Humana Full Access Giveback H7617-111 (PPO) (H7617-111, Humana Inc.)
- Humana Direct Choice Giveback (PPO) (H7617-112, Humana Inc.)
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS CY2026 Medicare Advantage and Part D landscape file, as of September 25, 2025. Publisher page
Plans by parent organization
| Parent organization | Advantage | Drug only | Total |
|---|---|---|---|
| Centene Corporation | 5 | 2 | 7 |
| Chapters CareNu Inc | 3 | 0 | 3 |
| CVS Health Corporation | 6 | 1 | 7 |
| Devoted Health, Inc. | 6 | 0 | 6 |
| Elevance Health, Inc. | 19 | 0 | 19 |
| Guidewell Mutual Holding Corporation | 4 | 2 | 6 |
| Health Care Service Corporation | 0 | 1 | 1 |
| Humana Inc. | 20 | 3 | 23 |
| Longevity Health Founders, LLC | 1 | 0 | 1 |
| Mitchell Family Office | 1 | 0 | 1 |
| Ultimate Healthcare Holdings, LLC | 5 | 0 | 5 |
| UnitedHealth Group, Inc. | 13 | 2 | 15 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Every 2027 plan in Citrus County, FL
94 plans, by plan name. Select a column to sort.
| Plan ↑ | Type | Premium | Out-of-pocket max | Drug deductible | Stars |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC FL-0013 (HMO-POS)H1045-043-0 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS | $0 | $4,450 | $405 | 4 |
| AARP Medicare Advantage from UHC FL-0023 (PPO)H2406-015-0 · UnitedHealth Group, Inc. | Advantage with drugsPPO | $0 | $6,700 | $685 | 4 |
| AARP Medicare Advantage from UHC FL-0031 (Regional PPO)R0759-001-0 · UnitedHealth Group, Inc. | Advantage with drugsRegional PPO | $127 | $9,850 | $685 | 3.5 |
| AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO)R0759-002-0 · UnitedHealth Group, Inc. | AdvantageRegional PPO | $0 | $9,250 | n/a | 3.5 |
| AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO)H2406-130-0 · UnitedHealth Group, Inc. | AdvantagePPO | $0 | $8,900 | n/a | 4 |
| AARP Medicare Rx Preferred from UHC (PDP)S5921-383-0 · UnitedHealth Group, Inc. | Drug onlyPDP | $184.10 | n/a | $300 | 3 |
| AARP Medicare Rx Saver from UHC (PDP)S5921-356-0 · UnitedHealth Group, Inc. | Drug onlyPDP | $149.20 | n/a | $700 | 3 |
| Advantage Care by Ultimate (HMO C-SNP)H2962-021-0 · Ultimate Healthcare Holdings, LLC | Advantage with drugsHMO C-SNP | $0 | $1,600 | $0 | 3.5 |
| Advantage Care COPD by Ultimate (HMO C-SNP)H2962-023-0 · Ultimate Healthcare Holdings, LLC | Advantage with drugsHMO C-SNP | $0 | $2,600 | $0 | 3.5 |
| Advantage Plus by Ultimate (Full) (HMO D-SNP)H2962-035-0 · Ultimate Healthcare Holdings, LLC | Advantage with drugsHMO D-SNP | $0 | $500 | $700 | 3.5 |
| Advantage Plus by Ultimate (Partial) (HMO D-SNP)H2962-036-0 · Ultimate Healthcare Holdings, LLC | Advantage with drugsHMO D-SNP | $0 | $500 | $700 | 3.5 |
| Aetna Medicare Eagle Giveback (PPO)H5521-306-0 · CVS Health Corporation | AdvantagePPO | $0 | $7,150 | n/a | 4 |
| Aetna Medicare Full Dual Select (HMO D-SNP)H1609-088-0 · CVS Health Corporation | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | 4 |
| Aetna Medicare Partial Dual Select (HMO D-SNP)H1609-105-0 · CVS Health Corporation | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | 4 |
| Aetna Medicare QMB Only Select (HMO D-SNP)H1609-044-0 · CVS Health Corporation | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | 4 |
| Aetna Medicare Select (HMO)H1609-087-0 · CVS Health Corporation | Advantage with drugsHMO | $0 | $3,900 | $200 | 4 |
| Aetna Medicare Signature (PPO)H5521-033-0 · CVS Health Corporation | Advantage with drugsPPO | $0 | $7,150 | $700 | 4 |
| American Health Advantage of Florida (HMO I-SNP)H6652-001-0 · Mitchell Family Office | Advantage with drugsHMO I-SNP | $7.30 | $9,850 | $700 | Not enough data |
| BlueMedicare Classic (HMO)H1035-019-0 · Guidewell Mutual Holding Corporation | Advantage with drugsHMO | $0 | $6,750 | $700 | 3.5 |
| BlueMedicare Complete Rx (PDP)S5904-002-0 · Guidewell Mutual Holding Corporation | Drug onlyPDP | $326 | n/a | $700 | 2.5 |
| BlueMedicare Patriot (PPO)H5434-042-0 · Guidewell Mutual Holding Corporation | AdvantagePPO | $0 | $6,750 | n/a | 3 |
| BlueMedicare Patriot Plus (PPO)H5434-048-0 · Guidewell Mutual Holding Corporation | AdvantagePPO | $0 | $6,750 | n/a | 3 |
| BlueMedicare Premier Rx (PDP)S5904-001-0 · Guidewell Mutual Holding Corporation | Drug onlyPDP | $164.60 | n/a | $700 | 2.5 |
| BlueMedicare Value (PPO)H5434-035-0 · Guidewell Mutual Holding Corporation | Advantage with drugsPPO | $0 | $6,750 | $597 | 3 |
| DEVOTED CORE 092 FL (HMO)H1290-092-0 · Devoted Health, Inc. | Advantage with drugsHMO | $0 | $3,800 | $650 | 4.5 |
| DEVOTED DUAL 024 FL (HMO D-SNP)H1290-024-0 · Devoted Health, Inc. | Advantage with drugsHMO D-SNP | $0 | $4,400 | $700 | 4.5 |
| DEVOTED DUAL FULL 103 FL (HMO D-SNP)H1290-103-0 · Devoted Health, Inc. | Advantage with drugsHMO D-SNP | $0 | $9,850 | $600 | 4.5 |
| DEVOTED DUAL QMB 052 FL (HMO D-SNP)H1290-052-0 · Devoted Health, Inc. | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | 4.5 |
| DEVOTED GIVEBACK 093 FL (HMO)H1290-093-0 · Devoted Health, Inc. | Advantage with drugsHMO | $0 | $7,150 | $650 | 4.5 |
| DEVOTED GIVEBACK EXTRAS 112 FL (HMO)H1290-112-0 · Devoted Health, Inc. | Advantage with drugsHMO | $0 | $5,100 | $700 | 4.5 |
| Freedom Medi-Medi Partial (HMO D-SNP)H5427-078-0 · Elevance Health, Inc. | Advantage with drugsHMO D-SNP | $0 | $500 | $105 | 4 |
| Freedom Platinum Plan Rx (HMO)H5427-093-0 · Elevance Health, Inc. | Advantage with drugsHMO | $0 | $2,000 | $0 | 4 |
| Freedom Savings Plan (HMO)H5427-052-0 · Elevance Health, Inc. | AdvantageHMO | $0 | $4,450 | n/a | 4 |
| Freedom VIP Care (HMO C-SNP)H5427-070-0 · Elevance Health, Inc. | Advantage with drugsHMO C-SNP | $0 | $1,000 | $0 | 4 |
| Freedom VIP Rewards (HMO C-SNP)H5427-099-0 · Elevance Health, Inc. | Advantage with drugsHMO C-SNP | $0 | $3,400 | $0 | 4 |
| Freedom VIP Savings (HMO C-SNP)H5427-072-0 · Elevance Health, Inc. | Advantage with drugsHMO C-SNP | $0 | $3,400 | $0 | 4 |
| Freedom VIP Savings COPD (HMO C-SNP)H5427-077-0 · Elevance Health, Inc. | Advantage with drugsHMO C-SNP | $0 | $3,400 | $0 | 4 |
| HealthSpring Assurance Rx (PDP)S5715-032-0 · Health Care Service Corporation | Drug onlyPDP | $9.30 | n/a | $700 | 2.5 |
| Humana Basic Rx Plan (PDP)S5884-105-0 · Humana Inc. | Drug onlyPDP | $90.30 | n/a | $700 | 4.5 |
| Humana Dual Integrated (HMO D-SNP)H1036-340-0 · Humana Inc. | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | 4.5 |
| Humana Dual Integrated (PPO D-SNP)H5216-480-0 · Humana Inc. | Advantage with drugsPPO D-SNP | $0 | $9,850 | $150 | 4 |
| Humana Dual Select H1036-102 (HMO D-SNP)H1036-102-0 · Humana Inc. | Advantage with drugsHMO D-SNP | $0 | $1,500 | $700 | 4.5 |
| Humana Dual Select H1036-314 (HMO D-SNP)H1036-314-0 · Humana Inc. | Advantage with drugsHMO D-SNP | $0 | $3,400 | $700 | 4.5 |
| Humana Dual Select H5216-394 (PPO D-SNP)H5216-394-0 · Humana Inc. | Advantage with drugsPPO D-SNP | $0 | $4,900 | $50 | 4 |
| Humana Essentials Plus Giveback (PPO)H7617-126-0 · Humana Inc. | Advantage with drugsPPO | $0 | $7,150 | $700 | 4.5 |
| Humana Fully Integrated H1036-280 (HMO D-SNP)H1036-280-0 · Humana Inc. | Advantage with drugsHMO D-SNP | $0 | $3,400 | $700 | 4.5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP)H1036-299-0 · Humana Inc. | Advantage with drugsHMO C-SNP | $0 | $2,000 | $700 | 4.5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP)H1036-338-0 · Humana Inc. | Advantage with drugsHMO C-SNP | $0 | $2,850 | $700 | 4.5 |
| Humana Gold Plus Giveback H1036-265 (HMO)H1036-265-1 · Humana Inc. | Advantage with drugsHMO | $0 | $2,400 | $0 | 4.5 |
| Humana Gold Plus Giveback H1036-266 (HMO)H1036-266-0 · Humana Inc. | Advantage with drugsHMO | $0 | $3,400 | $700 | 4.5 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page
For agents, pharmacies, and practices
Run this for a client's ZIP
Rivvi's county landscape snapshot opens with Citrus County, FL filled in. Swap in a client's ZIP to get every 2027 plan in their county, counted by type and carrier, with premium and out-of-pocket ranges.
Open the county snapshotFree to start. Opens Rivvi, the AI workspace for healthcare teams.
For pharmacies and practices
Check your patients' drugs on these plans
Enter a drug and Rivvi compares its 2026 and 2027 Part D formulary placement on every plan near a ZIP: tier changes, new prior authorization, step therapy, and quantity limits.
Free to start. Opens Rivvi, the AI workspace for healthcare teams.
Neighboring counties
Health data for Citrus County, FL
About this data
Plans, premiums, out-of-pocket maximums, and drug deductibles come from the CMS CY2027 Medicare Advantage and Part D landscape file. Change from 2026 compares it with the CY2026 landscape. Stars are the 2027 Star Ratings CMS released October 8, 2026: the overall rating for Advantage plans and the Part D summary rating for drug-only plans, which have no overall rating.
Advantage counts include Special Needs Plans, which are open only to people who qualify. Drug-only plans are listed by CMS for a whole state, so every county page shows them. Employer group plans are not in the file. This page lists plans; it does not say which plan fits anyone, and Rivvi does not sell plans.
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS CY2026 Medicare Advantage and Part D landscape file, as of September 25, 2025. Publisher page
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page