Medicare plans
Lake County, FL
102 Medicare Advantage plans and 11 drug-only plans are offered in Lake County, FL for 2027. 90 of the Advantage plans have a $0 monthly premium.
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Plans by type
| Type | Plans |
|---|---|
| Advantage | 10 |
| Advantage with drugs | 92 |
| Drug only | 11 |
| All plans | 113 |
54 of these are Special Needs Plans, open only to people who qualify. The 11 drug-only plans are listed for all of Florida.
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Premiums and out-of-pocket limits
| Measure | 2027 |
|---|---|
| Advantage monthly premium | $0 to $161 |
| Advantage plans at $0 | 90 |
| Advantage out-of-pocket maximum (in network) | $500 to $9,850 |
| Drug-only monthly premium | $5.30 to $326 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Star Ratings
| Overall rating | Advantage plans |
|---|---|
| 3 stars | 5 |
| 3.5 stars | 15 |
| 4 stars | 51 |
| 4.5 stars | 27 |
| 5 stars | 2 |
| Not enough data | 2 |
80 Advantage plans in Lake County, FL have an overall rating of 4 stars or more.
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Change from 2026
Lake County, FL has 102 Advantage plans in 2027, 4 fewer than 2026 (106). 18 plans are new to the county and 22 plans offered here in 2026 are gone. $0 plans go from 83 to 90.
| Advantage plans | 2026 | 2027 |
|---|---|---|
| Offered in the county | 106 | 102 |
| At a $0 premium | 83 | 90 |
| New for 2027 | 18 | |
| Offered in 2026, gone in 2027 | 22 |
Offered here in 2026, not in 2027
- CareNeeds Extra (HMO D-SNP) (H1019-153, Humana Inc.)
- Wellcare Patriot Giveback (HMO) (H1032-239, Centene Corporation)
- Wellcare Dual Access Sync (HMO D-SNP) (H1032-244, Centene Corporation)
- Wellcare Sunshine Health Dual Align (HMO D-SNP) (H1032-245, Centene Corporation)
- Health First Complete Care H1099-023 (HMO) (H1099-023, Health First Shared Services, Inc.)
- Health First Emerald Plus H1099-024 (HMO) (H1099-024, Health First Shared Services, Inc.)
- Health First Premier Access H1099-025 (HMO-POS) (H1099-025, Health First Shared Services, Inc.)
- UHC Dual Complete FL-Y5 (HMO-POS D-SNP) (H2509-003, UnitedHealth Group, Inc.)
- HumanaChoice Florida H5216-304 (PPO) (H5216-304, Humana Inc.)
- Humana Full Access Giveback H5216-393 (PPO) (H5216-393, Humana Inc.)
- Humana Direct Choice Giveback (PPO) (H5216-452, Humana Inc.)
- Humana USAA Honor Giveback (PPO) (H5216-467, Humana Inc.)
- HealthSpring Preferred Savings (HMO) (H5410-026, Health Care Service Corporation)
- Freedom Medi-Medi Full (HMO D-SNP) (H5427-087, Elevance Health, Inc.)
- Simply Complete Platinum (HMO D-SNP) (H5471-138, Elevance Health, Inc.)
- Simply Integrated Platinum (HMO D-SNP) (H5471-139, Elevance Health, Inc.)
- Aetna Medicare Signature (PPO) (H5521-033, CVS Health Corporation)
- Optimum Emerald Full (HMO D-SNP) (H5594-017, Elevance Health, Inc.)
- HumanaChoice Florida H7284-001 (PPO) (H7284-001, Humana Inc.)
- HumanaChoice Florida H7617-109 (PPO) (H7617-109, Humana Inc.)
- Humana Full Access Giveback H7617-111 (PPO) (H7617-111, Humana Inc.)
- Humana Direct Choice Giveback (PPO) (H7617-112, Humana Inc.)
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS CY2026 Medicare Advantage and Part D landscape file, as of September 25, 2025. Publisher page
Plans by parent organization
| Parent organization | Advantage | Drug only | Total |
|---|---|---|---|
| Centene Corporation | 5 | 2 | 7 |
| CVS Health Corporation | 8 | 1 | 9 |
| Devoted Health, Inc. | 10 | 0 | 10 |
| Elevance Health, Inc. | 13 | 0 | 13 |
| Guidewell Mutual Holding Corporation | 5 | 2 | 7 |
| Health Care Service Corporation | 3 | 1 | 4 |
| Humana Inc. | 35 | 3 | 38 |
| Independence Health Group, Inc. | 1 | 0 | 1 |
| Longevity Health Founders, LLC | 1 | 0 | 1 |
| Mitchell Family Office | 1 | 0 | 1 |
| Ultimate Healthcare Holdings, LLC | 5 | 0 | 5 |
| UnitedHealth Group, Inc. | 15 | 2 | 17 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Every 2027 plan in Lake County, FL
113 plans, by plan name. Select a column to sort.
| Plan ↑ | Type | Premium | Out-of-pocket max | Drug deductible | Stars |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC FL-0024 (PPO)H2406-016-0 · UnitedHealth Group, Inc. | Advantage with drugsPPO | $0 | $5,900 | $685 | 4 |
| AARP Medicare Advantage from UHC FL-0031 (Regional PPO)R0759-001-0 · UnitedHealth Group, Inc. | Advantage with drugsRegional PPO | $127 | $9,850 | $685 | 3.5 |
| AARP Medicare Advantage Giveback from UHC FL-40 (HMO-POS)H1045-071-0 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS | $0 | $7,150 | $685 | 4 |
| AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO)R0759-002-0 · UnitedHealth Group, Inc. | AdvantageRegional PPO | $0 | $9,250 | n/a | 3.5 |
| AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO)H2406-130-0 · UnitedHealth Group, Inc. | AdvantagePPO | $0 | $8,900 | n/a | 4 |
| AARP Medicare Rx Preferred from UHC (PDP)S5921-383-0 · UnitedHealth Group, Inc. | Drug onlyPDP | $184.10 | n/a | $300 | 3 |
| AARP Medicare Rx Saver from UHC (PDP)S5921-356-0 · UnitedHealth Group, Inc. | Drug onlyPDP | $149.20 | n/a | $700 | 3 |
| Advantage Care by Ultimate (HMO C-SNP)H2962-029-0 · Ultimate Healthcare Holdings, LLC | Advantage with drugsHMO C-SNP | $0 | $2,400 | $0 | 3.5 |
| Advantage Care COPD by Ultimate (HMO C-SNP)H2962-023-0 · Ultimate Healthcare Holdings, LLC | Advantage with drugsHMO C-SNP | $0 | $2,600 | $0 | 3.5 |
| Advantage Plus by Ultimate (Full) (HMO D-SNP)H2962-035-0 · Ultimate Healthcare Holdings, LLC | Advantage with drugsHMO D-SNP | $0 | $500 | $700 | 3.5 |
| Advantage Plus by Ultimate (Partial) (HMO D-SNP)H2962-036-0 · Ultimate Healthcare Holdings, LLC | Advantage with drugsHMO D-SNP | $0 | $500 | $700 | 3.5 |
| Aetna Medicare Chronic Care (HMO C-SNP)H1609-085-0 · CVS Health Corporation | Advantage with drugsHMO C-SNP | $0 | $4,200 | $300 | 4 |
| Aetna Medicare Eagle Giveback (PPO)H5521-306-0 · CVS Health Corporation | AdvantagePPO | $0 | $7,150 | n/a | 4 |
| Aetna Medicare Full Dual Select (HMO D-SNP)H1609-089-0 · CVS Health Corporation | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | 4 |
| Aetna Medicare Partial Dual Select (HMO D-SNP)H1609-046-0 · CVS Health Corporation | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | 4 |
| Aetna Medicare Select (HMO)H1609-086-0 · CVS Health Corporation | Advantage with drugsHMO | $0 | $3,900 | $200 | 4 |
| Aetna Medicare Select Extra (HMO)H1609-100-0 · CVS Health Corporation | Advantage with drugsHMO | $0 | $2,900 | $200 | 4 |
| Aetna Medicare Signature (PPO)H5521-439-0 · CVS Health Corporation | Advantage with drugsPPO | $0 | $7,150 | $700 | 4 |
| Aetna Medicare Signature Legacy (PPO)H5521-271-0 · CVS Health Corporation | Advantage with drugsPPO | $0 | $5,900 | $700 | 4 |
| American Health Advantage of Florida (HMO I-SNP)H6652-001-0 · Mitchell Family Office | Advantage with drugsHMO I-SNP | $7.30 | $9,850 | $700 | Not enough data |
| AmeriHealth Caritas VIP Care (HMO D-SNP)H6378-002-0 · Independence Health Group, Inc. | Advantage with drugsHMO D-SNP | $0 | $9,850 | $0 | Not enough data |
| BlueMedicare Classic (HMO)H1035-019-0 · Guidewell Mutual Holding Corporation | Advantage with drugsHMO | $0 | $6,750 | $700 | 3.5 |
| BlueMedicare Complete Rx (PDP)S5904-002-0 · Guidewell Mutual Holding Corporation | Drug onlyPDP | $326 | n/a | $700 | 2.5 |
| BlueMedicare Focus (HMO C-SNP)H1035-055-0 · Guidewell Mutual Holding Corporation | Advantage with drugsHMO C-SNP | $0 | $2,900 | $700 | 3.5 |
| BlueMedicare Patriot (PPO)H5434-038-0 · Guidewell Mutual Holding Corporation | AdvantagePPO | $0 | $6,750 | n/a | 3 |
| BlueMedicare Premier (HMO)H1035-043-0 · Guidewell Mutual Holding Corporation | Advantage with drugsHMO | $0 | $2,700 | $350 | 3.5 |
| BlueMedicare Premier Rx (PDP)S5904-001-0 · Guidewell Mutual Holding Corporation | Drug onlyPDP | $164.60 | n/a | $700 | 2.5 |
| BlueMedicare Value (PPO)H5434-036-0 · Guidewell Mutual Holding Corporation | Advantage with drugsPPO | $0 | $5,900 | $597 | 3 |
| CareAccess (HMO)H1019-144-0 · Humana Inc. | Advantage with drugsHMO | $0 | $4,000 | $700 | 4 |
| CareBreeze (HMO C-SNP)H1019-154-0 · Humana Inc. | Advantage with drugsHMO C-SNP | $0 | $2,000 | $700 | 4 |
| CareBreeze Platinum (HMO C-SNP)H1019-151-1 · Humana Inc. | Advantage with drugsHMO C-SNP | $0 | $2,000 | $700 | 4 |
| CareComplete (HMO C-SNP)H1019-150-0 · Humana Inc. | Advantage with drugsHMO C-SNP | $0 | $2,000 | $700 | 4 |
| CareComplete Local (HMO C-SNP)H1019-156-0 · Humana Inc. | Advantage with drugsHMO C-SNP | $0 | $3,000 | $250 | 4 |
| CareComplete Platinum (HMO C-SNP)H1019-147-1 · Humana Inc. | Advantage with drugsHMO C-SNP | $0 | $2,400 | $700 | 4 |
| CareFree Giveback (HMO)H1019-149-0 · Humana Inc. | Advantage with drugsHMO | $0 | $3,850 | $700 | 4 |
| CareFree Platinum Giveback (HMO)H1019-138-0 · Humana Inc. | Advantage with drugsHMO | $0 | $3,300 | $700 | 4 |
| CareNeeds Platinum (HMO D-SNP)H1019-146-0 · Humana Inc. | Advantage with drugsHMO D-SNP | $0 | $3,400 | $700 | 4 |
| CareNeeds Plus (HMO D-SNP)H1019-073-0 · Humana Inc. | Advantage with drugsHMO D-SNP | $0 | $3,400 | $700 | 4 |
| CareOne Plus (HMO-POS)H1019-057-0 · Humana Inc. | Advantage with drugsHMO-POS | $0 | $2,000 | $700 | 4 |
| CareOne Plus Local (HMO-POS)H1019-155-0 · Humana Inc. | Advantage with drugsHMO-POS | $0 | $2,500 | $700 | 4 |
| CareSalute (HMO)H1019-132-0 · Humana Inc. | AdvantageHMO | $0 | $4,150 | n/a | 4 |
| DEVOTED C-SNP ENHANCED 070 FL (HMO C-SNP)H1290-070-0 · Devoted Health, Inc. | Advantage with drugsHMO C-SNP | $0 | $4,400 | $465 | 4.5 |
| DEVOTED C-SNP PLUS 091 FL (HMO C-SNP)H1290-091-0 · Devoted Health, Inc. | Advantage with drugsHMO C-SNP | $0 | $9,850 | $465 | 4.5 |
| DEVOTED CORE 027 FL (HMO)H1290-027-0 · Devoted Health, Inc. | Advantage with drugsHMO | $0 | $3,950 | $650 | 4.5 |
| DEVOTED CORE 060 FL (HMO)H1290-060-0 · Devoted Health, Inc. | Advantage with drugsHMO | $0 | $3,900 | $650 | 4.5 |
| DEVOTED DUAL 033 FL (HMO D-SNP)H1290-033-0 · Devoted Health, Inc. | Advantage with drugsHMO D-SNP | $0 | $4,400 | $700 | 4.5 |
| DEVOTED DUAL FULL 101 FL (HMO D-SNP)H1290-101-0 · Devoted Health, Inc. | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | 4.5 |
| DEVOTED DUAL QMB 052 FL (HMO D-SNP)H1290-052-0 · Devoted Health, Inc. | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | 4.5 |
| DEVOTED GIVEBACK 035 FL (HMO)H1290-035-0 · Devoted Health, Inc. | Advantage with drugsHMO | $0 | $7,150 | $650 | 4.5 |
| DEVOTED GIVEBACK EXTRAS 108 FL (HMO)H1290-108-0 · Devoted Health, Inc. | Advantage with drugsHMO | $0 | $5,150 | $700 | 4.5 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page
For agents, pharmacies, and practices
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Neighboring counties
Health data for Lake County, FL
About this data
Plans, premiums, out-of-pocket maximums, and drug deductibles come from the CMS CY2027 Medicare Advantage and Part D landscape file. Change from 2026 compares it with the CY2026 landscape. Stars are the 2027 Star Ratings CMS released October 8, 2026: the overall rating for Advantage plans and the Part D summary rating for drug-only plans, which have no overall rating.
Advantage counts include Special Needs Plans, which are open only to people who qualify. Drug-only plans are listed by CMS for a whole state, so every county page shows them. Employer group plans are not in the file. This page lists plans; it does not say which plan fits anyone, and Rivvi does not sell plans.
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS CY2026 Medicare Advantage and Part D landscape file, as of September 25, 2025. Publisher page
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page