Medicare plans
Effingham County, GA
60 Medicare Advantage plans and 9 drug-only plans are offered in Effingham County, GA for 2027. 43 of the Advantage plans have a $0 monthly premium.
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Data only, not plan advice. Confirm on Medicare.gov Plan Finder or 1-800-MEDICARE.
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Plans by type
| Type | Plans |
|---|---|
| Advantage without drug coverage | 13 |
| Advantage with drugs | 47 |
| Drug only | 9 |
| All plans | 69 |
29 of these are Special Needs Plans (SNPs), open only to people who qualify: 15 D-SNP for people with both Medicare and Medicaid, 8 C-SNP for people with certain chronic conditions and 6 I-SNP for people who live in a nursing home or need that level of care at home. The 9 drug-only plans are listed for all of Georgia.
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
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Premiums and out-of-pocket limits
| Measure | 2027 |
|---|---|
| Advantage monthly premium | $0 to $138 |
| Advantage plans at $0 | 43 |
| Advantage out-of-pocket maximum (in network) | $5,900 to $9,850 |
| Drug-only monthly premium | $5.30 to $216.80 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Star Ratings
| Overall rating | Advantage plans |
|---|---|
| 3.5 stars | 31 |
| 4 stars | 17 |
| 4.5 stars | 5 |
| 5 stars | 4 |
| Not enough data | 3 |
26 Advantage plans in Effingham County, GA have an overall rating of 4 stars or more.
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Change from 2026
Effingham County, GA has 60 Advantage plans in 2027, 2 fewer than 2026 (62). 9 plans are new to the county and 11 plans offered here in 2026 are gone. $0 plans go from 38 to 43.
| Advantage plans | 2026 | 2027 |
|---|---|---|
| Offered in the county | 62 | 60 |
| At a $0 premium | 38 | 43 |
| New for 2027 | 9 | |
| Offered in 2026, gone in 2027 | 11 |
Offered here in 2026, not in 2027
- HealthSpring TotalCare (HMO D-SNP) (H0439-002, Health Care Service Corporation)
- HealthSpring TotalCare Plus (HMO D-SNP) (H0439-012, Health Care Service Corporation)
- HealthSpring Preferred (HMO) (H0439-013, Health Care Service Corporation)
- Aetna Medicare Elite (PPO) (H2293-031, CVS Health Corporation)
- Anthem Medicare Advantage 2 (PPO) (H4036-030, Elevance Health, Inc.)
- Humana Gold Plus SNP-DE H4141-025 (HMO D-SNP) (H4141-025, Humana Inc.)
- Aetna Medicare Signature (HMO) (H5302-023, CVS Health Corporation)
- AARP Medicare Advantage from UHC GA-5 (HMO-POS) (H5322-047, UnitedHealth Group, Inc.)
- Anthem Medicare Advantage (HMO-POS) (H5422-011, Elevance Health, Inc.)
- Anthem Extra Help (HMO-POS) (H5422-013, Elevance Health, Inc.)
- HealthSpring True Choice (PPO) (H7849-145, Health Care Service Corporation)
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS CY2026 Medicare Advantage and Part D landscape file, as of September 25, 2025. Publisher page
Plans by parent organization
| Parent organization | Advantage | Drug only | Total |
|---|---|---|---|
| Centene Corporation | 0 | 2 | 2 |
| Clover Health Holdings, Inc. | 4 | 0 | 4 |
| CVS Health Corporation | 8 | 1 | 9 |
| Devoted Health, Inc. | 7 | 0 | 7 |
| Elevance Health, Inc. | 6 | 0 | 6 |
| Health Care Service Corporation | 0 | 1 | 1 |
| Humana Inc. | 18 | 3 | 21 |
| Mitchell Family Office | 2 | 0 | 2 |
| UNICO Services, Inc. | 3 | 0 | 3 |
| UnitedHealth Group, Inc. | 12 | 2 | 14 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Every 2027 plan in Effingham County, GA
69 plans, by plan name. Select a column to sort.
| Plan ↑ | Type | Premium | Out-of-pocket max | Drug deductible | Stars |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC GA-10 (HMO-POS)H5322-053-000 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS | $0 | $7,150 | $685 | 3.5 |
| AARP Medicare Advantage Patriot No Rx GA-MA01 (PPO)H1889-022-000 · UnitedHealth Group, Inc. | Advantage without drug coveragePPO | $0 | $9,250 | n/a | 3.5 |
| AARP Medicare Rx Preferred from UHC (PDP)S5921-392-000 · UnitedHealth Group, Inc. | Drug onlyPDP | $216.80 | n/a | $300 | 3 |
| AARP Medicare Rx Saver from UHC (PDP)S5921-355-000 · UnitedHealth Group, Inc. | Drug onlyPDP | $165.60 | n/a | $700 | 3 |
| Aetna Medicare Dual Care (PPO D-SNP)H2293-004-000 · CVS Health Corporation | Advantage with drugsPPO D-SNP | $1.80 | $9,850 | $700 | 3.5 |
| Aetna Medicare Dual Extra Care (HMO D-SNP)H5302-012-000 · CVS Health Corporation | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | 3.5 |
| Aetna Medicare Dual Extra Care (PPO D-SNP)H2293-002-000 · CVS Health Corporation | Advantage with drugsPPO D-SNP | $0 | $9,850 | $700 | 3.5 |
| Aetna Medicare Eagle Extra Plus (PPO)H2293-009-000 · CVS Health Corporation | Advantage without drug coveragePPO | $0 | $8,900 | n/a | 3.5 |
| Aetna Medicare Eagle Plus (PPO)H3288-034-000 · CVS Health Corporation | Advantage without drug coveragePPO | $0 | $8,900 | n/a | 3.5 |
| Aetna Medicare Enhanced (PPO)H3288-042-000 · CVS Health Corporation | Advantage with drugsPPO | $53 | $9,850 | $600 | 3.5 |
| Aetna Medicare Full Dual Care (HMO D-SNP)H5302-024-000 · CVS Health Corporation | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | 3.5 |
| Aetna Medicare Value Plus (PPO)H2293-033-000 · CVS Health Corporation | Advantage with drugsPPO | $25.40 | $9,850 | $700 | 3.5 |
| Anthem Dual Advantage (HMO D-SNP)H5422-018-000 · Elevance Health, Inc. | Advantage with drugsHMO D-SNP | $0 | $9,850 | $105 | 3.5 |
| Anthem Full Dual Advantage (HMO D-SNP)H5422-019-000 · Elevance Health, Inc. | Advantage with drugsHMO D-SNP | $0 | $9,850 | $240 | 3.5 |
| Anthem Kidney Care (HMO-POS C-SNP)H5422-015-000 · Elevance Health, Inc. | Advantage with drugsHMO-POS C-SNP | $0 | $5,900 | $0 | 3.5 |
| Anthem Medicare Advantage 2 (HMO-POS)H5422-020-000 · Elevance Health, Inc. | Advantage with drugsHMO-POS | $55 | $9,850 | $550 | 3.5 |
| Anthem Veteran (HMO-POS)H5422-014-000 · Elevance Health, Inc. | Advantage without drug coverageHMO-POS | $0 | $9,250 | n/a | 3.5 |
| Anthem Veteran (PPO)H4036-040-000 · Elevance Health, Inc. | Advantage without drug coveragePPO | $0 | $9,850 | n/a | 4.5 |
| Clover Health LiveHealthy (PPO)H5141-026-000 · Clover Health Holdings, Inc. | Advantage with drugsPPO | $0 | $9,850 | $350 | 5 |
| Clover Health LiveHealthy Giveback (PPO)H5141-063-000 · Clover Health Holdings, Inc. | Advantage with drugsPPO | $0 | $9,850 | $425 | 5 |
| Clover Health LiveHealthy Premier (PPO)H5141-045-000 · Clover Health Holdings, Inc. | Advantage with drugsPPO | $35 | $9,850 | $250 | 5 |
| Clover Health Valor (PPO)H5141-056-000 · Clover Health Holdings, Inc. | Advantage without drug coveragePPO | $0 | $9,850 | n/a | 5 |
| DEVOTED C-SNP CHOICE ENHANCED 017 GA (PPO C-SNP)H5453-017-000 · Devoted Health, Inc. | Advantage with drugsPPO C-SNP | $0 | $8,950 | $465 | 4 |
| DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 020 GA (PPO C-SNP)H5453-020-000 · Devoted Health, Inc. | Advantage with drugsPPO C-SNP | $0 | $8,900 | $700 | 4 |
| DEVOTED C-SNP CHOICE PLUS 016 GA (PPO C-SNP)H5453-016-000 · Devoted Health, Inc. | Advantage with drugsPPO C-SNP | $0 | $9,850 | $461 | 4 |
| DEVOTED CHOICE 010 GA (PPO)H5453-010-000 · Devoted Health, Inc. | Advantage with drugsPPO | $0 | $7,850 | $461 | 4 |
| DEVOTED CHOICE GIVEBACK 011 GA (PPO)H5453-011-000 · Devoted Health, Inc. | Advantage with drugsPPO | $0 | $9,850 | $461 | 4 |
| DEVOTED CHOICE GIVEBACK EXTRAS 024 GA (PPO)H5453-024-000 · Devoted Health, Inc. | Advantage with drugsPPO | $0 | $8,900 | $700 | 4 |
| DEVOTED CHOICE MA ONLY 003 GA (PPO)H5453-003-000 · Devoted Health, Inc. | Advantage without drug coveragePPO | $0 | $9,250 | n/a | 4 |
| Georgia Health Advantage (HMO I-SNP)H8093-001-000 · Mitchell Family Office | Advantage with drugsHMO I-SNP | $6.30 | $9,850 | $700 | 3.5 |
| Georgia Health Advantage Choice (HMO I-SNP)H8093-002-000 · Mitchell Family Office | Advantage with drugsHMO I-SNP | $0 | $9,850 | $700 | 3.5 |
| HealthSpring Assurance Rx (PDP)S5715-031-000 · Health Care Service Corporation | Drug onlyPDP | $147.30 | n/a | $700 | 2.5 |
| Humana Basic Rx Plan (PDP)S5884-135-000 · Humana Inc. | Drug onlyPDP | $6.30 | n/a | $700 | 4.5 |
| Humana Dual Select H5216-206 (PPO D-SNP)H5216-206-000 · Humana Inc. | Advantage with drugsPPO D-SNP | $0.40 | $9,850 | $700 | 4 |
| Humana Full Access R0110-020 (Regional PPO)R0110-020-000 · Humana Inc. | Advantage with drugsRegional PPO | $138 | $9,850 | $700 | 3.5 |
| Humana Gold Plus SNP-DE H4141-003 (HMO D-SNP)H4141-003-000 · Humana Inc. | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | 3.5 |
| Humana Gold Plus SNP-DE H4141-024 (HMO D-SNP)H4141-024-000 · Humana Inc. | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | 3.5 |
| Humana Premier Rx Plan (PDP)S5884-156-000 · Humana Inc. | Drug onlyPDP | $146.30 | n/a | $350 | 4.5 |
| Humana Together in Health (PPO I-SNP)H5216-242-000 · Humana Inc. | Advantage with drugsPPO I-SNP | $0 | $9,850 | $0 | 4 |
| Humana Together in Health (PPO I-SNP)H7617-130-000 · Humana Inc. | Advantage with drugsPPO I-SNP | $0 | $9,850 | $400 | 4.5 |
| Humana USAA Honor Giveback (PPO)H5216-217-000 · Humana Inc. | Advantage without drug coveragePPO | $0 | $6,700 | n/a | 4 |
| Humana USAA Honor Giveback (PPO)H5216-286-000 · Humana Inc. | Advantage without drug coveragePPO | $0 | $9,850 | n/a | 4 |
| Humana USAA Honor Giveback (PPO)H7617-096-000 · Humana Inc. | Advantage without drug coveragePPO | $0 | $9,850 | n/a | 4.5 |
| Humana Value Rx Plan (PDP)S5884-189-000 · Humana Inc. | Drug onlyPDP | $55.70 | n/a | $687 | 4.5 |
| HumanaChoice - Diabetes and Heart (PPO C-SNP)H5216-246-000 · Humana Inc. | Advantage with drugsPPO C-SNP | $0 | $9,850 | $550 | 4 |
| HumanaChoice Giveback H5216-154 (PPO)H5216-154-000 · Humana Inc. | Advantage with drugsPPO | $0 | $9,850 | $700 | 4 |
| HumanaChoice H5216-157 (PPO)H5216-157-000 · Humana Inc. | Advantage without drug coveragePPO | $0 | $9,850 | n/a | 4 |
| HumanaChoice H5216-280 (PPO)H5216-280-001 · Humana Inc. | Advantage with drugsPPO | $6.30 | $9,850 | $700 | 4 |
| HumanaChoice H5216-421 (PPO)H5216-421-000 · Humana Inc. | Advantage with drugsPPO | $0 | $9,850 | $700 | 4 |
| HumanaChoice H5216-466 (PPO)H5216-466-000 · Humana Inc. | Advantage with drugsPPO | $25 | $9,850 | $700 | 4 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page
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Neighboring counties
Health data for Effingham County, GA
About this data
Plans, premiums, out-of-pocket maximums, and drug deductibles come from the CMS CY2027 Medicare Advantage and Part D landscape file. Change from 2026 compares it with the CY2026 landscape. Stars are the 2027 Star Ratings CMS released October 8, 2026: the overall rating for Advantage plans and the Part D summary rating for drug-only plans, which have no overall rating.
Advantage counts include Special Needs Plans (SNPs), which are open only to people who qualify: D-SNPs for people with both Medicare and Medicaid, C-SNPs for people with certain chronic conditions, and I-SNPs for people who live in a nursing home or need that level of care at home. Drug-only plans are listed by CMS for a whole state, so every county page shows them. Employer group plans are not in the file. This page lists plans; it does not say which plan fits anyone, and Rivvi does not sell plans.
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS CY2026 Medicare Advantage and Part D landscape file, as of September 25, 2025. Publisher page
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page