Medicare plans
McCracken County, KY
60 Medicare Advantage plans and 8 drug-only plans are offered in McCracken County, KY for 2027. 44 of the Advantage plans have a $0 monthly premium.
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Plans by type
| Type | Plans |
|---|---|
| Advantage | 7 |
| Advantage with drugs | 53 |
| Drug only | 8 |
| All plans | 68 |
25 of these are Special Needs Plans, open only to people who qualify. The 8 drug-only plans are listed for all of Kentucky.
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Premiums and out-of-pocket limits
| Measure | 2027 |
|---|---|
| Advantage monthly premium | $0 to $123 |
| Advantage plans at $0 | 44 |
| Advantage out-of-pocket maximum (in network) | $4,450 to $9,850 |
| Drug-only monthly premium | $5.30 to $225.90 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Star Ratings
| Overall rating | Advantage plans |
|---|---|
| 3 stars | 11 |
| 3.5 stars | 13 |
| 4 stars | 30 |
| 4.5 stars | 6 |
36 Advantage plans in McCracken County, KY have an overall rating of 4 stars or more.
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Change from 2026
McCracken County, KY has 60 Advantage plans in 2027, 4 more than 2026 (56). 16 plans are new to the county and 12 plans offered here in 2026 are gone. $0 plans go from 29 to 44.
| Advantage plans | 2026 | 2027 |
|---|---|---|
| Offered in the county | 56 | 60 |
| At a $0 premium | 29 | 44 |
| New for 2027 | 16 | |
| Offered in 2026, gone in 2027 | 12 |
Offered here in 2026, not in 2027
- Humana Gold Plus SNP-DE H1036-320 (HMO D-SNP) (H1036-320, Humana Inc.)
- Wellcare Patriot Giveback Open (PPO) (H3975-002, Centene Corporation)
- Humana USAA Honor Giveback (PPO) (H5216-105, Humana Inc.)
- Humana USAA Honor Giveback with Rx (PPO) (H5216-396, Humana Inc.)
- Humana Together in Health Select (PPO I-SNP) (H5216-453, Humana Inc.)
- Aetna Medicare Signature (PPO) (H5521-260, CVS Health Corporation)
- Humana Gold Plus H5619-071 (HMO) (H5619-071, Humana Inc.)
- Humana Gold Plus Chronic Kidney Disease (HMO C-SNP) (H5619-170, Humana Inc.)
- UHC Dual Complete KY-S002 (HMO-POS D-SNP) (H6595-004, UnitedHealth Group, Inc.)
- UHC Dual Complete KY-S4 (HMO-POS D-SNP) (H6595-005, UnitedHealth Group, Inc.)
- Humana USAA Honor Giveback with Rx (PPO) (H7617-005, Humana Inc.)
- Wellcare Assist (HMO-POS) (H9730-010, Centene Corporation)
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS CY2026 Medicare Advantage and Part D landscape file, as of September 25, 2025. Publisher page
Plans by parent organization
| Parent organization | Advantage | Drug only | Total |
|---|---|---|---|
| Centene Corporation | 7 | 2 | 9 |
| CVS Health Corporation | 6 | 0 | 6 |
| Devoted Health, Inc. | 6 | 0 | 6 |
| Elevance Health, Inc. | 8 | 0 | 8 |
| Health Care Service Corporation | 0 | 1 | 1 |
| Humana Inc. | 20 | 3 | 23 |
| UnitedHealth Group, Inc. | 13 | 2 | 15 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Every 2027 plan in McCracken County, KY
68 plans, by plan name. Select a column to sort.
| Plan ↑ | Type | Premium | Out-of-pocket max | Drug deductible | Stars |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC KY-1 (HMO-POS)H5253-099-0 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS | $0 | $7,150 | $685 | 4 |
| AARP Medicare Advantage from UHC KY-0002 (HMO-POS)H5253-100-0 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS | $64 | $6,700 | $685 | 4 |
| AARP Medicare Advantage from UHC KY-0003 (PPO)H8768-013-0 · UnitedHealth Group, Inc. | Advantage with drugsPPO | $57 | $7,150 | $685 | 4 |
| AARP Medicare Advantage from UHC KY-5 (HMO-POS)H5253-128-0 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS | $19 | $7,150 | $685 | 4 |
| AARP Medicare Advantage Giveback from UHC KY-4 (HMO-POS)H5253-127-0 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS | $0 | $7,150 | $685 | 4 |
| AARP Medicare Advantage Patriot No Rx KY-MA01 (PPO)H8768-020-0 · UnitedHealth Group, Inc. | AdvantagePPO | $0 | $7,150 | n/a | 4 |
| AARP Medicare Advantage Patriot No Rx KY-MA2 (HMO-POS)H5253-235-0 · UnitedHealth Group, Inc. | AdvantageHMO-POS | $0 | $7,150 | n/a | 4 |
| AARP Medicare Rx Preferred from UHC (PDP)S5921-396-0 · UnitedHealth Group, Inc. | Drug onlyPDP | $225.90 | n/a | $300 | 3 |
| AARP Medicare Rx Saver from UHC (PDP)S5921-360-0 · UnitedHealth Group, Inc. | Drug onlyPDP | $160.40 | n/a | $700 | 3 |
| Aetna Medicare Chronic Care (HMO C-SNP)H0628-042-0 · CVS Health Corporation | Advantage with drugsHMO C-SNP | $0 | $7,150 | $700 | 3.5 |
| Aetna Medicare Eagle Giveback (PPO)H5521-488-0 · CVS Health Corporation | AdvantagePPO | $0 | $6,900 | n/a | 4 |
| Aetna Medicare HIDE (HMO D-SNP)H0628-012-0 · CVS Health Corporation | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | 3.5 |
| Aetna Medicare Partial Dual (HMO D-SNP)H0628-040-0 · CVS Health Corporation | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | 3.5 |
| Aetna Medicare Signature Extra (HMO-POS)H0628-007-0 · CVS Health Corporation | Advantage with drugsHMO-POS | $0 | $5,200 | $400 | 3.5 |
| Aetna Medicare Value Plus (PPO)H5521-490-0 · CVS Health Corporation | Advantage with drugsPPO | $9.50 | $5,500 | $500 | 4 |
| Anthem Chronic Care Advantage (HMO C-SNP)H9525-022-0 · Elevance Health, Inc. | Advantage with drugsHMO C-SNP | $0 | $9,850 | $235 | 3.5 |
| Anthem Kidney Care (HMO-POS C-SNP)H9525-011-0 · Elevance Health, Inc. | Advantage with drugsHMO-POS C-SNP | $0 | $6,050 | $50 | 3.5 |
| Anthem Medicare Advantage (HMO-POS)H9525-013-1 · Elevance Health, Inc. | Advantage with drugsHMO-POS | $0 | $7,150 | $595 | 3.5 |
| Anthem Medicare Advantage (PPO)H4036-036-0 · Elevance Health, Inc. | Advantage with drugsPPO | $41 | $9,250 | $250 | 4.5 |
| Anthem Medicare Advantage (Regional PPO)R5941-016-0 · Elevance Health, Inc. | Advantage with drugsRegional PPO | $123 | $9,250 | $45 | 3.5 |
| Anthem Medicare Advantage 2 (HMO-POS)H9525-021-1 · Elevance Health, Inc. | Advantage with drugsHMO-POS | $35 | $4,450 | $595 | 3.5 |
| Anthem Medicare Advantage 3 (PPO)H4036-034-0 · Elevance Health, Inc. | Advantage with drugsPPO | $70 | $5,900 | $300 | 4.5 |
| Anthem Veteran (PPO)H4909-023-0 · Elevance Health, Inc. | AdvantagePPO | $0 | $9,250 | n/a | 3 |
| DEVOTED C-SNP CHOICE ENHANCED 006 KY (PPO C-SNP)H5718-006-0 · Devoted Health, Inc. | Advantage with drugsPPO C-SNP | $0 | $6,550 | $461 | 4 |
| DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 008 KY (PPO C-SNP)H5718-008-0 · Devoted Health, Inc. | Advantage with drugsPPO C-SNP | $0 | $7,850 | $700 | 4 |
| DEVOTED C-SNP CHOICE PLUS 004 KY (PPO C-SNP)H5718-004-0 · Devoted Health, Inc. | Advantage with drugsPPO C-SNP | $0 | $9,850 | $461 | 4 |
| DEVOTED CHOICE 001 KY (PPO)H5718-001-0 · Devoted Health, Inc. | Advantage with drugsPPO | $0 | $6,050 | $650 | 4 |
| DEVOTED CHOICE GIVEBACK 002 KY (PPO)H5718-002-0 · Devoted Health, Inc. | Advantage with drugsPPO | $0 | $9,850 | $461 | 4 |
| DEVOTED CHOICE GIVEBACK EXTRAS 011 KY (PPO)H5718-011-0 · Devoted Health, Inc. | Advantage with drugsPPO | $0 | $7,850 | $700 | 4 |
| HealthSpring Assurance Rx (PDP)S5715-036-0 · Health Care Service Corporation | Drug onlyPDP | $122.40 | n/a | $700 | 2.5 |
| Humana Basic Rx Plan (PDP)S5884-138-0 · Humana Inc. | Drug onlyPDP | $9.30 | n/a | $700 | 4.5 |
| Humana Dual QMB Only (HMO D-SNP)H5619-190-0 · Humana Inc. | Advantage with drugsHMO D-SNP | $0 | $9,850 | $350 | 4 |
| Humana Dual Select H5619-075 (HMO D-SNP)H5619-075-0 · Humana Inc. | Advantage with drugsHMO D-SNP | $0 | $9,850 | $250 | 4 |
| Humana Essentials Plus Giveback (PPO)H7617-049-0 · Humana Inc. | Advantage with drugsPPO | $0 | $9,850 | $700 | 4.5 |
| Humana Gold Plus H5619-188 (HMO)H5619-188-1 · Humana Inc. | Advantage with drugsHMO | $0 | $6,700 | $0 | 4 |
| Humana Gold Plus SNP-DE H5619-163 (HMO D-SNP)H5619-163-0 · Humana Inc. | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | 4 |
| Humana Premier Rx Plan (PDP)S5884-161-0 · Humana Inc. | Drug onlyPDP | $144.50 | n/a | $350 | 4.5 |
| Humana Senior Living Plan (PPO I-SNP)H7617-142-0 · Humana Inc. | Advantage with drugsPPO I-SNP | $0 | $6,180 | $400 | 4.5 |
| Humana Together in Health (PPO I-SNP)H5216-446-0 · Humana Inc. | Advantage with drugsPPO I-SNP | $0 | $9,850 | $700 | 4 |
| Humana Together in Health (PPO I-SNP)H7617-143-0 · Humana Inc. | Advantage with drugsPPO I-SNP | $0 | $9,850 | $700 | 4.5 |
| Humana USAA Honor Giveback (PPO)H5216-225-0 · Humana Inc. | AdvantagePPO | $0 | $6,500 | n/a | 4 |
| Humana USAA Honor Giveback (PPO)H5216-442-0 · Humana Inc. | AdvantagePPO | $0 | $9,150 | n/a | 4 |
| Humana Value Choice (PPO)H5216-229-0 · Humana Inc. | Advantage with drugsPPO | $0 | $7,000 | $700 | 4 |
| Humana Value Choice (PPO)H7617-050-0 · Humana Inc. | Advantage with drugsPPO | $0 | $7,150 | $700 | 4.5 |
| Humana Value Rx Plan (PDP)S5884-194-0 · Humana Inc. | Drug onlyPDP | $26.30 | n/a | $687 | 4.5 |
| HumanaChoice Giveback H5216-322 (PPO)H5216-322-0 · Humana Inc. | Advantage with drugsPPO | $0 | $9,850 | $700 | 4 |
| HumanaChoice H5216-019 (PPO)H5216-019-0 · Humana Inc. | Advantage with drugsPPO | $34 | $6,800 | $700 | 4 |
| HumanaChoice H5216-188 (PPO)H5216-188-0 · Humana Inc. | Advantage with drugsPPO | $45 | $7,150 | $700 | 4 |
| HumanaChoice H5216-226 (PPO)H5216-226-0 · Humana Inc. | Advantage with drugsPPO | $0 | $6,600 | $700 | 4 |
| HumanaChoice H5216-317 (PPO)H5216-317-0 · Humana Inc. | Advantage with drugsPPO | $0 | $7,150 | $700 | 4 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page
For agents, pharmacies, and practices
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For pharmacies and practices
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Neighboring counties
- Ballard County52 Advantage plans, 38 at $0
- Carlisle County54 Advantage plans, 39 at $0
- Graves County62 Advantage plans, 46 at $0
- Livingston County55 Advantage plans, 40 at $0
- Marshall County52 Advantage plans, 37 at $0
- Massac County, IL22 Advantage plans, 19 at $0
- Pulaski County, IL22 Advantage plans, 19 at $0
Health data for McCracken County, KY
About this data
Plans, premiums, out-of-pocket maximums, and drug deductibles come from the CMS CY2027 Medicare Advantage and Part D landscape file. Change from 2026 compares it with the CY2026 landscape. Stars are the 2027 Star Ratings CMS released October 8, 2026: the overall rating for Advantage plans and the Part D summary rating for drug-only plans, which have no overall rating.
Advantage counts include Special Needs Plans, which are open only to people who qualify. Drug-only plans are listed by CMS for a whole state, so every county page shows them. Employer group plans are not in the file. This page lists plans; it does not say which plan fits anyone, and Rivvi does not sell plans.
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS CY2026 Medicare Advantage and Part D landscape file, as of September 25, 2025. Publisher page
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page