Medicare plans
Charles County, MD
20 Medicare Advantage plans and 9 drug-only plans are offered in Charles County, MD for 2027. 13 of the Advantage plans have a $0 monthly premium.
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Plans by type
| Type | Plans |
|---|---|
| Advantage | 4 |
| Advantage with drugs | 16 |
| Drug only | 9 |
| All plans | 29 |
7 of these are Special Needs Plans, open only to people who qualify. The 9 drug-only plans are listed for all of Maryland.
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Premiums and out-of-pocket limits
| Measure | 2027 |
|---|---|
| Advantage monthly premium | $0 to $114 |
| Advantage plans at $0 | 13 |
| Advantage out-of-pocket maximum (in network) | $5,700 to $9,850 |
| Drug-only monthly premium | $5.30 to $174.90 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Star Ratings
| Overall rating | Advantage plans |
|---|---|
| 2.5 stars | 4 |
| 3 stars | 2 |
| 3.5 stars | 5 |
| 4 stars | 2 |
| 4.5 stars | 6 |
| 5 stars | 1 |
9 Advantage plans in Charles County, MD have an overall rating of 4 stars or more.
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Change from 2026
Charles County, MD has 20 Advantage plans in 2027, 5 fewer than 2026 (25). 1 plan is new to the county and 6 plans offered here in 2026 are gone. $0 plans go from 12 to 13.
| Advantage plans | 2026 | 2027 |
|---|---|---|
| Offered in the county | 25 | 20 |
| At a $0 premium | 12 | 13 |
| New for 2027 | 1 | |
| Offered in 2026, gone in 2027 | 6 |
Offered here in 2026, not in 2027
- HumanaChoice H5216-376 (PPO) (H5216-376, Humana Inc.)
- HumanaChoice SNP-DE H5216-377 (PPO D-SNP) (H5216-377, Humana Inc.)
- Humana USAA Honor Giveback (PPO) (H5216-386, Humana Inc.)
- HumanaChoice SNP-DE H5216-459 (PPO D-SNP) (H5216-459, Humana Inc.)
- HumanaChoice H7617-044 (PPO) (H7617-044, Humana Inc.)
- Alterwood Advantage Choice Plus (HMO) (H9306-002, LifeBridge Health, Inc.)
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS CY2026 Medicare Advantage and Part D landscape file, as of September 25, 2025. Publisher page
Plans by parent organization
| Parent organization | Advantage | Drug only | Total |
|---|---|---|---|
| CareFirst, Inc. | 5 | 0 | 5 |
| Centene Corporation | 0 | 2 | 2 |
| CVS Health Corporation | 0 | 1 | 1 |
| Health Care Service Corporation | 0 | 1 | 1 |
| Humana Inc. | 2 | 3 | 5 |
| Kaiser Foundation Health Plan, Inc. | 6 | 0 | 6 |
| LifeBridge Health, Inc. | 5 | 0 | 5 |
| UnitedHealth Group, Inc. | 2 | 2 | 4 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Every 2027 plan in Charles County, MD
29 plans, by plan name. Select a column to sort.
| Plan ↑ | Type | Premium | Out-of-pocket max | Drug deductible | Stars |
|---|---|---|---|---|---|
| AARP Medicare Rx Preferred from UHC (PDP)S5921-387-0 · UnitedHealth Group, Inc. | Drug onlyPDP | $174.90 | n/a | $300 | 3 |
| AARP Medicare Rx Saver from UHC (PDP)S5921-350-0 · UnitedHealth Group, Inc. | Drug onlyPDP | $95.60 | n/a | $700 | 3 |
| Alterwood Advantage Choice (HMO)H9306-008-1 · LifeBridge Health, Inc. | Advantage with drugsHMO | $35 | $7,500 | $0 | 3.5 |
| Alterwood Advantage Dual Secure (HMO D-SNP)H9306-004-0 · LifeBridge Health, Inc. | Advantage with drugsHMO D-SNP | $0 | $9,250 | $505 | 3.5 |
| Alterwood Advantage Dual Value (HMO D-SNP)H9306-007-0 · LifeBridge Health, Inc. | Advantage with drugsHMO D-SNP | $0 | $9,250 | $505 | 3.5 |
| Alterwood Advantage Freedom (HMO)H9306-003-0 · LifeBridge Health, Inc. | AdvantageHMO | $0 | $6,500 | n/a | 3.5 |
| Alterwood Advantage Select (HMO)H9306-009-1 · LifeBridge Health, Inc. | Advantage with drugsHMO | $0 | $7,500 | $295 | 3.5 |
| CareFirst BlueCross BlueShield Advantage Complete (PPO)H7379-002-0 · CareFirst, Inc. | Advantage with drugsPPO | $45 | $6,300 | $400 | 2.5 |
| CareFirst BlueCross BlueShield Advantage DualPrime (HMO D-SNP)H8854-002-0 · CareFirst, Inc. | Advantage with drugsHMO D-SNP | $5.70 | $9,850 | $700 | 3 |
| CareFirst BlueCross BlueShield Advantage Essential (PPO)H7379-001-0 · CareFirst, Inc. | Advantage with drugsPPO | $0 | $7,151 | $700 | 2.5 |
| CareFirst BlueCross BlueShield Advantage Salute (PPO)H7379-003-0 · CareFirst, Inc. | AdvantagePPO | $0 | $5,900 | n/a | 2.5 |
| CareFirst BlueCross BlueShield Advantage Signature (PPO)H7379-004-1 · CareFirst, Inc. | Advantage with drugsPPO | $47 | $7,151 | $600 | 2.5 |
| HealthSpring Assurance Rx (PDP)S5715-026-0 · Health Care Service Corporation | Drug onlyPDP | $14.90 | n/a | $700 | 2.5 |
| Humana Basic Rx Plan (PDP)S5884-103-0 · Humana Inc. | Drug onlyPDP | $6.30 | n/a | $700 | 4.5 |
| Humana Premier Rx Plan (PDP)S5884-151-0 · Humana Inc. | Drug onlyPDP | $127.90 | n/a | $350 | 4.5 |
| Humana USAA Honor Giveback (PPO)H5216-379-0 · Humana Inc. | AdvantagePPO | $0 | $6,750 | n/a | 4 |
| Humana Value Rx Plan (PDP)S5884-184-0 · Humana Inc. | Drug onlyPDP | $36.60 | n/a | $687 | 4.5 |
| HumanaChoice H5216-387 (PPO)H5216-387-1 · Humana Inc. | Advantage with drugsPPO | $73 | $7,550 | $600 | 4 |
| Kaiser Permanente Dual Complete Plan 1 MD (HMO D-SNP)H2172-016-0 · Kaiser Foundation Health Plan, Inc. | Advantage with drugsHMO D-SNP | $0 | $9,850 | $210 | 4.5 |
| Kaiser Permanente Dual Essential Plan 1 MD (HMO D-SNP)H2172-018-0 · Kaiser Foundation Health Plan, Inc. | Advantage with drugsHMO D-SNP | $0 | $9,850 | $200 | 4.5 |
| Kaiser Permanente Medicare Advantage High MD (HMO-POS)H2172-002-0 · Kaiser Foundation Health Plan, Inc. | Advantage with drugsHMO-POS | $114 | $5,700 | $0 | 4.5 |
| Kaiser Permanente Medicare Advantage Liberty (HMO)H2172-005-0 · Kaiser Foundation Health Plan, Inc. | AdvantageHMO | $0 | $5,900 | n/a | 4.5 |
| Kaiser Permanente Medicare Advantage Standard 1 MD (HMO-POS)H2172-021-0 · Kaiser Foundation Health Plan, Inc. | Advantage with drugsHMO-POS | $32 | $7,900 | $0 | 4.5 |
| Kaiser Permanente Medicare Advantage Value 1 MD (HMO)H2172-025-0 · Kaiser Foundation Health Plan, Inc. | Advantage with drugsHMO | $0 | $8,200 | $0 | 4.5 |
| SilverScript Choice (PDP)S5601-010-0 · CVS Health Corporation | Drug onlyPDP | $100.60 | n/a | $700 | 2.5 |
| UHC Dual Complete MD-S002 (HMO D-SNP)H7464-008-1 · UnitedHealth Group, Inc. | Advantage with drugsHMO D-SNP | $0 | $9,850 | $290 | 3 |
| UHC Nursing Home Plan EX-F004 (PPO I-SNP)H0710-032-0 · UnitedHealth Group, Inc. | Advantage with drugsPPO I-SNP | $0 | $9,850 | $700 | 5 |
| Wellcare Classic (PDP)S4802-079-0 · Centene Corporation | Drug onlyPDP | $7.30 | n/a | $700 | 3 |
| Wellcare Value Script (PDP)S4802-140-0 · Centene Corporation | Drug onlyPDP | $5.30 | n/a | $700 | 3 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page
For agents, pharmacies, and practices
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For pharmacies and practices
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Neighboring counties
- Calvert County16 Advantage plans, 10 at $0
- Fairfax County, VA47 Advantage plans, 31 at $0
- King George County, VA52 Advantage plans, 40 at $0
- Prince George's County24 Advantage plans, 17 at $0
- Prince William County, VA57 Advantage plans, 40 at $0
- St. Mary's County8 Advantage plans, 5 at $0
- Stafford County, VA52 Advantage plans, 37 at $0
- Westmoreland County, VA46 Advantage plans, 35 at $0
Health data for Charles County, MD
About this data
Plans, premiums, out-of-pocket maximums, and drug deductibles come from the CMS CY2027 Medicare Advantage and Part D landscape file. Change from 2026 compares it with the CY2026 landscape. Stars are the 2027 Star Ratings CMS released October 8, 2026: the overall rating for Advantage plans and the Part D summary rating for drug-only plans, which have no overall rating.
Advantage counts include Special Needs Plans, which are open only to people who qualify. Drug-only plans are listed by CMS for a whole state, so every county page shows them. Employer group plans are not in the file. This page lists plans; it does not say which plan fits anyone, and Rivvi does not sell plans.
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS CY2026 Medicare Advantage and Part D landscape file, as of September 25, 2025. Publisher page
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page