Medicare plans
Clare County, MI
45 Medicare Advantage plans and 11 drug-only plans are offered in Clare County, MI for 2027. 24 of the Advantage plans have a $0 monthly premium.
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Plans by type
| Type | Plans |
|---|---|
| Advantage | 5 |
| Advantage with drugs | 40 |
| Drug only | 11 |
| All plans | 56 |
14 of these are Special Needs Plans, open only to people who qualify. The 11 drug-only plans are listed for all of Michigan.
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Premiums and out-of-pocket limits
| Measure | 2027 |
|---|---|
| Advantage monthly premium | $0 to $299.30 |
| Advantage plans at $0 | 24 |
| Advantage out-of-pocket maximum (in network) | $4,000 to $9,850 |
| Drug-only monthly premium | $5.30 to $136.70 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Star Ratings
| Overall rating | Advantage plans |
|---|---|
| 3 stars | 6 |
| 3.5 stars | 9 |
| 4 stars | 14 |
| 4.5 stars | 14 |
| 5 stars | 1 |
| Too new to rate | 1 |
29 Advantage plans in Clare County, MI have an overall rating of 4 stars or more.
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Change from 2026
Clare County, MI has 45 Advantage plans in 2027, 1 fewer than 2026 (46). 5 plans are new to the county and 6 plans offered here in 2026 are gone. $0 plans go from 21 to 24.
| Advantage plans | 2026 | 2027 |
|---|---|---|
| Offered in the county | 46 | 45 |
| At a $0 premium | 21 | 24 |
| New for 2027 | 5 | |
| Offered in 2026, gone in 2027 | 6 |
Offered here in 2026, not in 2027
- PriorityMedicare Key (HMO-POS) (H2320-022, Corewell Health)
- PriorityMedicare Thrive Plus (PPO) (H4875-018, Corewell Health)
- PriorityMedicare Thrive (PPO) (H4875-024, Corewell Health)
- Humana USAA Honor Giveback with Rx (PPO) (H5216-305, Humana Inc.)
- BCN Advantage Elements (HMO-POS) (H5883-001, Blue Cross Blue Shield of Michigan Mutual Ins. Co.)
- Humana USAA Honor Giveback with Rx (PPO) (H7617-071, Humana Inc.)
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS CY2026 Medicare Advantage and Part D landscape file, as of September 25, 2025. Publisher page
Plans by parent organization
| Parent organization | Advantage | Drug only | Total |
|---|---|---|---|
| Blue Cross Blue Shield of Michigan Mutual Ins. Co. | 7 | 2 | 9 |
| Centene Corporation | 1 | 2 | 3 |
| Corewell Health | 5 | 0 | 5 |
| CVS Health Corporation | 0 | 1 | 1 |
| Health Care Service Corporation | 0 | 1 | 1 |
| Henry Ford Health System | 11 | 0 | 11 |
| Humana Inc. | 12 | 3 | 15 |
| Longevity Health Founders, LLC | 1 | 0 | 1 |
| McLaren Health Care Corporation | 3 | 0 | 3 |
| Molina Healthcare, Inc. | 1 | 0 | 1 |
| UnitedHealth Group, Inc. | 4 | 2 | 6 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Every 2027 plan in Clare County, MI
56 plans, by plan name. Select a column to sort.
| Plan ↑ | Type | Premium | Out-of-pocket max | Drug deductible | Stars |
|---|---|---|---|---|---|
| AARP Medicare Rx Preferred from UHC (PDP)S5921-394-0 · UnitedHealth Group, Inc. | Drug onlyPDP | $136.70 | n/a | $300 | 3 |
| AARP Medicare Rx Saver from UHC (PDP)S5921-358-0 · UnitedHealth Group, Inc. | Drug onlyPDP | $58.40 | n/a | $700 | 3 |
| BCN Advantage Classic (HMO-POS)H5883-002-3 · Blue Cross Blue Shield of Michigan Mutual Ins. Co. | Advantage with drugsHMO-POS | $138 | $4,800 | $200 | 4.5 |
| BCN Advantage Elements (HMO-POS)H5883-017-0 · Blue Cross Blue Shield of Michigan Mutual Ins. Co. | AdvantageHMO-POS | $0 | $4,500 | n/a | 4.5 |
| BCN Advantage Prestige (HMO-POS)H5883-003-3 · Blue Cross Blue Shield of Michigan Mutual Ins. Co. | Advantage with drugsHMO-POS | $248 | $4,400 | $100 | 4.5 |
| HAP Medicare Complete Assist (PPO D-SNP)H2322-020-0 · Henry Ford Health System | Advantage with drugsPPO D-SNP | $6.30 | $9,850 | $700 | 3.5 |
| HAP Medicare Complete Duals (HMO D-SNP)H2354-025-0 · Henry Ford Health System | Advantage with drugsHMO D-SNP | $6.30 | $9,850 | $700 | 4 |
| HAP Medicare Connect (HMO)H2354-015-0 · Henry Ford Health System | Advantage with drugsHMO | $0 | $5,600 | $200 | 4 |
| HAP Medicare Diabetes and Heart (HMO C-SNP)H2354-030-0 · Henry Ford Health System | Advantage with drugsHMO C-SNP | $6.30 | $9,850 | $700 | 4 |
| HAP Medicare Explore (PPO)H2322-011-0 · Henry Ford Health System | Advantage with drugsPPO | $0 | $6,050 | $400 | 3.5 |
| HAP Medicare MedicalAccess (HMO)H2354-019-0 · Henry Ford Health System | AdvantageHMO | $0 | $4,500 | n/a | 4 |
| HAP Medicare Prime (PPO)H2322-016-0 · Henry Ford Health System | Advantage with drugsPPO | $0 | $6,400 | $400 | 3.5 |
| HAP Medicare Superior (HMO)H2354-028-0 · Henry Ford Health System | Advantage with drugsHMO | $0 | $5,800 | $200 | 4 |
| HAP Member Assist (PPO)H2322-017-0 · Henry Ford Health System | Advantage with drugsPPO | $6.30 | $5,600 | $500 | 3.5 |
| HAP Senior Plus (HMO-POS)H2354-021-0 · Henry Ford Health System | Advantage with drugsHMO-POS | $105 | $4,650 | $0 | 4 |
| HAP Senior Plus (PPO)H2322-008-0 · Henry Ford Health System | Advantage with drugsPPO | $165 | $4,450 | $0 | 3.5 |
| HealthSpring Assurance Rx (PDP)S5715-034-0 · Health Care Service Corporation | Drug onlyPDP | $9.30 | n/a | $700 | 2.5 |
| Humana Basic Rx Plan (PDP)S5884-136-0 · Humana Inc. | Drug onlyPDP | $6.30 | n/a | $700 | 4.5 |
| Humana Dual Select H5216-385 (PPO D-SNP)H5216-385-0 · Humana Inc. | Advantage with drugsPPO D-SNP | $0 | $9,850 | $0 | 4 |
| Humana Full Access (PPO)H5216-011-0 · Humana Inc. | Advantage with drugsPPO | $41 | $4,800 | $450 | 4 |
| Humana Full Access (PPO)H5216-384-0 · Humana Inc. | Advantage with drugsPPO | $0 | $5,200 | $600 | 4 |
| Humana Full Access (PPO)H7617-052-0 · Humana Inc. | Advantage with drugsPPO | $0 | $5,200 | $600 | 4.5 |
| Humana Full Access Giveback (PPO)H5216-306-0 · Humana Inc. | Advantage with drugsPPO | $0 | $9,850 | $150 | 4 |
| Humana Full Access Giveback (PPO)H7617-058-0 · Humana Inc. | Advantage with drugsPPO | $0 | $9,850 | $150 | 4.5 |
| Humana Full Access R0110-014 (Regional PPO)R0110-014-0 · Humana Inc. | Advantage with drugsRegional PPO | $89 | $7,050 | $700 | 3.5 |
| Humana Premier Rx Plan (PDP)S5884-159-0 · Humana Inc. | Drug onlyPDP | $104.30 | n/a | $350 | 4.5 |
| Humana USAA Honor Giveback (PPO)H5216-190-0 · Humana Inc. | AdvantagePPO | $0 | $6,550 | n/a | 4 |
| Humana USAA Honor Giveback (PPO)H7617-054-0 · Humana Inc. | AdvantagePPO | $0 | $6,550 | n/a | 4.5 |
| Humana Value Rx Plan (PDP)S5884-192-0 · Humana Inc. | Drug onlyPDP | $17.20 | n/a | $687 | 4.5 |
| HumanaChoice - Diabetes and Heart (PPO C-SNP)H5216-375-0 · Humana Inc. | Advantage with drugsPPO C-SNP | $0 | $6,950 | $400 | 4 |
| HumanaChoice R0110-013 (Regional PPO)R0110-013-0 · Humana Inc. | AdvantageRegional PPO | $0 | $6,550 | n/a | 3.5 |
| HumanaChoice SNP-DE H5216-388 (PPO D-SNP)H5216-388-0 · Humana Inc. | Advantage with drugsPPO D-SNP | $0 | $9,850 | $0 | 4 |
| Longevity Health Plan (HMO I-SNP)H7557-001-0 · Longevity Health Founders, LLC | Advantage with drugsHMO I-SNP | $6.30 | $9,850 | $700 | 5 |
| McLaren Medicare Inspire (HMO)H6322-001-0 · McLaren Health Care Corporation | Advantage with drugsHMO | $0 | $6,600 | $615 | 3 |
| McLaren Medicare Inspire Giveback (HMO)H6322-008-0 · McLaren Health Care Corporation | Advantage with drugsHMO | $0 | $6,750 | $615 | 3 |
| McLaren Medicare Inspire Plus (HMO)H6322-002-0 · McLaren Health Care Corporation | Advantage with drugsHMO | $20 | $5,900 | $500 | 3 |
| Medicare Plus Blue Assure (PPO)H9572-003-3 · Blue Cross Blue Shield of Michigan Mutual Ins. Co. | Advantage with drugsPPO | $299.30 | $4,000 | $100 | 4.5 |
| Medicare Plus Blue Signature (PPO)H9572-001-3 · Blue Cross Blue Shield of Michigan Mutual Ins. Co. | Advantage with drugsPPO | $168 | $4,300 | $200 | 4.5 |
| Medicare Plus Blue Value (PPO)H9572-010-0 · Blue Cross Blue Shield of Michigan Mutual Ins. Co. | Advantage with drugsPPO | $0 | $6,750 | $700 | 4.5 |
| Medicare Plus Blue Vitality (PPO)H9572-002-3 · Blue Cross Blue Shield of Michigan Mutual Ins. Co. | Advantage with drugsPPO | $100 | $5,000 | $250 | 4.5 |
| Molina Medicare Complete Care (HMO D-SNP)H5926-001-0 · Molina Healthcare, Inc. | Advantage with drugsHMO D-SNP | $0.90 | $9,850 | $700 | 3.5 |
| Prescription Blue Premium (PDP)S5584-002-0 · Blue Cross Blue Shield of Michigan Mutual Ins. Co. | Drug onlyPDP | $80.30 | n/a | $125 | 4 |
| Prescription Blue Select (PDP)S5584-001-0 · Blue Cross Blue Shield of Michigan Mutual Ins. Co. | Drug onlyPDP | $49.80 | n/a | $700 | 4 |
| PriorityMedicare (HMO-POS)H2320-028-3 · Corewell Health | Advantage with drugsHMO-POS | $148 | $5,100 | $0 | 4.5 |
| PriorityMedicare D-SNP (HMO D-SNP)H8379-001-0 · Corewell Health | Advantage with drugsHMO D-SNP | $0.20 | $9,850 | $700 | 3.5 |
| PriorityMedicare Latitude (HMO-POS)H2320-034-3 · Corewell Health | Advantage with drugsHMO-POS | $0 | $9,850 | $300 | 4.5 |
| PriorityMedicare Merit (PPO)H4875-016-1 · Corewell Health | Advantage with drugsPPO | $156 | $5,000 | $0 | 4 |
| PriorityMedicare Value (HMO-POS)H2320-029-3 · Corewell Health | Advantage with drugsHMO-POS | $111 | $6,000 | $225 | 4.5 |
| SilverScript Choice (PDP)S5601-026-0 · CVS Health Corporation | Drug onlyPDP | $100.50 | n/a | $700 | 2.5 |
| UHC Dual Advantage MI-V1 (HMO-POS D-SNP)H2247-003-0 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS D-SNP | $0 | $7,150 | $700 | 3 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page
For agents, pharmacies, and practices
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Neighboring counties
Health data for Clare County, MI
About this data
Plans, premiums, out-of-pocket maximums, and drug deductibles come from the CMS CY2027 Medicare Advantage and Part D landscape file. Change from 2026 compares it with the CY2026 landscape. Stars are the 2027 Star Ratings CMS released October 8, 2026: the overall rating for Advantage plans and the Part D summary rating for drug-only plans, which have no overall rating.
Advantage counts include Special Needs Plans, which are open only to people who qualify. Drug-only plans are listed by CMS for a whole state, so every county page shows them. Employer group plans are not in the file. This page lists plans; it does not say which plan fits anyone, and Rivvi does not sell plans.
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS CY2026 Medicare Advantage and Part D landscape file, as of September 25, 2025. Publisher page
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page