Medicare plans
Amherst County, VA
45 Medicare Advantage plans and 9 drug-only plans are offered in Amherst County, VA for 2027. 34 of the Advantage plans have a $0 monthly premium.
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Data only, not plan advice. Confirm on Medicare.gov Plan Finder or 1-800-MEDICARE.
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Plans by type
| Type | Plans |
|---|---|
| Advantage without drug coverage | 4 |
| Advantage with drugs | 41 |
| Drug only | 9 |
| All plans | 54 |
23 of these are Special Needs Plans (SNPs), open only to people who qualify: 15 D-SNP for people with both Medicare and Medicaid, 6 C-SNP for people with certain chronic conditions and 2 I-SNP for people who live in a nursing home or need that level of care at home. The 9 drug-only plans are listed for all of Virginia.
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
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Premiums and out-of-pocket limits
| Measure | 2027 |
|---|---|
| Advantage monthly premium | $0 to $158 |
| Advantage plans at $0 | 34 |
| Advantage out-of-pocket maximum (in network) | $3,400 to $9,850 |
| Drug-only monthly premium | $5.30 to $173.40 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Star Ratings
| Overall rating | Advantage plans |
|---|---|
| 3 stars | 9 |
| 3.5 stars | 11 |
| 4 stars | 16 |
| 4.5 stars | 6 |
| Not enough data | 3 |
22 Advantage plans in Amherst County, VA have an overall rating of 4 stars or more.
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Change from 2026
Amherst County, VA has 45 Advantage plans in 2027, 3 fewer than 2026 (48). 8 plans are new to the county and 11 plans offered here in 2026 are gone. $0 plans go from 24 to 34.
| Advantage plans | 2026 | 2027 |
|---|---|---|
| Offered in the county | 48 | 45 |
| At a $0 premium | 24 | 34 |
| New for 2027 | 8 | |
| Offered in 2026, gone in 2027 | 11 |
Offered here in 2026, not in 2027
- AARP Medicare Advantage Access from UHC VA-20 (PPO) (H2001-115, UnitedHealth Group, Inc.)
- UHC Dual Complete VA-Y3 (HMO-POS D-SNP) (H2445-005, UnitedHealth Group, Inc.)
- Anthem Full Dual Advantage 2 (HMO D-SNP) (H4694-001, Elevance Health, Inc.)
- Humana Value Choice H5216-266 (PPO) (H5216-266, Humana Inc.)
- Humana Essentials Plus Giveback H5216-308 (PPO) (H5216-308, Humana Inc.)
- Humana USAA Honor Giveback (PPO) (H5216-310, Humana Inc.)
- AARP Medicare Advantage from UHC VA-0011 (HMO-POS) (H5253-111, UnitedHealth Group, Inc.)
- AARP Medicare Advantage from UHC VA-0012 (HMO-POS) (H5253-112, UnitedHealth Group, Inc.)
- Humana Value Choice H7617-098 (PPO) (H7617-098, Humana Inc.)
- Humana Essentials Plus Giveback H7617-100 (PPO) (H7617-100, Humana Inc.)
- Humana USAA Honor Giveback (PPO) (H7617-101, Humana Inc.)
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS CY2026 Medicare Advantage and Part D landscape file, as of September 25, 2025. Publisher page
Plans by parent organization
| Parent organization | Advantage | Drug only | Total |
|---|---|---|---|
| Centene Corporation | 0 | 2 | 2 |
| CVS Health Corporation | 1 | 1 | 2 |
| Elevance Health, Inc. | 8 | 0 | 8 |
| Health Care Service Corporation | 0 | 1 | 1 |
| Humana Inc. | 20 | 3 | 23 |
| Sentara Health Care (SHC) | 2 | 0 | 2 |
| UnitedHealth Group, Inc. | 14 | 2 | 16 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Every 2027 plan in Amherst County, VA
54 plans, by plan name. Select a column to sort. Plan types: HMO (health maintenance organization) means you generally must use the plan's network of doctors and hospitals, except in an emergency; HMO-POS is an HMO with a point-of-service option that may cover some care outside the network, usually at a higher cost; PPO (preferred provider organization) means you can see doctors outside the network, usually at a higher cost; a Regional PPO is a PPO offered across a whole CMS region of one or more states; and PFFS (private fee-for-service) means the plan sets what it pays, and you can use any Medicare provider that accepts the plan's terms.
| Plan ↑ | Type | Premium | Out-of-pocket max | Drug deductible | Stars |
|---|---|---|---|---|---|
| AARP Medicare Advantage Direct Plus from UHC VA-25 (HMO-POS)H5253-247-000 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS | $0 | $5,900 | $595 | 4 |
| AARP Medicare Advantage Essentials from UHC VA-11 (HMO-POS)H5253-258-000 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS | $0 | $5,900 | $685 | 4 |
| AARP Medicare Advantage Extras from UHC VA-29 (HMO-POS)H5253-256-000 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS | $0 | $6,900 | $685 | 4 |
| AARP Medicare Advantage from UHC VA-0007 (PPO)H2001-109-000 · UnitedHealth Group, Inc. | Advantage with drugsPPO | $0 | $7,500 | $685 | 4.5 |
| AARP Medicare Advantage from UHC VA-0012 (HMO-POS)H5253-259-000 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS | $36 | $5,900 | $685 | 4 |
| AARP Medicare Advantage Giveback from UHC VA-13 (HMO-POS)H5253-119-000 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS | $0 | $9,850 | $685 | 4 |
| AARP Medicare Advantage Patriot No Rx VA-MA01 (PPO)H2001-099-000 · UnitedHealth Group, Inc. | Advantage without drug coveragePPO | $0 | $8,900 | n/a | 4.5 |
| AARP Medicare Rx Preferred from UHC (PDP)S5921-389-000 · UnitedHealth Group, Inc. | Drug onlyPDP | $173.40 | n/a | $300 | 3 |
| AARP Medicare Rx Saver from UHC (PDP)S5921-352-000 · UnitedHealth Group, Inc. | Drug onlyPDP | $121.90 | n/a | $700 | 3 |
| Aetna Medicare FIDE (HMO D-SNP)H1610-001-000 · CVS Health Corporation | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | 3 |
| Anthem Dual Advantage Plus (HMO D-SNP)H4694-002-000 · Elevance Health, Inc. | Advantage with drugsHMO D-SNP | $0 | $9,850 | $105 | 3.5 |
| Anthem Dual Advantage Plus (PPO D-SNP)H2441-001-000 · Elevance Health, Inc. | Advantage with drugsPPO D-SNP | $0 | $9,850 | $105 | 3 |
| Anthem Full Dual Advantage (HMO D-SNP)H4694-004-000 · Elevance Health, Inc. | Advantage with drugsHMO D-SNP | $0 | $9,850 | $105 | 3.5 |
| Anthem Full Dual Advantage Support (HMO D-SNP)H4694-003-000 · Elevance Health, Inc. | Advantage with drugsHMO D-SNP | $0 | $9,850 | $210 | 3.5 |
| Anthem Kidney Care (HMO-POS C-SNP)H3447-033-000 · Elevance Health, Inc. | Advantage with drugsHMO-POS C-SNP | $0 | $6,100 | $700 | 3 |
| Anthem Medicare Advantage (PPO)H4909-014-000 · Elevance Health, Inc. | Advantage with drugsPPO | $30 | $8,950 | $250 | 3 |
| Anthem Medicare Advantage 2 (HMO-POS)H3447-025-000 · Elevance Health, Inc. | Advantage with drugsHMO-POS | $0 | $9,850 | $300 | 3 |
| Anthem Medicare Advantage 3 (HMO-POS)H3447-050-000 · Elevance Health, Inc. | Advantage with drugsHMO-POS | $0 | $5,850 | $395 | 3 |
| HealthSpring Assurance Rx (PDP)S5715-028-000 · Health Care Service Corporation | Drug onlyPDP | $141.20 | n/a | $700 | 2.5 |
| Humana Basic Rx Plan (PDP)S5884-132-000 · Humana Inc. | Drug onlyPDP | $6.30 | n/a | $700 | 4.5 |
| Humana DaVita Kidney Care (PPO C-SNP)H7617-133-000 · Humana Inc. | Advantage with drugsPPO C-SNP | $0 | $8,450 | $700 | 4.5 |
| Humana DaVita Kidney Care (PPO C-SNP)H7617-134-000 · Humana Inc. | Advantage with drugsPPO C-SNP | $0 | $9,850 | $700 | 4.5 |
| Humana Dual Fully Integrated H2875-001 (HMO-POS D-SNP)H2875-001-000 · Humana Inc. | Advantage with drugsHMO-POS D-SNP | $0 | $9,850 | $700 | Not enough data |
| Humana Dual QMB Only (HMO-POS D-SNP)H2875-002-000 · Humana Inc. | Advantage with drugsHMO-POS D-SNP | $0 | $9,850 | $700 | Not enough data |
| Humana Dual Select H2875-006 (HMO-POS D-SNP)H2875-006-000 · Humana Inc. | Advantage with drugsHMO-POS D-SNP | $0 | $9,850 | $700 | Not enough data |
| Humana Full Access (Regional PPO)R0110-005-000 · Humana Inc. | Advantage with drugsRegional PPO | $158 | $9,850 | $700 | 3.5 |
| Humana Gold Choice H8145-004 (PFFS)H8145-004-000 · Humana Inc. | Advantage with drugsPFFS | $43 | $9,850 | $700 | 4 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP)H5619-145-000 · Humana Inc. | Advantage with drugsHMO C-SNP | $31 | $9,850 | $700 | 4 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP)H6622-084-000 · Humana Inc. | Advantage with drugsHMO C-SNP | $13 | $9,850 | $550 | 4 |
| Humana Gold Plus H5377-002 (HMO-POS)H5377-002-000 · Humana Inc. | Advantage with drugsHMO-POS | $0 | $9,250 | $450 | 4 |
| Humana Premier Rx Plan (PDP)S5884-153-000 · Humana Inc. | Drug onlyPDP | $106.90 | n/a | $350 | 4.5 |
| Humana Together in Health (PPO I-SNP)H5216-362-000 · Humana Inc. | Advantage with drugsPPO I-SNP | $0 | $9,850 | $50 | 4 |
| Humana Together in Health (PPO I-SNP)H7617-131-000 · Humana Inc. | Advantage with drugsPPO I-SNP | $0 | $9,850 | $50 | 4.5 |
| Humana Total Complete (HMO)H6622-083-000 · Humana Inc. | Advantage with drugsHMO | $0 | $9,850 | $450 | 4 |
| Humana Total Complete (HMO)H6622-091-000 · Humana Inc. | Advantage with drugsHMO | $0 | $9,850 | $700 | 4 |
| Humana USAA Honor Giveback (Regional PPO)R0110-006-000 · Humana Inc. | Advantage without drug coverageRegional PPO | $0 | $9,850 | n/a | 3.5 |
| Humana Value Rx Plan (PDP)S5884-186-000 · Humana Inc. | Drug onlyPDP | $19.30 | n/a | $687 | 4.5 |
| HumanaChoice H5216-152 (PPO)H5216-152-000 · Humana Inc. | Advantage without drug coveragePPO | $0 | $3,400 | n/a | 4 |
| HumanaChoice H5216-363 (PPO)H5216-363-000 · Humana Inc. | Advantage with drugsPPO | $0 | $9,850 | $700 | 4 |
| HumanaChoice H5216-408 (PPO)H5216-408-000 · Humana Inc. | Advantage with drugsPPO | $0 | $9,850 | $700 | 4 |
| HumanaChoice H7617-125 (PPO)H7617-125-000 · Humana Inc. | Advantage with drugsPPO | $58 | $9,850 | $450 | 4.5 |
| HumanaChoice R0110-004 (Regional PPO)R0110-004-000 · Humana Inc. | Advantage without drug coverageRegional PPO | $0 | $9,850 | n/a | 3.5 |
| Sentara Community Complete (HMO D-SNP)H4499-001-000 · Sentara Health Care (SHC) | Advantage with drugsHMO D-SNP | $6.30 | $9,850 | $700 | 3 |
| Sentara Community Complete Select (HMO D-SNP)H2563-020-000 · Sentara Health Care (SHC) | Advantage with drugsHMO D-SNP | $6.30 | $9,850 | $700 | 3 |
| SilverScript Choice (PDP)S5601-014-000 · CVS Health Corporation | Drug onlyPDP | $100.80 | n/a | $700 | 2.5 |
| UHC Complete Care VA-23 (HMO-POS C-SNP)H5253-197-000 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS C-SNP | $0 | $5,900 | $595 | 4 |
| UHC Dual Advantage VA-V1 (HMO-POS D-SNP)H2445-004-000 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS D-SNP | $0 | $3,600 | $700 | 3.5 |
| UHC Dual Complete VA-Q001 (HMO-POS D-SNP)H2445-002-000 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS D-SNP | $0 | $9,850 | $700 | 3.5 |
| UHC Dual Complete VA-Y002 (HMO-POS D-SNP)H2445-003-000 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS D-SNP | $0 | $9,850 | $455 | 3.5 |
| UHC Dual Complete VA-Y4 (PPO D-SNP)H0421-001-000 · UnitedHealth Group, Inc. | Advantage with drugsPPO D-SNP | $6.30 | $9,850 | $700 | 3 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page
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Neighboring counties
Health data for Amherst County, VA
About this data
Plans, premiums, out-of-pocket maximums, and drug deductibles come from the CMS CY2027 Medicare Advantage and Part D landscape file. Change from 2026 compares it with the CY2026 landscape. Stars are the 2027 Star Ratings CMS released October 8, 2026: the overall rating for Advantage plans and the Part D summary rating for drug-only plans, which have no overall rating.
Advantage counts include Special Needs Plans (SNPs), which are open only to people who qualify: D-SNPs for people with both Medicare and Medicaid, C-SNPs for people with certain chronic conditions, and I-SNPs for people who live in a nursing home or need that level of care at home. Drug-only plans are listed by CMS for a whole state, so every county page shows them. Employer group plans are not in the file. This page lists plans; it does not say which plan fits anyone, and Rivvi does not sell plans.
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS CY2026 Medicare Advantage and Part D landscape file, as of September 25, 2025. Publisher page
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page