Medicare plans
Whatcom County, WA
28 Medicare Advantage plans and 8 drug-only plans are offered in Whatcom County, WA for 2027. 19 of the Advantage plans have a $0 monthly premium.
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Data only, not plan advice. Confirm on Medicare.gov Plan Finder or 1-800-MEDICARE.
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Plans by type
| Type | Plans |
|---|---|
| Advantage without drug coverage | 5 |
| Advantage with drugs | 23 |
| Drug only | 8 |
| All plans | 36 |
19 of these are Special Needs Plans (SNPs), open only to people who qualify: 15 D-SNP for people with both Medicare and Medicaid, 2 C-SNP for people with certain chronic conditions and 2 I-SNP for people who live in a nursing home or need that level of care at home. The 8 drug-only plans are listed for all of Washington.
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
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Premiums and out-of-pocket limits
| Measure | 2027 |
|---|---|
| Advantage monthly premium | $0 to $110 |
| Advantage plans at $0 | 19 |
| Advantage out-of-pocket maximum (in network) | $4,000 to $9,850 |
| Drug-only monthly premium | $5.30 to $184.20 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Star Ratings
| Overall rating | Advantage plans |
|---|---|
| 2.5 stars | 2 |
| 3 stars | 2 |
| 3.5 stars | 7 |
| 4 stars | 7 |
| 4.5 stars | 8 |
| 5 stars | 2 |
17 Advantage plans in Whatcom County, WA have an overall rating of 4 stars or more.
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Change from 2026
Whatcom County, WA has 28 Advantage plans in 2027, 17 fewer than 2026 (45). 5 plans are new to the county and 22 plans offered here in 2026 are gone. $0 plans go from 22 to 19.
| Advantage plans | 2026 | 2027 |
|---|---|---|
| Offered in the county | 45 | 28 |
| At a $0 premium | 22 | 19 |
| New for 2027 | 5 | |
| Offered in 2026, gone in 2027 | 22 |
Offered here in 2026, not in 2027
- Wellcare Giveback (HMO-POS) (H0029-009, Centene Corporation)
- Wellcare Dual Reserve (HMO-POS D-SNP) (H0029-010, Centene Corporation)
- Wellcare Simple (HMO-POS) (H0029-011, Centene Corporation)
- Humana Gold Plus SNP-DE H1036-324 (HMO D-SNP) (H1036-324, Humana Inc.)
- Humana Gold Plus SNP-DE H1036-326 (HMO D-SNP) (H1036-326, Humana Inc.)
- AARP Medicare Advantage from UHC WA-0003 (PPO) (H1278-030, UnitedHealth Group, Inc.)
- AARP Medicare Advantage Patriot No Rx WA-MA01 (PPO) (H1278-031, UnitedHealth Group, Inc.)
- AARP Medicare Advantage from UHC WA-12 (PPO) (H2001-087, UnitedHealth Group, Inc.)
- AARP Medicare Advantage from UHC WA-16 (PPO) (H2001-136, UnitedHealth Group, Inc.)
- AARP Medicare Advantage from UHC WA-0005 (HMO-POS) (H3805-015, UnitedHealth Group, Inc.)
- AARP Medicare Advantage Essentials from UHC WA-6 (HMO-POS) (H3805-017, UnitedHealth Group, Inc.)
- AARP Medicare Advantage from UHC WA-0010 (HMO-POS) (H3805-037, UnitedHealth Group, Inc.)
- UHC Complete Care WA-13 (HMO-POS C-SNP) (H3805-043, UnitedHealth Group, Inc.)
- AARP Medicare Advantage Extras from UHC WA-14 (HMO-POS) (H3805-044, UnitedHealth Group, Inc.)
- Kaiser Permanente Medicare Advantage Basic (HMO) (H5050-001, Kaiser Foundation Health Plan, Inc.)
- Kaiser Permanente Medicare Advantage Harbor (HMO) (H5050-017, Kaiser Foundation Health Plan, Inc.)
- Kaiser Permanente Medicare Advantage Anchor (HMO) (H5050-023, Kaiser Foundation Health Plan, Inc.)
- Humana Together in Health (PPO I-SNP) (H5216-402, Humana Inc.)
- Molina Medicare Complete Care Select (HMO D-SNP) (H5823-010, Molina Healthcare, Inc.)
- Wellcare Patriot Giveback Open (PPO) (H5965-003, Centene Corporation)
- Wellcare Dual Liberty Sync Open (PPO D-SNP) (H5965-004, Centene Corporation)
- Wellcare Dual Access Open (PPO D-SNP) (H5965-006, Centene Corporation)
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS CY2026 Medicare Advantage and Part D landscape file, as of September 25, 2025. Publisher page
Plans by parent organization
| Parent organization | Advantage | Drug only | Total |
|---|---|---|---|
| Centene Corporation | 2 | 2 | 4 |
| Community Health Plan of Washington | 2 | 0 | 2 |
| Health Care Service Corporation | 0 | 1 | 1 |
| Humana Inc. | 10 | 3 | 13 |
| Molina Healthcare, Inc. | 2 | 0 | 2 |
| UnitedHealth Group, Inc. | 12 | 2 | 14 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Every 2027 plan in Whatcom County, WA
36 plans, by plan name. Select a column to sort. Plan types: HMO (health maintenance organization) means you generally must use the plan's network of doctors and hospitals, except in an emergency; HMO-POS is an HMO with a point-of-service option that may cover some care outside the network, usually at a higher cost; and PPO (preferred provider organization) means you can see doctors outside the network, usually at a higher cost.
| Plan ↑ | Type | Premium | Out-of-pocket max | Drug deductible | Stars |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC WA-18 (PPO)H2001-146-000 · UnitedHealth Group, Inc. | Advantage with drugsPPO | $10 | $7,150 | $685 | 4.5 |
| AARP Medicare Advantage Patriot No Rx WA-MA02 (HMO-POS)H3805-035-000 · UnitedHealth Group, Inc. | Advantage without drug coverageHMO-POS | $0 | $7,150 | n/a | 3.5 |
| AARP Medicare Advantage Patriot No RX WA-MA3 (PPO)H2001-148-000 · UnitedHealth Group, Inc. | Advantage without drug coveragePPO | $0 | $7,150 | n/a | 4.5 |
| AARP Medicare Rx Preferred from UHC (PDP)S5921-411-000 · UnitedHealth Group, Inc. | Drug onlyPDP | $184.20 | n/a | $300 | 3 |
| AARP Medicare Rx Saver from UHC (PDP)S5921-374-000 · UnitedHealth Group, Inc. | Drug onlyPDP | $105.50 | n/a | $700 | 3 |
| Community Health Plan of WA Dual Complete (HMO D-SNP)H5826-014-000 · Community Health Plan of Washington | Advantage with drugsHMO D-SNP | $6.30 | $9,850 | $700 | 3.5 |
| Community Health Plan of WA Dual Select (HMO D-SNP)H5826-017-000 · Community Health Plan of Washington | Advantage with drugsHMO D-SNP | $6.30 | $9,850 | $700 | 3.5 |
| HealthSpring Assurance Rx (PDP)S5715-047-000 · Health Care Service Corporation | Drug onlyPDP | $9.30 | n/a | $700 | 2.5 |
| Humana Basic Rx Plan (PDP)S5884-113-000 · Humana Inc. | Drug onlyPDP | $6.30 | n/a | $700 | 4.5 |
| Humana Dual Select H5619-165 (HMO D-SNP)H5619-165-000 · Humana Inc. | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | 4 |
| Humana Dual Select H5619-166 (HMO D-SNP)H5619-166-000 · Humana Inc. | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | 4 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP)H1036-306-000 · Humana Inc. | Advantage with drugsHMO C-SNP | $0 | $4,550 | $500 | 4.5 |
| Humana Gold Plus SNP-DE H5619-167 (HMO D-SNP)H5619-167-000 · Humana Inc. | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | 4 |
| Humana Premier Rx Plan (PDP)S5884-176-000 · Humana Inc. | Drug onlyPDP | $127.90 | n/a | $350 | 4.5 |
| Humana Total Complete (HMO)H5619-133-000 · Humana Inc. | Advantage with drugsHMO | $0 | $6,310 | $400 | 4 |
| Humana USAA Honor Giveback (PPO)H5216-427-001 · Humana Inc. | Advantage without drug coveragePPO | $0 | $9,150 | n/a | 4 |
| Humana USAA Honor Giveback (PPO)H5216-455-000 · Humana Inc. | Advantage without drug coveragePPO | $0 | $5,100 | n/a | 4 |
| Humana USAA Honor Giveback (PPO)H7617-021-000 · Humana Inc. | Advantage without drug coveragePPO | $0 | $9,150 | n/a | 4.5 |
| Humana Value Rx Plan (PDP)S5884-209-000 · Humana Inc. | Drug onlyPDP | $37.40 | n/a | $687 | 4.5 |
| HumanaChoice H5216-048 (PPO)H5216-048-000 · Humana Inc. | Advantage with drugsPPO | $97 | $7,000 | $700 | 4 |
| HumanaChoice H7617-016 (PPO)H7617-016-000 · Humana Inc. | Advantage with drugsPPO | $110 | $7,000 | $700 | 4.5 |
| Molina Medicare Complete Care (HMO D-SNP)H5823-013-002 · Molina Healthcare, Inc. | Advantage with drugsHMO D-SNP | $6.30 | $9,850 | $700 | 3 |
| Molina Medicare Elect (HMO D-SNP)H5823-015-000 · Molina Healthcare, Inc. | Advantage with drugsHMO D-SNP | $8.10 | $8,875 | $700 | 3 |
| UHC Care Advantage WA-E001 (PPO I-SNP)H0710-030-000 · UnitedHealth Group, Inc. | Advantage with drugsPPO I-SNP | $6.30 | $4,000 | $270 | 5 |
| UHC Complete Care Support WA-1A (HMO-POS C-SNP)H3805-049-000 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS C-SNP | $0 | $9,850 | $230 | 3.5 |
| UHC Dual Advantage WA-V1 (HMO-POS D-SNP)H5008-015-000 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS D-SNP | $0 | $6,700 | $555 | 3.5 |
| UHC Dual Advantage WA-V2 (PPO D-SNP)H2001-080-000 · UnitedHealth Group, Inc. | Advantage with drugsPPO D-SNP | $6.30 | $6,700 | $700 | 4.5 |
| UHC Dual Complete WA-Q1 (PPO D-SNP)H2001-079-000 · UnitedHealth Group, Inc. | Advantage with drugsPPO D-SNP | $0 | $9,850 | $210 | 4.5 |
| UHC Dual Complete WA-Q2 (HMO-POS D-SNP)H5008-019-000 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS D-SNP | $0 | $9,850 | $75 | 3.5 |
| UHC Dual Complete WA-S5 (PPO D-SNP)H2001-051-000 · UnitedHealth Group, Inc. | Advantage with drugsPPO D-SNP | $0 | $9,850 | $335 | 4.5 |
| UHC Dual Complete WA-S6 (HMO-POS D-SNP)H5008-002-000 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS D-SNP | $0 | $9,850 | $595 | 3.5 |
| UHC Nursing Home Plan WA-F001 (PPO I-SNP)H0710-031-000 · UnitedHealth Group, Inc. | Advantage with drugsPPO I-SNP | $0 | $9,850 | $700 | 5 |
| Wellcare Classic (PDP)S4802-020-000 · Centene Corporation | Drug onlyPDP | $7.30 | n/a | $700 | 3 |
| Wellcare Coordinated Care Dual Access (HMO-POS D-SNP)H0029-008-000 · Centene Corporation | Advantage with drugsHMO-POS D-SNP | $0 | $9,850 | $700 | 2.5 |
| Wellcare Coordinated Care Dual Liberty Sync (HMO D-SNP)H0029-007-000 · Centene Corporation | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | 2.5 |
| Wellcare Value Script (PDP)S4802-135-000 · Centene Corporation | Drug onlyPDP | $5.30 | n/a | $700 | 3 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page
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Neighboring counties
Health data for Whatcom County, WA
About this data
Plans, premiums, out-of-pocket maximums, and drug deductibles come from the CMS CY2027 Medicare Advantage and Part D landscape file. Change from 2026 compares it with the CY2026 landscape. Stars are the 2027 Star Ratings CMS released October 8, 2026: the overall rating for Advantage plans and the Part D summary rating for drug-only plans, which have no overall rating.
Advantage counts include Special Needs Plans (SNPs), which are open only to people who qualify: D-SNPs for people with both Medicare and Medicaid, C-SNPs for people with certain chronic conditions, and I-SNPs for people who live in a nursing home or need that level of care at home. Drug-only plans are listed by CMS for a whole state, so every county page shows them. Employer group plans are not in the file. This page lists plans; it does not say which plan fits anyone, and Rivvi does not sell plans.
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS CY2026 Medicare Advantage and Part D landscape file, as of September 25, 2025. Publisher page
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page