Medicare plans
Lake County, IL
48 Medicare Advantage plans and 10 drug-only plans are offered in Lake County, IL for 2027. 39 of the Advantage plans have a $0 monthly premium.
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Plans by type
| Type | Plans |
|---|---|
| Advantage | 6 |
| Advantage with drugs | 42 |
| Drug only | 10 |
| All plans | 58 |
16 of these are Special Needs Plans, open only to people who qualify. The 10 drug-only plans are listed for all of Illinois.
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Premiums and out-of-pocket limits
| Measure | 2027 |
|---|---|
| Advantage monthly premium | $0 to $92 |
| Advantage plans at $0 | 39 |
| Advantage out-of-pocket maximum (in network) | $2,150 to $9,850 |
| Drug-only monthly premium | $5.30 to $178.30 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Star Ratings
| Overall rating | Advantage plans |
|---|---|
| 3 stars | 1 |
| 3.5 stars | 17 |
| 4 stars | 19 |
| 4.5 stars | 5 |
| 5 stars | 2 |
| Too new to rate | 4 |
26 Advantage plans in Lake County, IL have an overall rating of 4 stars or more.
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Change from 2026
Lake County, IL has 48 Advantage plans in 2027, 12 fewer than 2026 (60). 5 plans are new to the county and 17 plans offered here in 2026 are gone. $0 plans go from 41 to 39.
| Advantage plans | 2026 | 2027 |
|---|---|---|
| Offered in the county | 60 | 48 |
| At a $0 premium | 41 | 39 |
| New for 2027 | 5 | |
| Offered in 2026, gone in 2027 | 17 |
Offered here in 2026, not in 2027
- Aetna Medicare Prime Chronic Total (HMO C-SNP) (H1206-009, CVS Health Corporation)
- Wellcare Simple Value (HMO-POS) (H1416-082, Centene Corporation)
- Molina Medicare Complete Care Plus (HMO D-SNP) (H3093-005, Molina Healthcare, Inc.)
- Blue Cross Medicare Advantage Basic (HMO) (H3822-001, Health Care Service Corporation)
- Blue Cross Medicare Advantage Basic Plus (HMO-POS) (H3822-007, Health Care Service Corporation)
- Blue Cross Medicare Advantage Premier Plus (HMO-POS) (H3822-008, Health Care Service Corporation)
- HealthSpring Premier (HMO-POS) (H4513-084, Health Care Service Corporation)
- HealthSpring Preferred (HMO) (H4513-085, Health Care Service Corporation)
- HealthSpring Preferred Savings (HMO) (H4513-086, Health Care Service Corporation)
- Humana USAA Honor Giveback (PPO) (H5216-258, Humana Inc.)
- Humana Full Access H5216-412 (PPO) (H5216-412, Humana Inc.)
- Humana Full Access H7617-009 (PPO) (H7617-009, Humana Inc.)
- HealthSpring True Choice (PPO) (H7849-002, Health Care Service Corporation)
- HealthSpring True Choice Savings (PPO) (H7849-080, Health Care Service Corporation)
- Blue Cross Medicare Advantage Secure (HMO) (H8547-001, Health Care Service Corporation)
- Blue Cross Medicare Advantage Choice Plus (PPO) (H8634-003, Health Care Service Corporation)
- Blue Cross Medicare Advantage Choice Premier (PPO) (H8634-004, Health Care Service Corporation)
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS CY2026 Medicare Advantage and Part D landscape file, as of September 25, 2025. Publisher page
Plans by parent organization
| Parent organization | Advantage | Drug only | Total |
|---|---|---|---|
| Centene Corporation | 2 | 2 | 4 |
| CVS Health Corporation | 9 | 1 | 10 |
| Devoted Health, Inc. | 8 | 0 | 8 |
| Health Care Service Corporation | 0 | 2 | 2 |
| Humana Inc. | 11 | 3 | 14 |
| Longevity Health Founders, LLC | 1 | 0 | 1 |
| Molina Healthcare, Inc. | 1 | 0 | 1 |
| Rifkin Managed Care Holding, LLC | 1 | 0 | 1 |
| UnitedHealth Group, Inc. | 11 | 2 | 13 |
| Zing Health Consolidator, Inc | 4 | 0 | 4 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Every 2027 plan in Lake County, IL
58 plans, by plan name. Select a column to sort.
| Plan ↑ | Type | Premium | Out-of-pocket max | Drug deductible | Stars |
|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC IL-8 (HMO-POS)H2802-024-0 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS | $0 | $2,900 | $685 | 3.5 |
| AARP Medicare Advantage Extras from UHC IL-9 (HMO-POS)H2802-075-0 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS | $0 | $4,450 | $685 | 3.5 |
| AARP Medicare Advantage from UHC IL-0001 (HMO-POS)H2802-025-0 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS | $43 | $2,900 | $595 | 3.5 |
| AARP Medicare Advantage from UHC IL-2 (HMO-POS)H2802-054-0 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS | $0 | $4,900 | $685 | 3.5 |
| AARP Medicare Advantage from UHC IL-0004 (PPO)H8768-005-0 · UnitedHealth Group, Inc. | Advantage with drugsPPO | $84 | $7,150 | $685 | 4 |
| AARP Medicare Advantage from UHC IL-5 (PPO)H8768-010-0 · UnitedHealth Group, Inc. | Advantage with drugsPPO | $0 | $7,150 | $685 | 4 |
| AARP Medicare Advantage Patriot No Rx IL-MA01 (PPO)H8768-019-0 · UnitedHealth Group, Inc. | AdvantagePPO | $0 | $7,150 | n/a | 4 |
| AARP Medicare Advantage Patriot No Rx IL-MA2 (HMO-POS)H2802-091-0 · UnitedHealth Group, Inc. | AdvantageHMO-POS | $0 | $7,150 | n/a | 3.5 |
| AARP Medicare Rx Preferred from UHC (PDP)S5921-398-0 · UnitedHealth Group, Inc. | Drug onlyPDP | $178.30 | n/a | $300 | 3 |
| AARP Medicare Rx Saver from UHC (PDP)S5921-362-0 · UnitedHealth Group, Inc. | Drug onlyPDP | $78.30 | n/a | $700 | 3 |
| Aetna Medicare Eagle (PPO)H5521-286-0 · CVS Health Corporation | AdvantagePPO | $0 | $5,200 | n/a | 4 |
| Aetna Medicare FIDE (HMO D-SNP)H9771-001-0 · CVS Health Corporation | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | Too new to rate |
| Aetna Medicare Premier (PPO)H5521-016-0 · CVS Health Corporation | Advantage with drugsPPO | $42 | $5,200 | $700 | 4 |
| Aetna Medicare Prime (HMO-POS)H3192-001-0 · CVS Health Corporation | Advantage with drugsHMO-POS | $0 | $5,900 | $400 | 3.5 |
| Aetna Medicare Prime Chronic Care (HMO C-SNP)H1206-004-0 · CVS Health Corporation | Advantage with drugsHMO C-SNP | $0 | $7,150 | $700 | 3.5 |
| Aetna Medicare Prime Extra Care (HMO)H1206-010-0 · CVS Health Corporation | Advantage with drugsHMO | $0 | $5,200 | $400 | 3.5 |
| Aetna Medicare Signature (HMO-POS)H1206-003-0 · CVS Health Corporation | Advantage with drugsHMO-POS | $0 | $5,900 | $400 | 3.5 |
| Aetna Medicare Signature (PPO)H7301-013-0 · CVS Health Corporation | Advantage with drugsPPO | $0 | $7,150 | $700 | 4 |
| Aetna Medicare Signature Extra (PPO)H5521-086-0 · CVS Health Corporation | Advantage with drugsPPO | $0 | $5,500 | $700 | 4 |
| DEVOTED C-SNP ENHANCED 005 IL (HMO C-SNP)H7151-005-0 · Devoted Health, Inc. | Advantage with drugsHMO C-SNP | $0 | $3,500 | $465 | 4 |
| DEVOTED C-SNP GIVEBACK EXTRAS 007 IL (HMO C-SNP)H7151-007-0 · Devoted Health, Inc. | Advantage with drugsHMO C-SNP | $0 | $5,900 | $700 | 4 |
| DEVOTED C-SNP PLUS 006 IL (HMO C-SNP)H7151-006-0 · Devoted Health, Inc. | Advantage with drugsHMO C-SNP | $0 | $9,850 | $465 | 4 |
| DEVOTED CHOICE 001 IL (PPO)H6545-001-0 · Devoted Health, Inc. | Advantage with drugsPPO | $0 | $4,700 | $650 | 4.5 |
| DEVOTED CHOICE 010 IL (PPO)H6545-010-0 · Devoted Health, Inc. | Advantage with drugsPPO | $0 | $5,400 | $650 | 4.5 |
| DEVOTED CORE 001 IL (HMO)H7151-001-0 · Devoted Health, Inc. | Advantage with drugsHMO | $0 | $2,700 | $650 | 4 |
| DEVOTED GIVEBACK 003 IL (HMO)H7151-003-0 · Devoted Health, Inc. | Advantage with drugsHMO | $0 | $9,850 | $461 | 4 |
| DEVOTED GIVEBACK EXTRAS 008 IL (HMO)H7151-008-0 · Devoted Health, Inc. | Advantage with drugsHMO | $0 | $5,900 | $700 | 4 |
| HealthSpring Assurance Rx (PDP)S5715-012-0 · Health Care Service Corporation | Drug onlyPDP | $90.90 | n/a | $700 | 2.5 |
| HealthSpring Extra RX (PDP)S5715-001-0 · Health Care Service Corporation | Drug onlyPDP | $108.20 | n/a | $700 | 2.5 |
| Humana Basic Rx Plan (PDP)S5884-107-0 · Humana Inc. | Drug onlyPDP | $6.30 | n/a | $700 | 4.5 |
| Humana Dual Fully Integrated (HMO D-SNP)H4329-001-0 · Humana Inc. | Advantage with drugsHMO D-SNP | $0 | $9,250 | $700 | Too new to rate |
| Humana Essentials Plus Giveback (HMO)H1468-021-0 · Humana Inc. | Advantage with drugsHMO | $0 | $4,250 | $700 | 4 |
| Humana Premier Rx Plan (PDP)S5884-163-0 · Humana Inc. | Drug onlyPDP | $130.20 | n/a | $350 | 4.5 |
| Humana Total Complete (HMO)H1468-013-0 · Humana Inc. | Advantage with drugsHMO | $0 | $2,150 | $700 | 4 |
| Humana USAA Honor Giveback (PPO)H5216-355-0 · Humana Inc. | AdvantagePPO | $0 | $6,000 | n/a | 4 |
| Humana USAA Honor Giveback (PPO)H7617-022-0 · Humana Inc. | AdvantagePPO | $0 | $6,000 | n/a | 4.5 |
| Humana USAA Honor Giveback (Regional PPO)R5361-001-0 · Humana Inc. | AdvantageRegional PPO | $0 | $6,750 | n/a | 3.5 |
| Humana Value Choice (PPO)H5216-251-0 · Humana Inc. | Advantage with drugsPPO | $0 | $4,450 | $700 | 4 |
| Humana Value Choice (PPO)H7617-018-0 · Humana Inc. | Advantage with drugsPPO | $0 | $4,300 | $700 | 4.5 |
| Humana Value Rx Plan (PDP)S5884-196-0 · Humana Inc. | Drug onlyPDP | $22.30 | n/a | $687 | 4.5 |
| HumanaChoice H5216-013 (PPO)H5216-013-0 · Humana Inc. | Advantage with drugsPPO | $92 | $6,550 | $700 | 4 |
| HumanaChoice H5216-283 (PPO)H5216-283-0 · Humana Inc. | Advantage with drugsPPO | $0 | $4,900 | $250 | 4 |
| HumanaChoice R5361-002 (Regional PPO)R5361-002-0 · Humana Inc. | Advantage with drugsRegional PPO | $87 | $7,700 | $700 | 3.5 |
| Longevity Health Plan (HMO I-SNP)H9590-001-0 · Longevity Health Founders, LLC | Advantage with drugsHMO I-SNP | $3.20 | $9,350 | $700 | 5 |
| Molina Medicare Complete Care Plus (HMO D-SNP)H3093-002-0 · Molina Healthcare, Inc. | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | Too new to rate |
| Provider Partners Illinois Advantage Plan (HMO I-SNP)H3800-001-0 · Rifkin Managed Care Holding, LLC | Advantage with drugsHMO I-SNP | $7.60 | $9,850 | $700 | 3.5 |
| SilverScript Choice (PDP)S5601-034-0 · CVS Health Corporation | Drug onlyPDP | $120.90 | n/a | $700 | 2.5 |
| UHC Complete Care Support IL-1A (PPO C-SNP)H2001-038-0 · UnitedHealth Group, Inc. | Advantage with drugsPPO C-SNP | $0 | $9,850 | $610 | 4.5 |
| UHC Complete Care Support IL-7 (HMO-POS C-SNP)H2802-067-0 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS C-SNP | $7.60 | $3,500 | $700 | 3.5 |
| UHC Nursing Home Plan IL-F001 (PPO I-SNP)H0710-039-0 · UnitedHealth Group, Inc. | Advantage with drugsPPO I-SNP | $7.60 | $9,850 | $700 | 5 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page
For agents, pharmacies, and practices
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Neighboring counties
Health data for Lake County, IL
About this data
Plans, premiums, out-of-pocket maximums, and drug deductibles come from the CMS CY2027 Medicare Advantage and Part D landscape file. Change from 2026 compares it with the CY2026 landscape. Stars are the 2027 Star Ratings CMS released October 8, 2026: the overall rating for Advantage plans and the Part D summary rating for drug-only plans, which have no overall rating.
Advantage counts include Special Needs Plans, which are open only to people who qualify. Drug-only plans are listed by CMS for a whole state, so every county page shows them. Employer group plans are not in the file. This page lists plans; it does not say which plan fits anyone, and Rivvi does not sell plans.
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS CY2026 Medicare Advantage and Part D landscape file, as of September 25, 2025. Publisher page
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page