Medicare plans
McHenry County, IL
40 Medicare Advantage plans and 10 drug-only plans are offered in McHenry County, IL for 2027. 33 of the Advantage plans have a $0 monthly premium.
License. US government work, Public Domain Mark 1.0.
Shopping for your own coverage? Use Medicare Plan Finder at medicare.gov or call 1-800-MEDICARE.
Plans by type
| Type | Plans |
|---|---|
| Advantage | 6 |
| Advantage with drugs | 34 |
| Drug only | 10 |
| All plans | 50 |
14 of these are Special Needs Plans, open only to people who qualify. The 10 drug-only plans are listed for all of Illinois.
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Premiums and out-of-pocket limits
| Measure | 2027 |
|---|---|
| Advantage monthly premium | $0 to $87 |
| Advantage plans at $0 | 33 |
| Advantage out-of-pocket maximum (in network) | $2,150 to $9,850 |
| Drug-only monthly premium | $5.30 to $178.30 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Star Ratings
| Overall rating | Advantage plans |
|---|---|
| 3 stars | 1 |
| 3.5 stars | 16 |
| 4 stars | 14 |
| 4.5 stars | 5 |
| Too new to rate | 4 |
19 Advantage plans in McHenry County, IL have an overall rating of 4 stars or more.
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Change from 2026
McHenry County, IL has 40 Advantage plans in 2027, 21 fewer than 2026 (61). 6 plans are new to the county and 27 plans offered here in 2026 are gone. $0 plans go from 44 to 33.
| Advantage plans | 2026 | 2027 |
|---|---|---|
| Offered in the county | 61 | 40 |
| At a $0 premium | 44 | 33 |
| New for 2027 | 6 | |
| Offered in 2026, gone in 2027 | 27 |
Offered here in 2026, not in 2027
- Aetna Medicare Prime Chronic Total (HMO C-SNP) (H1206-009, CVS Health Corporation)
- Clear Spring Health BrightPath Advantage (HMO) (H3071-002, Group 1001)
- Molina Medicare Complete Care Plus (HMO D-SNP) (H3093-005, Molina Healthcare, Inc.)
- Blue Cross Medicare Advantage Basic (HMO) (H3822-001, Health Care Service Corporation)
- Blue Cross Medicare Advantage Basic Plus (HMO-POS) (H3822-007, Health Care Service Corporation)
- Blue Cross Medicare Advantage Premier Plus (HMO-POS) (H3822-008, Health Care Service Corporation)
- HealthSpring Preferred (HMO) (H4513-085, Health Care Service Corporation)
- HealthSpring Preferred Savings (HMO) (H4513-086, Health Care Service Corporation)
- HumanaChoice H5216-013 (PPO) (H5216-013, Humana Inc.)
- HumanaChoice H5216-251 (PPO) (H5216-251, Humana Inc.)
- Humana Full Access H5216-412 (PPO) (H5216-412, Humana Inc.)
- Clear Spring Health BrightPath Advantage (HMO) (H5454-002, Group 1001)
- Clear Spring Health Balance+ Diabetes & Heart (HMO C-SNP) (H5454-006, Group 1001)
- Wellcare Simple Essential (HMO) (H5779-002, Centene Corporation)
- Wellcare Patriot Giveback (HMO) (H5779-011, Centene Corporation)
- Aetna Medicare Enhanced (PPO) (H7301-032, CVS Health Corporation)
- Humana Full Access H7617-009 (PPO) (H7617-009, Humana Inc.)
- HumanaChoice H7617-018 (PPO) (H7617-018, Humana Inc.)
- HealthSpring True Choice (PPO) (H7849-002, Health Care Service Corporation)
- HealthSpring True Choice Savings (PPO) (H7849-080, Health Care Service Corporation)
- Blue Cross Medicare Advantage Secure (HMO) (H8547-001, Health Care Service Corporation)
- Blue Cross Medicare Advantage Choice Plus (PPO) (H8634-003, Health Care Service Corporation)
- Blue Cross Medicare Advantage Choice Premier (PPO) (H8634-004, Health Care Service Corporation)
- Blue Cross Medicare Advantage Classic (PPO) (H8634-008, Health Care Service Corporation)
- Blue Cross Medicare Advantage Health Choice (PPO) (H8634-018, Health Care Service Corporation)
- Blue Cross Medicare Advantage Protect (PPO) (H8634-019, Health Care Service Corporation)
- Blue Cross Medicare Advantage Dental Premier (PPO) (H8634-021, Health Care Service Corporation)
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS CY2026 Medicare Advantage and Part D landscape file, as of September 25, 2025. Publisher page
Plans by parent organization
| Parent organization | Advantage | Drug only | Total |
|---|---|---|---|
| Centene Corporation | 4 | 2 | 6 |
| CVS Health Corporation | 4 | 1 | 5 |
| Devoted Health, Inc. | 8 | 0 | 8 |
| Health Care Service Corporation | 0 | 2 | 2 |
| Humana Inc. | 8 | 3 | 11 |
| Molina Healthcare, Inc. | 1 | 0 | 1 |
| Rifkin Managed Care Holding, LLC | 1 | 0 | 1 |
| UnitedHealth Group, Inc. | 10 | 2 | 12 |
| Zing Health Consolidator, Inc | 4 | 0 | 4 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Every 2027 plan in McHenry County, IL
50 plans, by plan name. Select a column to sort.
| Plan ↑ | Type | Premium | Out-of-pocket max | Drug deductible | Stars |
|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC IL-8 (HMO-POS)H2802-024-0 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS | $0 | $2,900 | $685 | 3.5 |
| AARP Medicare Advantage Extras from UHC IL-9 (HMO-POS)H2802-075-0 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS | $0 | $4,450 | $685 | 3.5 |
| AARP Medicare Advantage from UHC IL-0001 (HMO-POS)H2802-025-0 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS | $43 | $2,900 | $595 | 3.5 |
| AARP Medicare Advantage from UHC IL-2 (HMO-POS)H2802-054-0 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS | $0 | $4,900 | $685 | 3.5 |
| AARP Medicare Advantage from UHC IL-0004 (PPO)H8768-005-0 · UnitedHealth Group, Inc. | Advantage with drugsPPO | $84 | $7,150 | $685 | 4 |
| AARP Medicare Advantage from UHC IL-5 (PPO)H8768-010-0 · UnitedHealth Group, Inc. | Advantage with drugsPPO | $0 | $7,150 | $685 | 4 |
| AARP Medicare Advantage Patriot No Rx IL-MA01 (PPO)H8768-019-0 · UnitedHealth Group, Inc. | AdvantagePPO | $0 | $7,150 | n/a | 4 |
| AARP Medicare Advantage Patriot No Rx IL-MA2 (HMO-POS)H2802-091-0 · UnitedHealth Group, Inc. | AdvantageHMO-POS | $0 | $7,150 | n/a | 3.5 |
| AARP Medicare Rx Preferred from UHC (PDP)S5921-398-0 · UnitedHealth Group, Inc. | Drug onlyPDP | $178.30 | n/a | $300 | 3 |
| AARP Medicare Rx Saver from UHC (PDP)S5921-362-0 · UnitedHealth Group, Inc. | Drug onlyPDP | $78.30 | n/a | $700 | 3 |
| Aetna Medicare Eagle (PPO)H5521-286-0 · CVS Health Corporation | AdvantagePPO | $0 | $5,200 | n/a | 4 |
| Aetna Medicare FIDE (HMO D-SNP)H9771-001-0 · CVS Health Corporation | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | Too new to rate |
| Aetna Medicare Prime Chronic Care (HMO C-SNP)H1206-004-0 · CVS Health Corporation | Advantage with drugsHMO C-SNP | $0 | $7,150 | $700 | 3.5 |
| Aetna Medicare Signature (PPO)H7301-033-0 · CVS Health Corporation | Advantage with drugsPPO | $0 | $7,150 | $700 | 4 |
| DEVOTED C-SNP ENHANCED 005 IL (HMO C-SNP)H7151-005-0 · Devoted Health, Inc. | Advantage with drugsHMO C-SNP | $0 | $3,500 | $465 | 4 |
| DEVOTED C-SNP GIVEBACK EXTRAS 007 IL (HMO C-SNP)H7151-007-0 · Devoted Health, Inc. | Advantage with drugsHMO C-SNP | $0 | $5,900 | $700 | 4 |
| DEVOTED C-SNP PLUS 006 IL (HMO C-SNP)H7151-006-0 · Devoted Health, Inc. | Advantage with drugsHMO C-SNP | $0 | $9,850 | $465 | 4 |
| DEVOTED CHOICE 001 IL (PPO)H6545-001-0 · Devoted Health, Inc. | Advantage with drugsPPO | $0 | $4,700 | $650 | 4.5 |
| DEVOTED CHOICE 010 IL (PPO)H6545-010-0 · Devoted Health, Inc. | Advantage with drugsPPO | $0 | $5,400 | $650 | 4.5 |
| DEVOTED CORE 001 IL (HMO)H7151-001-0 · Devoted Health, Inc. | Advantage with drugsHMO | $0 | $2,700 | $650 | 4 |
| DEVOTED GIVEBACK 003 IL (HMO)H7151-003-0 · Devoted Health, Inc. | Advantage with drugsHMO | $0 | $9,850 | $461 | 4 |
| DEVOTED GIVEBACK EXTRAS 008 IL (HMO)H7151-008-0 · Devoted Health, Inc. | Advantage with drugsHMO | $0 | $5,900 | $700 | 4 |
| HealthSpring Assurance Rx (PDP)S5715-012-0 · Health Care Service Corporation | Drug onlyPDP | $90.90 | n/a | $700 | 2.5 |
| HealthSpring Extra RX (PDP)S5715-001-0 · Health Care Service Corporation | Drug onlyPDP | $108.20 | n/a | $700 | 2.5 |
| Humana Basic Rx Plan (PDP)S5884-107-0 · Humana Inc. | Drug onlyPDP | $6.30 | n/a | $700 | 4.5 |
| Humana Dual Fully Integrated (HMO D-SNP)H4329-001-0 · Humana Inc. | Advantage with drugsHMO D-SNP | $0 | $9,250 | $700 | Too new to rate |
| Humana Gold Choice H8145-006 (PFFS)H8145-006-0 · Humana Inc. | Advantage with drugsPFFS | $60 | $7,800 | $700 | 4 |
| Humana Premier Rx Plan (PDP)S5884-163-0 · Humana Inc. | Drug onlyPDP | $130.20 | n/a | $350 | 4.5 |
| Humana Total Complete (HMO)H1468-013-0 · Humana Inc. | Advantage with drugsHMO | $0 | $2,150 | $700 | 4 |
| Humana USAA Honor Giveback (PPO)H5216-355-0 · Humana Inc. | AdvantagePPO | $0 | $6,000 | n/a | 4 |
| Humana USAA Honor Giveback (PPO)H7617-022-0 · Humana Inc. | AdvantagePPO | $0 | $6,000 | n/a | 4.5 |
| Humana USAA Honor Giveback (Regional PPO)R5361-001-0 · Humana Inc. | AdvantageRegional PPO | $0 | $6,750 | n/a | 3.5 |
| Humana Value Rx Plan (PDP)S5884-196-0 · Humana Inc. | Drug onlyPDP | $22.30 | n/a | $687 | 4.5 |
| HumanaChoice H7617-007 (PPO)H7617-007-0 · Humana Inc. | Advantage with drugsPPO | $60 | $9,250 | $700 | 4.5 |
| HumanaChoice R5361-002 (Regional PPO)R5361-002-0 · Humana Inc. | Advantage with drugsRegional PPO | $87 | $7,700 | $700 | 3.5 |
| Molina Medicare Complete Care Plus (HMO D-SNP)H3093-002-0 · Molina Healthcare, Inc. | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | Too new to rate |
| Provider Partners Illinois Advantage Plan (HMO I-SNP)H3800-001-0 · Rifkin Managed Care Holding, LLC | Advantage with drugsHMO I-SNP | $7.60 | $9,850 | $700 | 3.5 |
| SilverScript Choice (PDP)S5601-034-0 · CVS Health Corporation | Drug onlyPDP | $120.90 | n/a | $700 | 2.5 |
| UHC Complete Care Support IL-1A (PPO C-SNP)H2001-038-0 · UnitedHealth Group, Inc. | Advantage with drugsPPO C-SNP | $0 | $9,850 | $610 | 4.5 |
| UHC Complete Care Support IL-7 (HMO-POS C-SNP)H2802-067-0 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS C-SNP | $7.60 | $3,500 | $700 | 3.5 |
| Wellcare Classic (PDP)S4802-087-0 · Centene Corporation | Drug onlyPDP | $7.30 | n/a | $700 | 3 |
| Wellcare Giveback (HMO)H5779-010-0 · Centene Corporation | Advantage with drugsHMO | $0 | $7,800 | $700 | 3.5 |
| Wellcare Meridian Dual Align (HMO D-SNP)H6971-001-0 · Centene Corporation | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | Too new to rate |
| Wellcare Simple (HMO-POS)H1416-009-0 · Centene Corporation | Advantage with drugsHMO-POS | $0 | $5,000 | $700 | 3 |
| Wellcare Simple Essential (HMO)H5779-009-0 · Centene Corporation | Advantage with drugsHMO | $0 | $5,500 | $700 | 3.5 |
| Wellcare Value Script (PDP)S4802-151-0 · Centene Corporation | Drug onlyPDP | $5.30 | n/a | $700 | 3 |
| Zing Select Care IL (HMO)H4624-001-0 · Zing Health Consolidator, Inc | Advantage with drugsHMO | $0 | $4,950 | $450 | 3.5 |
| Zing Select Diabetes & Heart Complete IL (HMO C-SNP)H4624-027-0 · Zing Health Consolidator, Inc | Advantage with drugsHMO C-SNP | $0 | $9,850 | $700 | 3.5 |
| Zing Select Diabetes & Heart IL (HMO C-SNP)H4624-010-0 · Zing Health Consolidator, Inc | Advantage with drugsHMO C-SNP | $0 | $6,900 | $400 | 3.5 |
| Zing Select Dialysis IL (HMO C-SNP)H4624-029-0 · Zing Health Consolidator, Inc | Advantage with drugsHMO C-SNP | $0 | $6,900 | $350 | 3.5 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page
For agents, pharmacies, and practices
Run this for a client's ZIP
Rivvi's county landscape snapshot opens with McHenry County, IL filled in. Swap in a client's ZIP to get every 2027 plan in their county, counted by type and carrier, with premium and out-of-pocket ranges.
Open the county snapshotFree to start. Opens Rivvi, the AI workspace for healthcare teams.
For pharmacies and practices
Check your patients' drugs on these plans
Enter a drug and Rivvi compares its 2026 and 2027 Part D formulary placement on every plan near a ZIP: tier changes, new prior authorization, step therapy, and quantity limits.
Free to start. Opens Rivvi, the AI workspace for healthcare teams.
Neighboring counties
Health data for McHenry County, IL
About this data
Plans, premiums, out-of-pocket maximums, and drug deductibles come from the CMS CY2027 Medicare Advantage and Part D landscape file. Change from 2026 compares it with the CY2026 landscape. Stars are the 2027 Star Ratings CMS released October 8, 2026: the overall rating for Advantage plans and the Part D summary rating for drug-only plans, which have no overall rating.
Advantage counts include Special Needs Plans, which are open only to people who qualify. Drug-only plans are listed by CMS for a whole state, so every county page shows them. Employer group plans are not in the file. This page lists plans; it does not say which plan fits anyone, and Rivvi does not sell plans.
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS CY2026 Medicare Advantage and Part D landscape file, as of September 25, 2025. Publisher page
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page