Claim adjustment reason code

Denial code PR-1 meaning

CARC 1, usually seen as PR-1: The allowed amount went toward the patient's deductible, so the plan paid less or nothing and the patient owes this amount.

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Reason code
CARC 1
Short name
Deductible
Plain meaning
The allowed amount went toward the patient's deductible, so the plan paid less or nothing and the patient owes this amount.
Group codes
PR-1: Patient responsibility. The patient, or a secondary payer, may owe the amount.

Plain-English summary written by Rivvi. X12 owns the CARC list and its exact wording, which is not reproduced here. Read it on the X12 CARC list (list dated November 1, 2025, checked October 23, 2026). This page does not decide how a claim is paid.

Common causes

  • The patient has not met the plan year deductible yet.
  • The service falls under a separate deductible, such as a Part A or out-of-network deductible.

What to check before resubmitting

  1. Confirm the deductible balance with the payer's eligibility response.
  2. Bill the patient or the secondary payer for the amount shown.

Remark codes that often come with it

Related reason codes

Related pages

Questions

What does denial code PR-1 mean?

The allowed amount went toward the patient's deductible, so the plan paid less or nothing and the patient owes this amount. This is Rivvi's plain-English summary of CARC 1. X12's exact wording is on x12.org.

How do I fix PR-1?

Confirm the deductible balance with the payer's eligibility response. Bill the patient or the secondary payer for the amount shown.

Can I bill the patient for PR-1?

When it comes with group code PR, the patient or a secondary payer may owe the amount. When it comes with CO, the provider writes it off.

Which group codes come with CARC 1?

Most often PR (patient responsibility). The group code, not the reason code, says who owes the amount.

What is the difference between a CARC and a RARC?

A claim adjustment reason code (CARC) says why a claim line was paid differently than billed. A remittance advice remark code (RARC) adds detail, such as which field is missing.

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