Claim adjustment reason code
Denial code CO-147 meaning
CARC 147, usually seen as CO-147: The provider's contracted rate has expired or is not on file with the payer.
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- Reason code
- CARC 147
- Short name
- Contract rate expired or not on file
- Plain meaning
- The provider's contracted rate has expired or is not on file with the payer.
- Group codes
- CO-147: Contractual obligation. The provider absorbs the amount under its contract or the payer's rules. Do not bill the patient for it.
Plain-English summary written by Rivvi. X12 owns the CARC list and its exact wording, which is not reproduced here. Read it on the X12 CARC list (list dated November 1, 2025, checked October 23, 2026). This page does not decide how a claim is paid.
Common causes
- The payer's contract load is missing or out of date.
What to check before resubmitting
- Ask your payer representative to load the current contract, then ask for reprocessing.
Remark codes that often come with it
Related reason codes
Related pages
Questions
What does denial code CO-147 mean?
The provider's contracted rate has expired or is not on file with the payer. This is Rivvi's plain-English summary of CARC 147. X12's exact wording is on x12.org.
How do I fix CO-147?
Ask your payer representative to load the current contract, then ask for reprocessing.
Can I bill the patient for CO-147?
With group code CO, no. CO means the provider absorbs the amount under its contract or the payer's rules.
Which group codes come with CARC 147?
Most often CO (contractual obligation). The group code, not the reason code, says who owes the amount.
What is the difference between a CARC and a RARC?
A claim adjustment reason code (CARC) says why a claim line was paid differently than billed. A remittance advice remark code (RARC) adds detail, such as which field is missing.