Claim adjustment reason code

Denial code CO-55 meaning

CARC 55, usually seen as CO-55: The payer considers the service, treatment or drug experimental.

Run it in Rivvi

Check the codes behind a denial

Upload a claims export. Rivvi flags ICD-10 and HCPCS codes that are not billable, replaced, or unspecified when a specific code exists.

Check my export

Free to start. Opens Rivvi, the AI workspace for healthcare teams.

Reason code
CARC 55
Short name
Experimental or investigational
Plain meaning
The payer considers the service, treatment or drug experimental.
Group codes
CO-55: Contractual obligation. The provider absorbs the amount under its contract or the payer's rules. Do not bill the patient for it.

Plain-English summary written by Rivvi. X12 owns the CARC list and its exact wording, which is not reproduced here. Read it on the X12 CARC list (list dated November 1, 2025, checked October 23, 2026). This page does not decide how a claim is paid.

Common causes

  • The payer's policy lists the service as investigational.

What to check before resubmitting

  1. Read the payer's policy.
  2. Appeal with published evidence if the service is standard care.

Related reason codes

Related pages

Questions

What does denial code CO-55 mean?

The payer considers the service, treatment or drug experimental. This is Rivvi's plain-English summary of CARC 55. X12's exact wording is on x12.org.

How do I fix CO-55?

Read the payer's policy. Appeal with published evidence if the service is standard care.

Can I bill the patient for CO-55?

With group code CO, no. CO means the provider absorbs the amount under its contract or the payer's rules.

Which group codes come with CARC 55?

Most often CO (contractual obligation). The group code, not the reason code, says who owes the amount.

What is the difference between a CARC and a RARC?

A claim adjustment reason code (CARC) says why a claim line was paid differently than billed. A remittance advice remark code (RARC) adds detail, such as which field is missing.

Try it on your own data today.

Free to start. Most teams are using it the same day.