Glossary · Plan types
What is a fully insured job-based plan?
A fully insured job-based plan is a health plan an employer buys from an insurance company.
Definition and figures from HealthCare.gov glossary, checked October 23, 2026. This page explains the term; it does not recommend a plan.
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Fully insured job-based plan: the facts
| Item | Fact | Source |
|---|---|---|
| Bought from | An insurance company | HealthCare.gov glossary: Fully insured job-based plan |
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What does fully insured job-based plan mean in health insurance?
A fully insured job-based plan is a health plan an employer buys from an insurance company.