Glossary · Accounts and tax
What is an individual coverage HRA (ICHRA)?
An individual coverage HRA is a type of HRA that reimburses medical expenses, such as monthly premiums, and requires employees and dependents to have individual health insurance or Medicare Parts A and B (or Part C).
Definition and figures from HealthCare.gov glossary, checked October 23, 2026. This page explains the term; it does not recommend a plan.
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ICHRA: the facts
| Item | Fact | Source |
|---|---|---|
| Coverage required | Individual health insurance or Medicare Parts A and B, or Part C | HealthCare.gov glossary: Individual Coverage Health Reimbursement Arrangement |
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What does ICHRA mean in health insurance?
An individual coverage HRA is a type of HRA that reimburses medical expenses, such as monthly premiums, and requires employees and dependents to have individual health insurance or Medicare Parts A and B (or Part C).