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Definition · Medicare program and benefits

Medigap

Medigap is Medicare supplement insurance. It helps pay deductibles, coinsurance, and copayments that Original Medicare leaves to the patient. It is not a Medicare Advantage plan. A person who joins Medicare Advantage generally cannot use a Medigap policy for the same coverage.

Medigap

Medigap plans are lettered by the benefits they cover. This site does not sell policies and does not compare premiums.

Source: Medicare.gov, What's Medicare Supplement Insurance (Medigap)? Page read October 14, 2026.

Questions

Medigap, answered

Can Medigap and Medicare Advantage be used together?
No. Medigap supplements Original Medicare. It is not added on top of a Medicare Advantage plan.

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