Medicare plans
Sarasota County, FL
89 Medicare Advantage plans and 11 drug-only plans are offered in Sarasota County, FL for 2027. 77 of the Advantage plans have a $0 monthly premium.
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Data only, not plan advice. Confirm on Medicare.gov Plan Finder or 1-800-MEDICARE.
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Plans by type
| Type | Plans |
|---|---|
| Advantage without drug coverage | 10 |
| Advantage with drugs | 79 |
| Drug only | 11 |
| All plans | 100 |
48 of these are Special Needs Plans (SNPs), open only to people who qualify: 25 D-SNP for people with both Medicare and Medicaid, 18 C-SNP for people with certain chronic conditions and 5 I-SNP for people who live in a nursing home or need that level of care at home. The 11 drug-only plans are listed for all of Florida.
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
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Premiums and out-of-pocket limits
| Measure | 2027 |
|---|---|
| Advantage monthly premium | $0 to $161 |
| Advantage plans at $0 | 77 |
| Advantage out-of-pocket maximum (in network) | $500 to $9,850 |
| Drug-only monthly premium | $5.30 to $326 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Star Ratings
| Overall rating | Advantage plans |
|---|---|
| 2.5 stars | 6 |
| 3 stars | 9 |
| 3.5 stars | 13 |
| 4 stars | 36 |
| 4.5 stars | 22 |
| 5 stars | 2 |
| Not enough data | 1 |
60 Advantage plans in Sarasota County, FL have an overall rating of 4 stars or more.
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Change from 2026
Sarasota County, FL has 89 Advantage plans in 2027, 1 more than 2026 (88). 18 plans are new to the county and 17 plans offered here in 2026 are gone. $0 plans go from 66 to 77.
| Advantage plans | 2026 | 2027 |
|---|---|---|
| Offered in the county | 88 | 89 |
| At a $0 premium | 66 | 77 |
| New for 2027 | 18 | |
| Offered in 2026, gone in 2027 | 17 |
Offered here in 2026, not in 2027
- Wellcare Dual Reserve (HMO D-SNP) (H1032-202, Centene Corporation)
- Wellcare Patriot Giveback (HMO) (H1032-239, Centene Corporation)
- Wellcare Dual Access Sync (HMO D-SNP) (H1032-241, Centene Corporation)
- Wellcare Sunshine Health Dual Align (HMO D-SNP) (H1032-243, Centene Corporation)
- UHC Dual Complete FL-Y5 (HMO-POS D-SNP) (H2509-003, UnitedHealth Group, Inc.)
- HumanaChoice Florida H5216-304 (PPO) (H5216-304, Humana Inc.)
- Humana Full Access Giveback H5216-393 (PPO) (H5216-393, Humana Inc.)
- Humana Direct Choice Giveback (PPO) (H5216-452, Humana Inc.)
- Humana USAA Honor Giveback (PPO) (H5216-467, Humana Inc.)
- Freedom Medi-Medi Full (HMO D-SNP) (H5427-087, Elevance Health, Inc.)
- Simply Complete Platinum (HMO D-SNP) (H5471-140, Elevance Health, Inc.)
- Simply Integrated Platinum (HMO D-SNP) (H5471-141, Elevance Health, Inc.)
- Aetna Medicare Signature (PPO) (H5521-033, CVS Health Corporation)
- Optimum Emerald Full (HMO D-SNP) (H5594-017, Elevance Health, Inc.)
- HumanaChoice Florida H7617-109 (PPO) (H7617-109, Humana Inc.)
- Humana Full Access Giveback H7617-111 (PPO) (H7617-111, Humana Inc.)
- Humana Direct Choice Giveback (PPO) (H7617-112, Humana Inc.)
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS CY2026 Medicare Advantage and Part D landscape file, as of September 25, 2025. Publisher page
Plans by parent organization
| Parent organization | Advantage | Drug only | Total |
|---|---|---|---|
| Centene Corporation | 2 | 2 | 4 |
| CVS Health Corporation | 8 | 1 | 9 |
| Devoted Health, Inc. | 8 | 0 | 8 |
| Elevance Health, Inc. | 13 | 0 | 13 |
| Gold Kidney Health Plan | 6 | 0 | 6 |
| Guidewell Mutual Holding Corporation | 6 | 2 | 8 |
| Health Care Service Corporation | 3 | 1 | 4 |
| Humana Inc. | 19 | 3 | 22 |
| Independent Living Systems, LLC | 3 | 0 | 3 |
| Longevity Health Founders, LLC | 1 | 0 | 1 |
| Mitchell Family Office | 1 | 0 | 1 |
| Ultimate Healthcare Holdings, LLC | 5 | 0 | 5 |
| UnitedHealth Group, Inc. | 14 | 2 | 16 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Every 2027 plan in Sarasota County, FL
100 plans, by plan name. Select a column to sort. Plan types: HMO (health maintenance organization) means you generally must use the plan's network of doctors and hospitals, except in an emergency; HMO-POS is an HMO with a point-of-service option that may cover some care outside the network, usually at a higher cost; PPO (preferred provider organization) means you can see doctors outside the network, usually at a higher cost; and a Regional PPO is a PPO offered across a whole CMS region of one or more states.
| Plan ↑ | Type | Premium | Out-of-pocket max | Drug deductible | Stars |
|---|---|---|---|---|---|
| AARP Medicare Advantage CareFlex from UHC FL-34 (HMO-POS)H1045-059-000 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS | $0 | $7,150 | $685 | 4 |
| AARP Medicare Advantage from UHC FL-0006 (HMO-POS)H1045-028-000 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS | $0 | $3,800 | $405 | 4 |
| AARP Medicare Advantage from UHC FL-0010 (HMO-POS)H1045-034-000 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS | $0 | $3,400 | $405 | 4 |
| AARP Medicare Advantage from UHC FL-0017 (PPO)H2406-009-000 · UnitedHealth Group, Inc. | Advantage with drugsPPO | $0 | $7,150 | $685 | 4 |
| AARP Medicare Advantage from UHC FL-0031 (Regional PPO)R0759-001-000 · UnitedHealth Group, Inc. | Advantage with drugsRegional PPO | $127 | $9,850 | $685 | 3.5 |
| AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO)R0759-002-000 · UnitedHealth Group, Inc. | Advantage without drug coverageRegional PPO | $0 | $9,250 | n/a | 3.5 |
| AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO)H2406-130-000 · UnitedHealth Group, Inc. | Advantage without drug coveragePPO | $0 | $8,900 | n/a | 4 |
| AARP Medicare Rx Preferred from UHC (PDP)S5921-383-000 · UnitedHealth Group, Inc. | Drug onlyPDP | $184.10 | n/a | $300 | 3 |
| AARP Medicare Rx Saver from UHC (PDP)S5921-356-000 · UnitedHealth Group, Inc. | Drug onlyPDP | $149.20 | n/a | $700 | 3 |
| Advantage Care by Ultimate (HMO C-SNP)H2962-052-000 · Ultimate Healthcare Holdings, LLC | Advantage with drugsHMO C-SNP | $0 | $3,400 | $0 | 3.5 |
| Advantage Care COPD by Ultimate (HMO C-SNP)H2962-023-000 · Ultimate Healthcare Holdings, LLC | Advantage with drugsHMO C-SNP | $0 | $2,600 | $0 | 3.5 |
| Advantage Plus by Ultimate (Full) (HMO D-SNP)H2962-035-000 · Ultimate Healthcare Holdings, LLC | Advantage with drugsHMO D-SNP | $0 | $500 | $700 | 3.5 |
| Advantage Plus by Ultimate (Partial) (HMO D-SNP)H2962-036-000 · Ultimate Healthcare Holdings, LLC | Advantage with drugsHMO D-SNP | $0 | $500 | $700 | 3.5 |
| Aetna Medicare Chronic Care (HMO C-SNP)H1609-098-000 · CVS Health Corporation | Advantage with drugsHMO C-SNP | $0 | $3,600 | $300 | 4 |
| Aetna Medicare Eagle Giveback (PPO)H5521-306-000 · CVS Health Corporation | Advantage without drug coveragePPO | $0 | $7,150 | n/a | 4 |
| Aetna Medicare Full Dual Select (HMO D-SNP)H1609-075-000 · CVS Health Corporation | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | 4 |
| Aetna Medicare Partial Dual Select (HMO D-SNP)H1609-047-000 · CVS Health Corporation | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | 4 |
| Aetna Medicare Select (HMO)H1609-025-000 · CVS Health Corporation | Advantage with drugsHMO | $0 | $3,400 | $0 | 4 |
| Aetna Medicare Select Extra (HMO-POS)H1609-028-000 · CVS Health Corporation | Advantage with drugsHMO-POS | $0 | $6,750 | $700 | 4 |
| Aetna Medicare Signature (PPO)H5521-710-000 · CVS Health Corporation | Advantage with drugsPPO | $0 | $7,150 | $700 | 4 |
| Aetna Medicare Signature Legacy (PPO)H5521-272-000 · CVS Health Corporation | Advantage with drugsPPO | $0 | $5,500 | $700 | 4 |
| American Health Advantage of Florida (HMO I-SNP)H6652-001-000 · Mitchell Family Office | Advantage with drugsHMO I-SNP | $7.30 | $9,850 | $700 | Not enough data |
| BlueMedicare Classic (HMO)H1035-019-000 · Guidewell Mutual Holding Corporation | Advantage with drugsHMO | $0 | $6,750 | $700 | 3.5 |
| BlueMedicare Complete Rx (PDP)S5904-002-000 · Guidewell Mutual Holding Corporation | Drug onlyPDP | $326 | n/a | $700 | 2.5 |
| BlueMedicare Focus (HMO C-SNP)H1035-056-000 · Guidewell Mutual Holding Corporation | Advantage with drugsHMO C-SNP | $0 | $3,400 | $700 | 3.5 |
| BlueMedicare Patriot (PPO)H5434-042-000 · Guidewell Mutual Holding Corporation | Advantage without drug coveragePPO | $0 | $6,750 | n/a | 3 |
| BlueMedicare Patriot Plus (PPO)H5434-048-000 · Guidewell Mutual Holding Corporation | Advantage without drug coveragePPO | $0 | $6,750 | n/a | 3 |
| BlueMedicare Premier (HMO)H1035-045-000 · Guidewell Mutual Holding Corporation | Advantage with drugsHMO | $0 | $3,500 | $350 | 3.5 |
| BlueMedicare Premier Rx (PDP)S5904-001-000 · Guidewell Mutual Holding Corporation | Drug onlyPDP | $164.60 | n/a | $700 | 2.5 |
| BlueMedicare Value (PPO)H5434-024-000 · Guidewell Mutual Holding Corporation | Advantage with drugsPPO | $0 | $5,900 | $597 | 3 |
| DEVOTED CHOICE GIVEBACK 016 FL (PPO)H9884-016-000 · Devoted Health, Inc. | Advantage with drugsPPO | $0 | $7,150 | $650 | 4 |
| DEVOTED CORE 025 FL (HMO)H1290-025-000 · Devoted Health, Inc. | Advantage with drugsHMO | $0 | $3,950 | $650 | 4.5 |
| DEVOTED CORE 061 FL (HMO)H1290-061-000 · Devoted Health, Inc. | Advantage with drugsHMO | $0 | $3,900 | $650 | 4.5 |
| DEVOTED DUAL 034 FL (HMO D-SNP)H1290-034-000 · Devoted Health, Inc. | Advantage with drugsHMO D-SNP | $0 | $4,400 | $700 | 4.5 |
| DEVOTED DUAL FULL 100 FL (HMO D-SNP)H1290-100-000 · Devoted Health, Inc. | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | 4.5 |
| DEVOTED DUAL QMB 052 FL (HMO D-SNP)H1290-052-000 · Devoted Health, Inc. | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | 4.5 |
| DEVOTED GIVEBACK 032 FL (HMO)H1290-032-000 · Devoted Health, Inc. | Advantage with drugsHMO | $0 | $7,150 | $650 | 4.5 |
| DEVOTED GIVEBACK EXTRAS 109 FL (HMO)H1290-109-000 · Devoted Health, Inc. | Advantage with drugsHMO | $0 | $5,400 | $700 | 4.5 |
| Florida Complete Care (HMO I-SNP)H9986-001-000 · Independent Living Systems, LLC | Advantage with drugsHMO I-SNP | $0 | $3,400 | $260 | 3 |
| Florida Complete Care- In The Community (HMO-POS I-SNP)H9986-002-000 · Independent Living Systems, LLC | Advantage with drugsHMO-POS I-SNP | $0 | $3,400 | $260 | 3 |
| Florida Complete Care-Duals VIP (HMO-POS D-SNP)H9986-004-003 · Independent Living Systems, LLC | Advantage with drugsHMO-POS D-SNP | $0 | $3,400 | $260 | 3 |
| Freedom Medi-Medi Partial (HMO D-SNP)H5427-078-000 · Elevance Health, Inc. | Advantage with drugsHMO D-SNP | $0 | $500 | $105 | 4 |
| Freedom Medicare Plan Rx (HMO)H5427-060-000 · Elevance Health, Inc. | Advantage with drugsHMO | $0 | $4,450 | $0 | 4 |
| Freedom Platinum Plan Rx (HMO)H5427-091-000 · Elevance Health, Inc. | Advantage with drugsHMO | $0 | $2,750 | $0 | 4 |
| Freedom Platinum Rewards Plan Rx (HMO)H5427-103-000 · Elevance Health, Inc. | Advantage with drugsHMO | $0 | $3,400 | $0 | 4 |
| Freedom Savings Plan (HMO)H5427-052-000 · Elevance Health, Inc. | Advantage without drug coverageHMO | $0 | $4,450 | n/a | 4 |
| Freedom VIP Care (HMO C-SNP)H5427-070-000 · Elevance Health, Inc. | Advantage with drugsHMO C-SNP | $0 | $1,000 | $0 | 4 |
| Freedom VIP Savings (HMO C-SNP)H5427-072-000 · Elevance Health, Inc. | Advantage with drugsHMO C-SNP | $0 | $3,400 | $0 | 4 |
| Freedom VIP Savings COPD (HMO C-SNP)H5427-077-000 · Elevance Health, Inc. | Advantage with drugsHMO C-SNP | $0 | $3,400 | $0 | 4 |
| Gold Dialysis & Kidney (HMO-POS C-SNP)H1526-003-000 · Gold Kidney Health Plan | Advantage with drugsHMO-POS C-SNP | $0 | $3,400 | $0 | 2.5 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page
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Neighboring counties
Health data for Sarasota County, FL
About this data
Plans, premiums, out-of-pocket maximums, and drug deductibles come from the CMS CY2027 Medicare Advantage and Part D landscape file. Change from 2026 compares it with the CY2026 landscape. Stars are the 2027 Star Ratings CMS released October 8, 2026: the overall rating for Advantage plans and the Part D summary rating for drug-only plans, which have no overall rating.
Advantage counts include Special Needs Plans (SNPs), which are open only to people who qualify: D-SNPs for people with both Medicare and Medicaid, C-SNPs for people with certain chronic conditions, and I-SNPs for people who live in a nursing home or need that level of care at home. Drug-only plans are listed by CMS for a whole state, so every county page shows them. Employer group plans are not in the file. This page lists plans; it does not say which plan fits anyone, and Rivvi does not sell plans.
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS CY2026 Medicare Advantage and Part D landscape file, as of September 25, 2025. Publisher page
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page