Medicare plans
O'Brien County, IA
30 Medicare plans are offered in O'Brien County, IA for 2027: 18 Medicare Advantage plans, 3 Medicare Cost plans, and 9 drug-only plans. A Medicare Cost plan is a health plan offered in only some areas; care outside its network is covered by Original Medicare. 7 of the Advantage plans have a $0 monthly premium.
License: a US government work, in the public domain (Public Domain Mark 1.0).
Data only, not plan advice. Confirm on Medicare.gov Plan Finder or 1-800-MEDICARE.
Shopping for your own coverage? Use Medicare Plan Finder at medicare.gov or call 1-800-MEDICARE.
Plans by type
| Type | Plans |
|---|---|
| Advantage without drug coverage | 2 |
| Advantage with drugs | 16 |
| Cost plan | 3 |
| Drug only | 9 |
| All plans | 30 |
8 of these are Special Needs Plans (SNPs), open only to people who qualify: 6 D-SNP for people with both Medicare and Medicaid and 2 I-SNP for people who live in a nursing home or need that level of care at home. The 9 drug-only plans are listed for all of Iowa.
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
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Premiums and out-of-pocket limits
| Measure | 2027 |
|---|---|
| Advantage monthly premium | $0 to $100 |
| Advantage plans at $0 | 7 |
| Advantage out-of-pocket maximum (in network) | $4,400 to $9,850 |
| Cost plan monthly premium | $53 to $216 |
| Drug-only monthly premium | $5.30 to $222.90 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Star Ratings
| Overall rating | Advantage plans |
|---|---|
| 2.5 stars | 4 |
| 3.5 stars | 2 |
| 4 stars | 9 |
| 4.5 stars | 2 |
| Too new to rate | 1 |
11 Advantage plans in O'Brien County, IA have an overall rating of 4 stars or more.
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Change from 2026
O'Brien County, IA has 18 Advantage plans in 2027, 3 fewer than 2026 (21). 6 plans are new to the county and 9 plans offered here in 2026 are gone. $0 plans go from 9 to 7.
| Advantage plans | 2026 | 2027 |
|---|---|---|
| Offered in the county | 21 | 18 |
| At a $0 premium | 9 | 7 |
| New for 2027 | 6 | |
| Offered in 2026, gone in 2027 | 9 |
Offered here in 2026, not in 2027
- Wellpoint Full Dual Advantage (HMO-POS D-SNP) (H0907-001, Elevance Health, Inc.)
- Molina Medicare Complete Care (HMO D-SNP) (H1799-005, Molina Healthcare, Inc.)
- Humana Full Access H5216-411 (PPO) (H5216-411, Humana Inc.)
- Humana Together in Health (PPO I-SNP) (H5216-413, Humana Inc.)
- Humana Together in Health Select (PPO I-SNP) (H5216-453, Humana Inc.)
- Blue Medicare Advantage PPO (PPO) (H5900-001, Blue Cross Blue Shield of Michigan Mutual Ins. Co.)
- Blue Medicare Advantage Valor PPO (PPO) (H5900-006, Blue Cross Blue Shield of Michigan Mutual Ins. Co.)
- Align ChoiceElite (PPO) (H8385-001, Sanford Health)
- Align ChoicePlus (PPO) (H8385-003, Sanford Health)
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS CY2026 Medicare Advantage and Part D landscape file, as of September 25, 2025. Publisher page
Plans by parent organization
| Parent organization | Advantage | Cost | Drug only | Total |
|---|---|---|---|---|
| BCBS MN, MT, NE, ND, WY, Wellmark IA and SD | 0 | 0 | 1 | 1 |
| Centene Corporation | 4 | 0 | 2 | 6 |
| CVS Health Corporation | 4 | 0 | 0 | 4 |
| Elevance Health, Inc. | 1 | 0 | 0 | 1 |
| Health Care Service Corporation | 0 | 0 | 1 | 1 |
| Humana Inc. | 3 | 0 | 3 | 6 |
| Medica Holding Company | 0 | 3 | 0 | 3 |
| Mitchell Family Office | 2 | 0 | 0 | 2 |
| Molina Healthcare, Inc. | 1 | 0 | 0 | 1 |
| Sanford Health | 2 | 0 | 0 | 2 |
| UnitedHealth Group, Inc. | 1 | 0 | 2 | 3 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Every 2027 plan in O'Brien County, IA
30 plans, by plan name. Select a column to sort. Plan types: HMO (health maintenance organization) means you generally must use the plan's network of doctors and hospitals, except in an emergency; HMO-POS is an HMO with a point-of-service option that may cover some care outside the network, usually at a higher cost; PPO (preferred provider organization) means you can see doctors outside the network, usually at a higher cost; and a Cost plan lets you go outside its network, and Original Medicare covers that care.
| Plan ↑ | Type | Premium | Out-of-pocket max | Drug deductible | Stars |
|---|---|---|---|---|---|
| AARP Medicare Rx Preferred from UHC (PDP)S5921-406-000 · UnitedHealth Group, Inc. | Drug onlyPDP | $222.90 | n/a | $300 | 3 |
| AARP Medicare Rx Saver from UHC (PDP)S5921-370-000 · UnitedHealth Group, Inc. | Drug onlyPDP | $10.30 | n/a | $700 | 3 |
| Aetna Medicare Eagle (HMO-POS)H1609-058-000 · CVS Health Corporation | Advantage without drug coverageHMO-POS | $0 | $6,750 | n/a | 4 |
| Aetna Medicare Enhanced Classic Extra (PPO)H1608-117-000 · CVS Health Corporation | Advantage with drugsPPO | $75 | $7,150 | $700 | 4 |
| Aetna Medicare Enhanced Extra (PPO)H5521-752-000 · CVS Health Corporation | Advantage with drugsPPO | $75 | $7,150 | $700 | 4 |
| Aetna Medicare Value Care (HMO-POS)H1609-068-000 · CVS Health Corporation | Advantage with drugsHMO-POS | $0 | $4,450 | $300 | 4 |
| Align SecureChoice (PPO)H8385-005-000 · Sanford Health | Advantage with drugsPPO | $60 | $7,150 | $500 | 4 |
| Align SecureChoice Gold (PPO)H8385-006-000 · Sanford Health | Advantage with drugsPPO | $100 | $6,500 | $350 | 4 |
| HealthSpring Assurance Rx (PDP)S5715-043-000 · Health Care Service Corporation | Drug onlyPDP | $117.10 | n/a | $700 | 2.5 |
| Humana Basic Rx Plan (PDP)S5884-145-000 · Humana Inc. | Drug onlyPDP | $18.30 | n/a | $700 | 4.5 |
| Humana Premier Rx Plan (PDP)S5884-171-000 · Humana Inc. | Drug onlyPDP | $123 | n/a | $350 | 4.5 |
| Humana USAA Honor Giveback (PPO)H5216-278-001 · Humana Inc. | Advantage without drug coveragePPO | $0 | $4,700 | n/a | 4 |
| Humana Value Rx Plan (PDP)S5884-204-000 · Humana Inc. | Drug onlyPDP | $33.30 | n/a | $687 | 4.5 |
| HumanaChoice Giveback H5216-340 (PPO)H5216-340-000 · Humana Inc. | Advantage with drugsPPO | $0 | $5,000 | $700 | 4 |
| HumanaChoice H5216-014 (PPO)H5216-014-000 · Humana Inc. | Advantage with drugsPPO | $51 | $7,500 | $700 | 4 |
| Iowa Health Advantage (HMO I-SNP)H6765-001-000 · Mitchell Family Office | Advantage with drugsHMO I-SNP | $24.60 | $9,850 | $700 | 4.5 |
| Iowa Health Advantage Choice (HMO I-SNP)H6765-002-000 · Mitchell Family Office | Advantage with drugsHMO I-SNP | $24.60 | $9,850 | $700 | 4.5 |
| Medica Prime Solution Core (Cost)H2450-046-000 · Medica Holding Company | Cost planCost | $114 | $5,900 | n/a | 3 |
| Medica Prime Solution Premier (Cost)H2450-043-000 · Medica Holding Company | Cost planCost | $216 | $4,450 | n/a | 3 |
| Medica Prime Solution Thrift (Cost)H2450-030-000 · Medica Holding Company | Cost planCost | $53 | $7,150 | n/a | 3 |
| MedicareBlue Rx Standard (PDP)S5743-001-000 · BCBS MN, MT, NE, ND, WY, Wellmark IA and SD | Drug onlyPDP | $179.10 | n/a | $700 | 3 |
| Molina Medicare Complete Care (HMO D-SNP)H4367-002-000 · Molina Healthcare, Inc. | Advantage with drugsHMO D-SNP | $0.60 | $9,850 | $700 | Too new to rate |
| UHC Dual Complete IA-S001 (HMO-POS D-SNP)H0169-001-000 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS D-SNP | $24.60 | $9,850 | $700 | 3.5 |
| Wellcare Classic (PDP)S4802-089-000 · Centene Corporation | Drug onlyPDP | $16.30 | n/a | $700 | 3 |
| Wellcare Iowa Total Care Dual Access (HMO-POS D-SNP)H1862-004-000 · Centene Corporation | Advantage with drugsHMO-POS D-SNP | $24.60 | $9,850 | $700 | 2.5 |
| Wellcare Iowa Total Care Dual Liberty Sync (HMO-POS D-SNP)H1862-003-000 · Centene Corporation | Advantage with drugsHMO-POS D-SNP | $0 | $9,850 | $700 | 2.5 |
| Wellcare Iowa Total Care Dual Reserve (HMO-POS D-SNP)H1862-006-000 · Centene Corporation | Advantage with drugsHMO-POS D-SNP | $0 | $7,100 | $700 | 2.5 |
| Wellcare Simple (HMO-POS)H1862-005-000 · Centene Corporation | Advantage with drugsHMO-POS | $0 | $4,400 | $700 | 2.5 |
| Wellcare Value Script (PDP)S4802-158-000 · Centene Corporation | Drug onlyPDP | $5.30 | n/a | $700 | 3 |
| Wellpoint Full Dual Advantage (HMO-POS D-SNP)H0907-003-000 · Elevance Health, Inc. | Advantage with drugsHMO-POS D-SNP | $12 | $9,850 | $700 | 3.5 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page
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Neighboring counties
- Buena Vista County22 Advantage plans, 10 at $0
- Cherokee County18 Advantage plans, 8 at $0
- Clay County23 Advantage plans, 12 at $0
- Dickinson County23 Advantage plans, 11 at $0
- Lyon County18 Advantage plans, 5 at $0
- Osceola County21 Advantage plans, 11 at $0
- Plymouth County21 Advantage plans, 11 at $0
- Sioux County22 Advantage plans, 10 at $0
Health data for O'Brien County, IA
About this data
Plans, premiums, out-of-pocket maximums, and drug deductibles come from the CMS CY2027 Medicare Advantage and Part D landscape file. Change from 2026 compares it with the CY2026 landscape. Stars are the 2027 Star Ratings CMS released October 8, 2026: the overall rating for Advantage plans and the Part D summary rating for drug-only plans, which have no overall rating.
Advantage counts include Special Needs Plans (SNPs), which are open only to people who qualify: D-SNPs for people with both Medicare and Medicaid, C-SNPs for people with certain chronic conditions, and I-SNPs for people who live in a nursing home or need that level of care at home. Drug-only plans are listed by CMS for a whole state, so every county page shows them. Employer group plans are not in the file. This page lists plans; it does not say which plan fits anyone, and Rivvi does not sell plans.
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS CY2026 Medicare Advantage and Part D landscape file, as of September 25, 2025. Publisher page
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page