Medicare plans
Union County, IL
28 Medicare Advantage plans and 10 drug-only plans are offered in Union County, IL for 2027. 22 of the Advantage plans have a $0 monthly premium.
License: a US government work, in the public domain (Public Domain Mark 1.0).
Data only, not plan advice. Confirm on Medicare.gov Plan Finder or 1-800-MEDICARE.
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Plans by type
| Type | Plans |
|---|---|
| Advantage without drug coverage | 5 |
| Advantage with drugs | 23 |
| Drug only | 10 |
| All plans | 38 |
8 of these are Special Needs Plans (SNPs), open only to people who qualify: 4 D-SNP for people with both Medicare and Medicaid and 4 C-SNP for people with certain chronic conditions. The 10 drug-only plans are listed for all of Illinois.
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
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Premiums and out-of-pocket limits
| Measure | 2027 |
|---|---|
| Advantage monthly premium | $0 to $87 |
| Advantage plans at $0 | 22 |
| Advantage out-of-pocket maximum (in network) | $4,450 to $9,850 |
| Drug-only monthly premium | $5.30 to $178.30 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Star Ratings
| Overall rating | Advantage plans |
|---|---|
| 3 stars | 1 |
| 3.5 stars | 8 |
| 4 stars | 6 |
| 4.5 stars | 3 |
| Too new to rate | 4 |
| Not enough data | 6 |
9 Advantage plans in Union County, IL have an overall rating of 4 stars or more.
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Change from 2026
Union County, IL has 28 Advantage plans in 2027, 2 fewer than 2026 (30). 8 plans are new to the county and 10 plans offered here in 2026 are gone. $0 plans stay at 22.
| Advantage plans | 2026 | 2027 |
|---|---|---|
| Offered in the county | 30 | 28 |
| At a $0 premium | 22 | 22 |
| New for 2027 | 8 | |
| Offered in 2026, gone in 2027 | 10 |
Offered here in 2026, not in 2027
- AARP Medicare Advantage from UHC ST-2 (PPO) (H2406-069, UnitedHealth Group, Inc.)
- Molina Medicare Complete Care Plus (HMO D-SNP) (H3093-003, Molina Healthcare, Inc.)
- Wellcare Simple Essential (HMO) (H5779-002, Centene Corporation)
- Wellcare Patriot Giveback (HMO) (H5779-011, Centene Corporation)
- Aetna Medicare Eagle (PPO) (H7301-023, CVS Health Corporation)
- Aetna Medicare Signature (PPO) (H7301-027, CVS Health Corporation)
- Aetna Medicare Enhanced (PPO) (H7301-034, CVS Health Corporation)
- Blue Cross Medicare Advantage Health Choice (PPO) (H8634-018, Health Care Service Corporation)
- Blue Cross Medicare Advantage Protect (PPO) (H8634-019, Health Care Service Corporation)
- Blue Cross Medicare Advantage Dental Premier (PPO) (H8634-021, Health Care Service Corporation)
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS CY2026 Medicare Advantage and Part D landscape file, as of September 25, 2025. Publisher page
Plans by parent organization
| Parent organization | Advantage | Drug only | Total |
|---|---|---|---|
| Centene Corporation | 4 | 2 | 6 |
| CVS Health Corporation | 1 | 1 | 2 |
| Devoted Health, Inc. | 6 | 0 | 6 |
| Health Care Service Corporation | 0 | 2 | 2 |
| Humana Inc. | 10 | 3 | 13 |
| Molina Healthcare, Inc. | 1 | 0 | 1 |
| UnitedHealth Group, Inc. | 6 | 2 | 8 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Every 2027 plan in Union County, IL
38 plans, by plan name. Select a column to sort. Plan types: HMO (health maintenance organization) means you generally must use the plan's network of doctors and hospitals, except in an emergency; HMO-POS is an HMO with a point-of-service option that may cover some care outside the network, usually at a higher cost; PPO (preferred provider organization) means you can see doctors outside the network, usually at a higher cost; a Regional PPO is a PPO offered across a whole CMS region of one or more states; and PFFS (private fee-for-service) means the plan sets what it pays, and you can use any Medicare provider that accepts the plan's terms.
| Plan ↑ | Type | Premium | Out-of-pocket max | Drug deductible | Stars |
|---|---|---|---|---|---|
| AARP Medicare Advantage CareFlex from UHC ST-6 (HMO-POS)H2802-073-000 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS | $0 | $7,150 | $685 | 3.5 |
| AARP Medicare Advantage Essentials from UHC ST-3 (HMO-POS)H2802-028-000 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS | $0 | $4,450 | $685 | 3.5 |
| AARP Medicare Advantage Extras from UHC ST-4 (HMO-POS)H2802-052-000 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS | $19 | $4,450 | $685 | 3.5 |
| AARP Medicare Advantage from UHC ST-0001 (PPO)H2406-043-000 · UnitedHealth Group, Inc. | Advantage with drugsPPO | $58 | $7,150 | $685 | 4 |
| AARP Medicare Advantage Patriot No Rx MO-MA01 (HMO-POS)H2802-050-000 · UnitedHealth Group, Inc. | Advantage without drug coverageHMO-POS | $0 | $5,900 | n/a | 3.5 |
| AARP Medicare Rx Preferred from UHC (PDP)S5921-398-000 · UnitedHealth Group, Inc. | Drug onlyPDP | $178.30 | n/a | $300 | 3 |
| AARP Medicare Rx Saver from UHC (PDP)S5921-362-000 · UnitedHealth Group, Inc. | Drug onlyPDP | $78.30 | n/a | $700 | 3 |
| Aetna Medicare FIDE (HMO D-SNP)H9771-001-000 · CVS Health Corporation | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | Too new to rate |
| DEVOTED C-SNP CHOICE ENHANCED 014 IL (PPO C-SNP)H8320-014-000 · Devoted Health, Inc. | Advantage with drugsPPO C-SNP | $0 | $4,700 | $465 | Not enough data |
| DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 017 IL (PPO C-SNP)H8320-017-000 · Devoted Health, Inc. | Advantage with drugsPPO C-SNP | $0 | $7,000 | $700 | Not enough data |
| DEVOTED C-SNP CHOICE PLUS 012 IL (PPO C-SNP)H8320-012-000 · Devoted Health, Inc. | Advantage with drugsPPO C-SNP | $0 | $9,850 | $461 | Not enough data |
| DEVOTED CHOICE 005 IL (PPO)H8320-005-000 · Devoted Health, Inc. | Advantage with drugsPPO | $0 | $4,450 | $650 | Not enough data |
| DEVOTED CHOICE GIVEBACK 006 IL (PPO)H8320-006-000 · Devoted Health, Inc. | Advantage with drugsPPO | $0 | $9,850 | $461 | Not enough data |
| DEVOTED CHOICE GIVEBACK EXTRAS 020 IL (PPO)H8320-020-000 · Devoted Health, Inc. | Advantage with drugsPPO | $0 | $7,000 | $700 | Not enough data |
| HealthSpring Assurance Rx (PDP)S5715-012-000 · Health Care Service Corporation | Drug onlyPDP | $90.90 | n/a | $700 | 2.5 |
| HealthSpring Extra RX (PDP)S5715-001-000 · Health Care Service Corporation | Drug onlyPDP | $108.20 | n/a | $700 | 2.5 |
| Humana Basic Rx Plan (PDP)S5884-107-000 · Humana Inc. | Drug onlyPDP | $6.30 | n/a | $700 | 4.5 |
| Humana Dual Fully Integrated (HMO D-SNP)H4329-001-000 · Humana Inc. | Advantage with drugsHMO D-SNP | $0 | $9,250 | $700 | Too new to rate |
| Humana Gold Choice H8145-006 (PFFS)H8145-006-000 · Humana Inc. | Advantage with drugsPFFS | $60 | $7,800 | $700 | 4 |
| Humana Gold Choice H8145-126 (PFFS)H8145-126-000 · Humana Inc. | Advantage without drug coveragePFFS | $0 | $9,850 | n/a | 4 |
| Humana Premier Rx Plan (PDP)S5884-163-000 · Humana Inc. | Drug onlyPDP | $130.20 | n/a | $350 | 4.5 |
| Humana USAA Honor Giveback (PPO)H5216-355-000 · Humana Inc. | Advantage without drug coveragePPO | $0 | $6,000 | n/a | 4 |
| Humana USAA Honor Giveback (PPO)H7617-022-000 · Humana Inc. | Advantage without drug coveragePPO | $0 | $6,000 | n/a | 4.5 |
| Humana USAA Honor Giveback (Regional PPO)R5361-001-000 · Humana Inc. | Advantage without drug coverageRegional PPO | $0 | $6,750 | n/a | 3.5 |
| Humana Value Rx Plan (PDP)S5884-196-000 · Humana Inc. | Drug onlyPDP | $22.30 | n/a | $687 | 4.5 |
| HumanaChoice Giveback H5216-403 (PPO)H5216-403-000 · Humana Inc. | Advantage with drugsPPO | $0 | $5,000 | $700 | 4 |
| HumanaChoice Giveback H7617-013 (PPO)H7617-013-000 · Humana Inc. | Advantage with drugsPPO | $0 | $5,000 | $700 | 4.5 |
| HumanaChoice H5216-399 (PPO)H5216-399-000 · Humana Inc. | Advantage with drugsPPO | $33 | $6,250 | $700 | 4 |
| HumanaChoice R5361-002 (Regional PPO)R5361-002-000 · Humana Inc. | Advantage with drugsRegional PPO | $87 | $7,700 | $700 | 3.5 |
| Molina Medicare Complete Care Plus (HMO D-SNP)H3093-002-000 · Molina Healthcare, Inc. | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | Too new to rate |
| SilverScript Choice (PDP)S5601-034-000 · CVS Health Corporation | Drug onlyPDP | $120.90 | n/a | $700 | 2.5 |
| UHC Complete Care Support ST-1A (PPO C-SNP)H2001-037-000 · UnitedHealth Group, Inc. | Advantage with drugsPPO C-SNP | $5.30 | $9,850 | $700 | 4.5 |
| Wellcare Classic (PDP)S4802-087-000 · Centene Corporation | Drug onlyPDP | $7.30 | n/a | $700 | 3 |
| Wellcare Giveback (HMO)H5779-010-000 · Centene Corporation | Advantage with drugsHMO | $0 | $7,800 | $700 | 3.5 |
| Wellcare Meridian Dual Align (HMO D-SNP)H6971-001-000 · Centene Corporation | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | Too new to rate |
| Wellcare Simple Essential (HMO)H5779-009-000 · Centene Corporation | Advantage with drugsHMO | $0 | $5,500 | $700 | 3.5 |
| Wellcare Simple Value (HMO-POS)H1416-084-000 · Centene Corporation | Advantage with drugsHMO-POS | $0 | $5,500 | $700 | 3 |
| Wellcare Value Script (PDP)S4802-151-000 · Centene Corporation | Drug onlyPDP | $5.30 | n/a | $700 | 3 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page
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Neighboring counties
- Alexander County26 Advantage plans, 21 at $0
- Cape Girardeau County, MO35 Advantage plans, 28 at $0
- Jackson County20 Advantage plans, 15 at $0
- Johnson County24 Advantage plans, 20 at $0
- Perry County, MO49 Advantage plans, 40 at $0
- Pulaski County22 Advantage plans, 19 at $0
- Williamson County9 Advantage plans, 8 at $0
Health data for Union County, IL
About this data
Plans, premiums, out-of-pocket maximums, and drug deductibles come from the CMS CY2027 Medicare Advantage and Part D landscape file. Change from 2026 compares it with the CY2026 landscape. Stars are the 2027 Star Ratings CMS released October 8, 2026: the overall rating for Advantage plans and the Part D summary rating for drug-only plans, which have no overall rating.
Advantage counts include Special Needs Plans (SNPs), which are open only to people who qualify: D-SNPs for people with both Medicare and Medicaid, C-SNPs for people with certain chronic conditions, and I-SNPs for people who live in a nursing home or need that level of care at home. Drug-only plans are listed by CMS for a whole state, so every county page shows them. Employer group plans are not in the file. This page lists plans; it does not say which plan fits anyone, and Rivvi does not sell plans.
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS CY2026 Medicare Advantage and Part D landscape file, as of September 25, 2025. Publisher page
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page