Medicare plans
Mackinac County, MI
11 Medicare Advantage plans and 11 drug-only plans are offered in Mackinac County, MI for 2027. 4 of the Advantage plans have a $0 monthly premium.
License: a US government work, in the public domain (Public Domain Mark 1.0).
Data only, not plan advice. Confirm on Medicare.gov Plan Finder or 1-800-MEDICARE.
Shopping for your own coverage? Use Medicare Plan Finder at medicare.gov or call 1-800-MEDICARE.
Plans by type
| Type | Plans |
|---|---|
| Advantage without drug coverage | 3 |
| Advantage with drugs | 8 |
| Drug only | 11 |
| All plans | 22 |
1 of these is a Special Needs Plan (SNP), open only to people who qualify: 1 D-SNP for people with both Medicare and Medicaid. The 11 drug-only plans are listed for all of Michigan.
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
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Premiums and out-of-pocket limits
| Measure | 2027 |
|---|---|
| Advantage monthly premium | $0 to $299.30 |
| Advantage plans at $0 | 4 |
| Advantage out-of-pocket maximum (in network) | $4,000 to $9,850 |
| Drug-only monthly premium | $5.30 to $136.70 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Star Ratings
| Overall rating | Advantage plans |
|---|---|
| 3.5 stars | 2 |
| 4 stars | 1 |
| 4.5 stars | 7 |
| Too new to rate | 1 |
8 Advantage plans in Mackinac County, MI have an overall rating of 4 stars or more.
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Change from 2026
Mackinac County, MI has 11 Advantage plans in 2027, 1 fewer than 2026 (12). 1 plan is new to the county and 2 plans offered here in 2026 are gone. $0 plans go from 5 to 4.
| Advantage plans | 2026 | 2027 |
|---|---|---|
| Offered in the county | 12 | 11 |
| At a $0 premium | 5 | 4 |
| New for 2027 | 1 | |
| Offered in 2026, gone in 2027 | 2 |
Offered here in 2026, not in 2027
- Humana USAA Honor Giveback with Rx (PPO) (H5216-305, Humana Inc.)
- BCN Advantage Elements (HMO-POS) (H5883-001, Blue Cross Blue Shield of Michigan Mutual Ins. Co.)
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS CY2026 Medicare Advantage and Part D landscape file, as of September 25, 2025. Publisher page
Plans by parent organization
| Parent organization | Advantage | Drug only | Total |
|---|---|---|---|
| Blue Cross Blue Shield of Michigan Mutual Ins. Co. | 7 | 2 | 9 |
| Centene Corporation | 0 | 2 | 2 |
| CVS Health Corporation | 0 | 1 | 1 |
| DLP Marquette Health Plan, LLC | 1 | 0 | 1 |
| Health Care Service Corporation | 0 | 1 | 1 |
| Humana Inc. | 3 | 3 | 6 |
| UnitedHealth Group, Inc. | 0 | 2 | 2 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Every 2027 plan in Mackinac County, MI
22 plans, by plan name. Select a column to sort. Plan types: HMO (health maintenance organization) means you generally must use the plan's network of doctors and hospitals, except in an emergency; HMO-POS is an HMO with a point-of-service option that may cover some care outside the network, usually at a higher cost; PPO (preferred provider organization) means you can see doctors outside the network, usually at a higher cost; and a Regional PPO is a PPO offered across a whole CMS region of one or more states.
| Plan ↑ | Type | Premium | Out-of-pocket max | Drug deductible | Stars |
|---|---|---|---|---|---|
| AARP Medicare Rx Preferred from UHC (PDP)S5921-394-000 · UnitedHealth Group, Inc. | Drug onlyPDP | $136.70 | n/a | $300 | 3 |
| AARP Medicare Rx Saver from UHC (PDP)S5921-358-000 · UnitedHealth Group, Inc. | Drug onlyPDP | $58.40 | n/a | $700 | 3 |
| BCN Advantage Classic (HMO-POS)H5883-002-003 · Blue Cross Blue Shield of Michigan Mutual Ins. Co. | Advantage with drugsHMO-POS | $138 | $4,800 | $200 | 4.5 |
| BCN Advantage Elements (HMO-POS)H5883-017-000 · Blue Cross Blue Shield of Michigan Mutual Ins. Co. | Advantage without drug coverageHMO-POS | $0 | $4,500 | n/a | 4.5 |
| BCN Advantage Prestige (HMO-POS)H5883-003-003 · Blue Cross Blue Shield of Michigan Mutual Ins. Co. | Advantage with drugsHMO-POS | $248 | $4,400 | $100 | 4.5 |
| HealthSpring Assurance Rx (PDP)S5715-034-000 · Health Care Service Corporation | Drug onlyPDP | $9.30 | n/a | $700 | 2.5 |
| Humana Basic Rx Plan (PDP)S5884-136-000 · Humana Inc. | Drug onlyPDP | $6.30 | n/a | $700 | 4.5 |
| Humana Full Access R0110-014 (Regional PPO)R0110-014-000 · Humana Inc. | Advantage with drugsRegional PPO | $89 | $7,050 | $700 | 3.5 |
| Humana Premier Rx Plan (PDP)S5884-159-000 · Humana Inc. | Drug onlyPDP | $104.30 | n/a | $350 | 4.5 |
| Humana USAA Honor Giveback (PPO)H5216-190-000 · Humana Inc. | Advantage without drug coveragePPO | $0 | $6,550 | n/a | 4 |
| Humana Value Rx Plan (PDP)S5884-192-000 · Humana Inc. | Drug onlyPDP | $17.20 | n/a | $687 | 4.5 |
| HumanaChoice R0110-013 (Regional PPO)R0110-013-000 · Humana Inc. | Advantage without drug coverageRegional PPO | $0 | $6,550 | n/a | 3.5 |
| Medicare Plus Blue Assure (PPO)H9572-003-003 · Blue Cross Blue Shield of Michigan Mutual Ins. Co. | Advantage with drugsPPO | $299.30 | $4,000 | $100 | 4.5 |
| Medicare Plus Blue Signature (PPO)H9572-001-003 · Blue Cross Blue Shield of Michigan Mutual Ins. Co. | Advantage with drugsPPO | $168 | $4,300 | $200 | 4.5 |
| Medicare Plus Blue Value (PPO)H9572-010-000 · Blue Cross Blue Shield of Michigan Mutual Ins. Co. | Advantage with drugsPPO | $0 | $6,750 | $700 | 4.5 |
| Medicare Plus Blue Vitality (PPO)H9572-002-003 · Blue Cross Blue Shield of Michigan Mutual Ins. Co. | Advantage with drugsPPO | $100 | $5,000 | $250 | 4.5 |
| Prescription Blue Premium (PDP)S5584-002-000 · Blue Cross Blue Shield of Michigan Mutual Ins. Co. | Drug onlyPDP | $80.30 | n/a | $125 | 4 |
| Prescription Blue Select (PDP)S5584-001-000 · Blue Cross Blue Shield of Michigan Mutual Ins. Co. | Drug onlyPDP | $49.80 | n/a | $700 | 4 |
| SilverScript Choice (PDP)S5601-026-000 · CVS Health Corporation | Drug onlyPDP | $100.50 | n/a | $700 | 2.5 |
| Upper Peninsula Health Plan MI Coordinated Health (HMO D-SNP)H3127-001-000 · DLP Marquette Health Plan, LLC | Advantage with drugsHMO D-SNP | $6.30 | $9,850 | $700 | Too new to rate |
| Wellcare Classic (PDP)S4802-084-000 · Centene Corporation | Drug onlyPDP | $7.30 | n/a | $700 | 3 |
| Wellcare Value Script (PDP)S4802-148-000 · Centene Corporation | Drug onlyPDP | $5.30 | n/a | $700 | 3 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page
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Neighboring counties
- Charlevoix County47 Advantage plans, 28 at $0
- Cheboygan County38 Advantage plans, 24 at $0
- Chippewa County12 Advantage plans, 5 at $0
- Emmet County40 Advantage plans, 24 at $0
- Luce County13 Advantage plans, 6 at $0
- Presque Isle County24 Advantage plans, 11 at $0
- Schoolcraft County13 Advantage plans, 6 at $0
Health data for Mackinac County, MI
About this data
Plans, premiums, out-of-pocket maximums, and drug deductibles come from the CMS CY2027 Medicare Advantage and Part D landscape file. Change from 2026 compares it with the CY2026 landscape. Stars are the 2027 Star Ratings CMS released October 8, 2026: the overall rating for Advantage plans and the Part D summary rating for drug-only plans, which have no overall rating.
Advantage counts include Special Needs Plans (SNPs), which are open only to people who qualify: D-SNPs for people with both Medicare and Medicaid, C-SNPs for people with certain chronic conditions, and I-SNPs for people who live in a nursing home or need that level of care at home. Drug-only plans are listed by CMS for a whole state, so every county page shows them. Employer group plans are not in the file. This page lists plans; it does not say which plan fits anyone, and Rivvi does not sell plans.
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS CY2026 Medicare Advantage and Part D landscape file, as of September 25, 2025. Publisher page
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page