Medicare plans
Caldwell County, NC
71 Medicare Advantage plans and 11 drug-only plans are offered in Caldwell County, NC for 2027. 56 of the Advantage plans have a $0 monthly premium.
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Data only, not plan advice. Confirm on Medicare.gov Plan Finder or 1-800-MEDICARE.
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Plans by type
| Type | Plans |
|---|---|
| Advantage without drug coverage | 10 |
| Advantage with drugs | 61 |
| Drug only | 11 |
| All plans | 82 |
29 of these are Special Needs Plans (SNPs), open only to people who qualify: 21 D-SNP for people with both Medicare and Medicaid, 6 C-SNP for people with certain chronic conditions and 2 I-SNP for people who live in a nursing home or need that level of care at home. The 11 drug-only plans are listed for all of North Carolina.
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
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Premiums and out-of-pocket limits
| Measure | 2027 |
|---|---|
| Advantage monthly premium | $0 to $158 |
| Advantage plans at $0 | 56 |
| Advantage out-of-pocket maximum (in network) | $3,800 to $9,850 |
| Drug-only monthly premium | $5.30 to $239.20 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Star Ratings
| Overall rating | Advantage plans |
|---|---|
| 3 stars | 7 |
| 3.5 stars | 15 |
| 4 stars | 28 |
| 4.5 stars | 20 |
| 5 stars | 1 |
49 Advantage plans in Caldwell County, NC have an overall rating of 4 stars or more.
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Change from 2026
Caldwell County, NC has 71 Advantage plans in 2027, the same count as 2026 (71). 7 plans are new to the county and 7 plans offered here in 2026 are gone. $0 plans go from 36 to 56.
| Advantage plans | 2026 | 2027 |
|---|---|---|
| Offered in the county | 71 | 71 |
| At a $0 premium | 36 | 56 |
| New for 2027 | 7 | |
| Offered in 2026, gone in 2027 | 7 |
Offered here in 2026, not in 2027
- Wellcare Giveback Open (PPO) (H1914-010, Centene Corporation)
- AARP Medicare Advantage Access from UHC NC-23 (PPO) (H2001-084, UnitedHealth Group, Inc.)
- Wellcare Dual Access (HMO-POS D-SNP) (H4073-002, Centene Corporation)
- UHC Dual Complete NC-D001 (HMO-POS D-SNP) (H5253-041, UnitedHealth Group, Inc.)
- UHC Dual Complete NC-S3 (HMO-POS D-SNP) (H5253-184, UnitedHealth Group, Inc.)
- HumanaChoice H5525-050 (PPO) (H5525-050, Humana Inc.)
- HumanaChoice H5525-083 (PPO) (H5525-083, Humana Inc.)
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS CY2026 Medicare Advantage and Part D landscape file, as of September 25, 2025. Publisher page
Plans by parent organization
| Parent organization | Advantage | Drug only | Total |
|---|---|---|---|
| Centene Corporation | 7 | 2 | 9 |
| CuraCor Solutions Corp. | 7 | 2 | 9 |
| CVS Health Corporation | 8 | 1 | 9 |
| Devoted Health, Inc. | 12 | 0 | 12 |
| Health Care Service Corporation | 0 | 1 | 1 |
| Humana Inc. | 20 | 3 | 23 |
| Liberty Healthcare Insurance | 3 | 0 | 3 |
| Troy Holdings, Inc. | 2 | 0 | 2 |
| UnitedHealth Group, Inc. | 12 | 2 | 14 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Every 2027 plan in Caldwell County, NC
82 plans, by plan name. Select a column to sort. Plan types: HMO (health maintenance organization) means you generally must use the plan's network of doctors and hospitals, except in an emergency; HMO-POS is an HMO with a point-of-service option that may cover some care outside the network, usually at a higher cost; PPO (preferred provider organization) means you can see doctors outside the network, usually at a higher cost; and a Regional PPO is a PPO offered across a whole CMS region of one or more states.
| Plan ↑ | Type | Premium | Out-of-pocket max | Drug deductible | Stars |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC NC-0021 (HMO-POS)H5253-037-000 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS | $42 | $4,900 | $595 | 4 |
| AARP Medicare Advantage from UHC NC-0022 (HMO-POS)H5253-038-000 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS | $0 | $5,900 | $685 | 4 |
| AARP Medicare Advantage from UHC NC-24 (HMO-POS)H5253-185-000 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS | $0 | $7,150 | $685 | 4 |
| AARP Medicare Advantage Giveback from UHC NC-14 (HMO-POS)H5253-110-000 · UnitedHealth Group, Inc. | Advantage with drugsHMO-POS | $0 | $9,500 | $685 | 4 |
| AARP Medicare Advantage Patriot No Rx NC-MA02 (HMO-POS)H5253-040-000 · UnitedHealth Group, Inc. | Advantage without drug coverageHMO-POS | $0 | $9,300 | n/a | 4 |
| AARP Medicare Rx Preferred from UHC (PDP)S5921-390-000 · UnitedHealth Group, Inc. | Drug onlyPDP | $203.90 | n/a | $300 | 3 |
| AARP Medicare Rx Saver from UHC (PDP)S5921-353-000 · UnitedHealth Group, Inc. | Drug onlyPDP | $150.20 | n/a | $700 | 3 |
| Aetna Medicare Eagle (PPO)H5521-241-000 · CVS Health Corporation | Advantage without drug coveragePPO | $0 | $7,150 | n/a | 4 |
| Aetna Medicare Full Dual (HMO D-SNP)H3146-002-000 · CVS Health Corporation | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | 3.5 |
| Aetna Medicare Full Dual Care (HMO D-SNP)H3146-022-000 · CVS Health Corporation | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | 3.5 |
| Aetna Medicare Signature (HMO)H3146-001-000 · CVS Health Corporation | Advantage with drugsHMO | $0 | $5,500 | $400 | 3.5 |
| Aetna Medicare Signature (PPO)H5521-081-000 · CVS Health Corporation | Advantage with drugsPPO | $0 | $5,900 | $500 | 4 |
| Aetna Medicare Signature Extra (PPO)H5521-170-000 · CVS Health Corporation | Advantage with drugsPPO | $0 | $5,900 | $500 | 4 |
| Aetna Medicare Signature Giveback (PPO)H5521-348-000 · CVS Health Corporation | Advantage with drugsPPO | $0 | $7,500 | $700 | 4 |
| Aetna Medicare Value Plus (HMO)H3146-006-000 · CVS Health Corporation | Advantage with drugsHMO | $0 | $5,500 | $400 | 3.5 |
| Blue Medicare Enhanced (HMO-POS)H3449-024-003 · CuraCor Solutions Corp. | Advantage with drugsHMO-POS | $57 | $4,900 | $700 | 4 |
| Blue Medicare Essential (HMO)H3449-027-002 · CuraCor Solutions Corp. | Advantage with drugsHMO | $0 | $9,850 | $700 | 4 |
| Blue Medicare Essential Plus (HMO-POS)H3449-023-005 · CuraCor Solutions Corp. | Advantage with drugsHMO-POS | $0 | $9,850 | $700 | 4 |
| Blue Medicare Freedom+ (PPO)H3404-004-000 · CuraCor Solutions Corp. | Advantage without drug coveragePPO | $0 | $9,850 | n/a | 4.5 |
| Blue Medicare Medical Only (HMO-POS)H3449-012-000 · CuraCor Solutions Corp. | Advantage without drug coverageHMO-POS | $0 | $3,900 | n/a | 4 |
| Blue Medicare PPO Enhanced (PPO)H3404-003-002 · CuraCor Solutions Corp. | Advantage with drugsPPO | $70 | $6,900 | $700 | 4.5 |
| Blue Medicare Rx Enhanced (PDP)S5540-004-000 · CuraCor Solutions Corp. | Drug onlyPDP | $239.20 | n/a | $0 | 2.5 |
| Blue Medicare Rx Standard (PDP)S5540-002-000 · CuraCor Solutions Corp. | Drug onlyPDP | $92.10 | n/a | $700 | 2.5 |
| DEVOTED C-SNP ENHANCED 016 NC (HMO C-SNP)H5299-016-000 · Devoted Health, Inc. | Advantage with drugsHMO C-SNP | $0 | $5,400 | $461 | 4.5 |
| DEVOTED C-SNP GIVEBACK EXTRAS 031 NC (HMO C-SNP)H5299-031-000 · Devoted Health, Inc. | Advantage with drugsHMO C-SNP | $0 | $7,050 | $700 | 4.5 |
| DEVOTED C-SNP PLUS 015 NC (HMO C-SNP)H5299-015-000 · Devoted Health, Inc. | Advantage with drugsHMO C-SNP | $0 | $9,850 | $461 | 4.5 |
| DEVOTED CHOICE 001 NC (PPO)H9700-001-000 · Devoted Health, Inc. | Advantage with drugsPPO | $0 | $6,150 | $461 | 4 |
| DEVOTED CHOICE GIVEBACK 002 NC (PPO)H9700-002-000 · Devoted Health, Inc. | Advantage with drugsPPO | $0 | $9,250 | $461 | 4 |
| DEVOTED CHOICE MA ONLY 007 NC (PPO)H9700-007-000 · Devoted Health, Inc. | Advantage without drug coveragePPO | $0 | $9,250 | n/a | 4 |
| DEVOTED CORE 037 NC (HMO)H5299-037-000 · Devoted Health, Inc. | Advantage with drugsHMO | $0 | $4,950 | $650 | 4.5 |
| DEVOTED DUAL 009 NC (HMO D-SNP)H5299-009-000 · Devoted Health, Inc. | Advantage with drugsHMO D-SNP | $0 | $6,750 | $700 | 4.5 |
| DEVOTED DUAL FULL 013 NC (HMO D-SNP)H5299-013-000 · Devoted Health, Inc. | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | 4.5 |
| DEVOTED DUAL PLUS 006 NC (HMO D-SNP)H5299-006-000 · Devoted Health, Inc. | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | 4.5 |
| DEVOTED GIVEBACK 012 NC (HMO)H5299-012-000 · Devoted Health, Inc. | Advantage with drugsHMO | $0 | $9,850 | $461 | 4.5 |
| DEVOTED GIVEBACK EXTRAS 039 NC (HMO)H5299-039-000 · Devoted Health, Inc. | Advantage with drugsHMO | $0 | $7,050 | $700 | 4.5 |
| HealthSpring Assurance Rx (PDP)S5715-029-000 · Health Care Service Corporation | Drug onlyPDP | $143.90 | n/a | $700 | 2.5 |
| Healthy Blue + Medicare (HMO-POS D-SNP)H9147-001-000 · CuraCor Solutions Corp. | Advantage with drugsHMO-POS D-SNP | $13.20 | $9,850 | $700 | 3 |
| Humana Basic Rx Plan (PDP)S5884-133-000 · Humana Inc. | Drug onlyPDP | $12.30 | n/a | $700 | 4.5 |
| Humana Dual Select H1036-307 (HMO D-SNP)H1036-307-000 · Humana Inc. | Advantage with drugsHMO D-SNP | $0 | $9,850 | $200 | 4.5 |
| Humana Dual Select H5525-072 (PPO D-SNP)H5525-072-000 · Humana Inc. | Advantage with drugsPPO D-SNP | $13.30 | $9,850 | $700 | 4 |
| Humana Full Access (Regional PPO)R0110-005-000 · Humana Inc. | Advantage with drugsRegional PPO | $158 | $9,850 | $700 | 3.5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP)H1036-308-000 · Humana Inc. | Advantage with drugsHMO C-SNP | $0 | $9,850 | $550 | 4.5 |
| Humana Gold Plus Giveback H1036-318 (HMO-POS)H1036-318-000 · Humana Inc. | Advantage with drugsHMO-POS | $0 | $9,850 | $700 | 4.5 |
| Humana Gold Plus Giveback H1036-343 (HMO-POS)H1036-343-000 · Humana Inc. | Advantage with drugsHMO-POS | $0 | $9,850 | $700 | 4.5 |
| Humana Gold Plus H1036-137 (HMO-POS)H1036-137-000 · Humana Inc. | Advantage with drugsHMO-POS | $0 | $9,850 | $450 | 4.5 |
| Humana Gold Plus H1036-335 (HMO-POS)H1036-335-002 · Humana Inc. | Advantage with drugsHMO-POS | $0 | $3,950 | $700 | 4.5 |
| Humana Gold Plus SNP-DE H1036-167 (HMO D-SNP)H1036-167-000 · Humana Inc. | Advantage with drugsHMO D-SNP | $0 | $9,850 | $0 | 4.5 |
| Humana Gold Plus SNP-DE H1036-331 (HMO D-SNP)H1036-331-000 · Humana Inc. | Advantage with drugsHMO D-SNP | $0 | $9,850 | $700 | 4.5 |
| Humana Premier Rx Plan (PDP)S5884-154-000 · Humana Inc. | Drug onlyPDP | $130.20 | n/a | $350 | 4.5 |
| Humana USAA Honor Giveback (PPO)H5216-343-000 · Humana Inc. | Advantage without drug coveragePPO | $0 | $9,850 | n/a | 4 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page
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Neighboring counties
Health data for Caldwell County, NC
About this data
Plans, premiums, out-of-pocket maximums, and drug deductibles come from the CMS CY2027 Medicare Advantage and Part D landscape file. Change from 2026 compares it with the CY2026 landscape. Stars are the 2027 Star Ratings CMS released October 8, 2026: the overall rating for Advantage plans and the Part D summary rating for drug-only plans, which have no overall rating.
Advantage counts include Special Needs Plans (SNPs), which are open only to people who qualify: D-SNPs for people with both Medicare and Medicaid, C-SNPs for people with certain chronic conditions, and I-SNPs for people who live in a nursing home or need that level of care at home. Drug-only plans are listed by CMS for a whole state, so every county page shows them. Employer group plans are not in the file. This page lists plans; it does not say which plan fits anyone, and Rivvi does not sell plans.
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS CY2026 Medicare Advantage and Part D landscape file, as of September 25, 2025. Publisher page
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page