Glossary · Programs
What is the Children's Health Insurance Program (CHIP)?
CHIP provides low-cost health coverage to children in families that earn too much for Medicaid but not enough to buy private insurance. In some states it also covers pregnant women, and you can apply any time.
Definition and figures from HealthCare.gov glossary, checked October 23, 2026. This page explains the term; it does not recommend a plan.
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CHIP: the facts
| Item | Fact | Source |
|---|---|---|
| Enrollment | Any time of year | HealthCare.gov glossary: Children's Health Insurance Program (CHIP) |
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What does CHIP mean in health insurance?
CHIP provides low-cost health coverage to children in families that earn too much for Medicaid but not enough to buy private insurance. In some states it also covers pregnant women, and you can apply any time.