Glossary · Marketplace
What is a cost-sharing reduction (CSR)?
A cost-sharing reduction is a discount that lowers what you pay for deductibles, copayments, and coinsurance in a Marketplace plan. To get it, you must qualify and enroll in a Silver plan.
Definition and figures from HealthCare.gov glossary, checked October 23, 2026. This page explains the term; it does not recommend a plan.
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CSR: the facts
| Item | Fact | Source |
|---|---|---|
| Marketplace name | Often called "extra savings" | HealthCare.gov glossary: Cost sharing reduction (CSR) |
| Plan category required | Silver | HealthCare.gov glossary: Cost sharing reduction (CSR) |
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What does CSR mean in health insurance?
A cost-sharing reduction is a discount that lowers what you pay for deductibles, copayments, and coinsurance in a Marketplace plan. To get it, you must qualify and enroll in a Silver plan.