Glossary · Care and services
What are excluded services?
Excluded services are health care services your health insurance or plan does not pay for or cover.
Definition and figures from HealthCare.gov glossary, checked October 23, 2026. This page explains the term; it does not recommend a plan.
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Excluded services: the facts
| Item | Fact | Source |
|---|---|---|
| Out-of-pocket maximum | Spending on non-covered services does not count toward it | HealthCare.gov glossary: Out-of-pocket maximum/limit |
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What does excluded services mean in health insurance?
Excluded services are health care services your health insurance or plan does not pay for or cover.