Glossary · Medicare
What is Medigap Plan N?
Medigap Plan N is a standardized Medicare Supplement policy. It pays Part B coinsurance except for a copayment of up to $20 for some office visits and up to $50 for ER visits that do not lead to admission, and it does not cover Part B excess charges.
Definition and figures from Medicare.gov, checked October 23, 2026. This page explains the term; it does not recommend a plan.
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Medigap Plan N: the facts
| Item | Fact | Source |
|---|---|---|
| Office visit copay | Up to $20 for some visits | Medicare.gov: Compare Medigap plan benefits |
| ER copay | Up to $50 if not admitted as an inpatient | Medicare.gov: Compare Medigap plan benefits |
| Part B excess charges | Not covered | Medicare.gov: Compare Medigap plan benefits |
| Part B deductible | Not covered | Medicare.gov: Compare Medigap plan benefits |
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- Plan G vs Plan NSide-by-side comparison
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Questions
What does medigap plan n mean in health insurance?
Medigap Plan N is a standardized Medicare Supplement policy. It pays Part B coinsurance except for a copayment of up to $20 for some office visits and up to $50 for ER visits that do not lead to admission, and it does not cover Part B excess charges.