Glossary · Claims and appeals
What is rescission?
Rescission is the retroactive cancellation of a health insurance policy. Under the ACA it is illegal except in cases of fraud or intentional misrepresentation of a material fact.
Definition and figures from HealthCare.gov glossary, checked October 23, 2026. This page explains the term; it does not recommend a plan.
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Rescission: the facts
| Item | Fact | Source |
|---|---|---|
| ACA rule | Allowed only for fraud or intentional misrepresentation | HealthCare.gov glossary: Rescission |
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What does rescission mean in health insurance?
Rescission is the retroactive cancellation of a health insurance policy. Under the ACA it is illegal except in cases of fraud or intentional misrepresentation of a material fact.