Glossary · Marketplace
What is guaranteed renewal?
Guaranteed renewal means your insurer must offer to renew your policy as long as you keep paying premiums. In most states it does not limit what you can be charged at renewal.
Definition and figures from HealthCare.gov glossary, checked October 23, 2026. This page explains the term; it does not recommend a plan.
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Guaranteed renewal: the facts
| Item | Fact | Source |
|---|---|---|
| Condition | You keep paying premiums | HealthCare.gov glossary: Guaranteed renewal |
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What does guaranteed renewal mean in health insurance?
Guaranteed renewal means your insurer must offer to renew your policy as long as you keep paying premiums. In most states it does not limit what you can be charged at renewal.