Glossary · Marketplace
What is a grandfathered health plan?
A grandfathered health plan is an individual health insurance policy bought on or before March 23, 2010. It may not include some ACA rights and protections and can lose that status after certain changes.
Definition and figures from HealthCare.gov glossary, checked October 23, 2026. This page explains the term; it does not recommend a plan.
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Grandfathered health plan: the facts
| Item | Fact | Source |
|---|---|---|
| Cutoff date | Purchased on or before March 23, 2010 | HealthCare.gov glossary: Grandfathered health plan |
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What does grandfathered health plan mean in health insurance?
A grandfathered health plan is an individual health insurance policy bought on or before March 23, 2010. It may not include some ACA rights and protections and can lose that status after certain changes.