Glossary · Marketplace
What is a qualified health plan (QHP)?
A qualified health plan is a plan the Health Insurance Marketplace has approved: it covers essential health benefits, follows limits on cost sharing, and meets other ACA requirements.
Definition and figures from HealthCare.gov glossary, checked October 23, 2026. This page explains the term; it does not recommend a plan.
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QHP: the facts
| Item | Fact | Source |
|---|---|---|
| Covers | Essential health benefits | HealthCare.gov glossary: Qualified health plan |
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What does QHP mean in health insurance?
A qualified health plan is a plan the Health Insurance Marketplace has approved: it covers essential health benefits, follows limits on cost sharing, and meets other ACA requirements.