Glossary · Plan types
What is an employer or union retiree plan?
An employer or union retiree plan provides health or drug coverage to former employees or members, and sometimes their families, through a former employer or employee organization. Many are not required to meet many ACA provisions.
Definition and figures from HealthCare.gov glossary, checked October 23, 2026. This page explains the term; it does not recommend a plan.
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Expand my textEmployer or union retiree plan: the facts
| Item | Fact | Source |
|---|---|---|
| ACA rules | Many are not legally required to meet many ACA provisions | HealthCare.gov glossary: Employer or union retiree plans |
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What does employer or union retiree plan mean in health insurance?
An employer or union retiree plan provides health or drug coverage to former employees or members, and sometimes their families, through a former employer or employee organization. Many are not required to meet many ACA provisions.