Medicaid
CHIP income limits by state
CHIP covers children in families that earn too much for Medicaid. Each state sets its limit as a percent of the federal poverty level. The highest children's limit is 400% FPL in New York; the lowest is 170% FPL in North Dakota (medicaid.gov).
Source: Medicaid.gov: Medicaid, CHIP, and Basic Health Program Eligibility Levels (state decisions as of 2023-12-01, read 2026-10-23), as of December 1, 2023.
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Children's coverage limits, every state
| State | Separate CHIP | Medicaid, ages 6 to 18 | Family of 4, monthly |
|---|---|---|---|
| Alabama | 312% | 141% | $8,580 |
| Alaska | None | 203% | $6,978 |
| Arizona | 200% | 133% | $5,500 |
| Arkansas | 211% | 142% | $5,802 |
| California | See note 6 | 261% | $7,177 |
| Colorado | 260% | 142% | $7,150 |
| Connecticut | 318% | 196% | $8,745 |
| Delaware | 212% (1 up to 19) | 133% | $5,830 |
| District of Columbia | None | 319% | $8,772 |
| Florida | 210% (1 up to 19) | 133% | $5,775 |
| Georgia | 247% | 133% | $6,792 |
| Hawaii | None | 308% | $9,740 |
| Idaho | 185% | 133% | $5,087 |
| Illinois | None | 313% | $8,607 |
| Indiana | 250% | 158% | $6,875 |
| Iowa | 302% (1 up to 19) | 167% | $10,312 |
| Kansas | 250% | 133% | $6,875 |
| Kentucky | None | 213% | $5,857 |
| Louisiana | 250% | 212% | $6,875 |
| Maine | None | 300% | $8,250 |
| Maryland | None | 317% | $8,717 |
| Massachusetts | 300% | 150% | $8,250 |
| Michigan | None | 212% | $5,830 |
| Minnesota | None | 275% | $7,782 |
| Mississippi | 209% | 133% | $5,747 |
| Missouri | 300% | 150% | $8,250 |
| Montana | 261% | 143% | $7,177 |
| Nebraska | None | 213% | $5,857 |
| Nevada | 200% | 133% | $5,500 |
| New Hampshire | None | 318% | $8,745 |
| New Jersey | 350% | 142% | $9,625 |
| New Mexico | None | 240% | $8,250 |
| New York | 400% | 149% | $11,000 |
| North Carolina | None | 211% | $5,802 |
| North Dakota | None | 170% | $4,675 |
| Ohio | None | 206% | $5,665 |
| Oklahoma | None | 205% | $5,637 |
| Oregon | 300% | 133% | $8,250 |
| Pennsylvania | 314% | 133% | $8,635 |
| Rhode Island | None | 261% | $7,177 |
| South Carolina | None | 208% | $5,720 |
| South Dakota | 204% | 182% | $5,610 |
| Tennessee | 250% | 133% | $6,875 |
| Texas | 201% | 133% | $5,527 |
| Utah | 200% | 133% | $5,500 |
| Vermont | None | 312% | $8,580 |
| Virginia | 200% | 143% | $5,500 |
| Washington | 312% | 210% | $8,580 |
| West Virginia | 300% | 133% | $8,250 |
| Wisconsin | 301% (1 up to19) | 151% | $8,277 |
| Wyoming | None | 200% | $5,500 |
Medicaid.gov notes that MAGI rules generally adjust income by an amount equal to a 5% FPL disregard, so a person can qualify with income about 5 percentage points of FPL above the standard shown. Other rules apply too, such as citizenship, immigration status, and state residency. The state agency makes the decision.
Related pages
Questions
What is the income limit for CHIP?
CHIP covers children in families that earn too much for Medicaid. Each state sets its limit as a percent of the federal poverty level. The highest children's limit is 400% FPL in New York; the lowest is 170% FPL in North Dakota (medicaid.gov).
Does every state have a separate CHIP program?
No. Medicaid.gov lists a separate CHIP limit for 31 of 51 states and DC; the others cover children through Medicaid expansions funded by CHIP.
How do I apply for CHIP?
Through your state agency or a HealthCare.gov Marketplace application, any time of year (USA.gov).