Medicare coverage

Does Medicare Cover Pap Smears?

Yes. Medicare Part B (Medical Insurance) covers screenings to check for cervical and vaginal cancers.

Yes: Part B

Source: Medicare.gov, Cervical & vaginal cancer screenings, checked October 23, 2026.

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Coverage at a glance

Covered?
Yes
Which part
Part B
What you pay
You pay nothing if your provider accepts assignment.
How often
Once every 24 months in most cases
Type
Preventive service
Part B deductible 2026
$283 a year (CMS). Part B premium $202.90 a month.
Medicare.gov page
Cervical & vaginal cancer screenings

Description

Cervical and vaginal cancer screenings check for cancer in the cervix and vagina.

From Medicare.gov, checked October 23, 2026.

Coverage details

Part B covers Pap tests and pelvic exams.

  • As part of a Pap test, Part B covers Human Papillomavirus (HPV) tests.
  • As part of the pelvic exam, Part B covers a clinical breast exam to check for breast cancer.

From Medicare.gov, checked October 23, 2026.

Costs

If your doctor or other health care provider accepts assignment, you pay nothing for the:

  • Lab Pap test
  • Lab HPV with the Pap test
  • Pap test specimen collection
  • Pelvic and breast exams

From Medicare.gov, checked October 23, 2026.

How often

Part B covers these screening tests once every 24 months in most cases. If you’re at high risk for cervical or vaginal cancer, or if you’re of child-bearing age and had an abnormal Pap test in the past 36 months, Part B covers these screening tests once every 12 months.

Part B also covers Human Papillomavirus (HPV) tests (as part of a Pap test) once every 5 years if you’re between 30-65 and don't have HPV symptoms.

From Medicare.gov, checked October 23, 2026.

National Coverage Determinations

An NCD is the national rule CMS writes for when Medicare pays for an item or service. Local coverage determinations (LCDs) from each Medicare contractor can add detail. Read the NCD text on the CMS site.

Related pages

Questions

Does Medicare Cover Pap Smears?

Yes. Medicare Part B (Medical Insurance) covers screenings to check for cervical and vaginal cancers.

Which part of Medicare covers Pap Smears?

Medicare.gov lists Cervical & vaginal cancer screenings under Part B.

How much do you pay for Pap Smears with Medicare?

Per Medicare.gov: You pay nothing if your provider accepts assignment.

Is there a national coverage determination for Pap Smears?

Yes. CMS NCD 210.2, Screening Pap Smears and Pelvic Examinations for Early Detection of Cervical or Vaginal Cancer, version 3, effective 2006-06-19.

Does a Medicare Advantage plan cover Pap Smears?

Medicare Advantage plans must cover what Original Medicare covers and some offer extra benefits. Check the plan's Evidence of Coverage. Rivvi does not recommend plans.

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Does Medicare Cover Pap Smears?

Yes. Medicare Part B (Medical Insurance) covers screenings to check for cervical and vaginal cancers.

Checked against Medicare.gov 2026-10-23. Source: Rivvi

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