Medicare plans
Monterey County, CA
10 Medicare Advantage plans and 10 drug-only plans are offered in Monterey County, CA for 2027. 5 of the Advantage plans have a $0 monthly premium.
License: a US government work, in the public domain (Public Domain Mark 1.0).
Data only, not plan advice. Confirm on Medicare.gov Plan Finder or 1-800-MEDICARE.
Shopping for your own coverage? Use Medicare Plan Finder at medicare.gov or call 1-800-MEDICARE.
Plans by type
| Type | Plans |
|---|---|
| Advantage without drug coverage | 1 |
| Advantage with drugs | 9 |
| Drug only | 10 |
| All plans | 20 |
4 of these are Special Needs Plans (SNPs), open only to people who qualify: 1 D-SNP for people with both Medicare and Medicaid and 3 C-SNP for people with certain chronic conditions. The 10 drug-only plans are listed for all of California.
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
For agents and agencies
Run this for a client's ZIP
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Premiums and out-of-pocket limits
| Measure | 2027 |
|---|---|
| Advantage monthly premium | $0 to $382 |
| Advantage plans at $0 | 5 |
| Advantage out-of-pocket maximum (in network) | $295 to $9,850 |
| Drug-only monthly premium | $5.30 to $252.60 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Star Ratings
| Overall rating | Advantage plans |
|---|---|
| 3 stars | 1 |
| 3.5 stars | 4 |
| 4 stars | 4 |
| Too new to rate | 1 |
4 Advantage plans in Monterey County, CA have an overall rating of 4 stars or more.
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Change from 2026
Monterey County, CA has 10 Advantage plans in 2027, 1 more than 2026 (9). 2 plans are new to the county and 1 plan offered here in 2026 is gone. $0 plans stay at 5.
| Advantage plans | 2026 | 2027 |
|---|---|---|
| Offered in the county | 9 | 10 |
| At a $0 premium | 5 | 5 |
| New for 2027 | 2 | |
| Offered in 2026, gone in 2027 | 1 |
Offered here in 2026, not in 2027
- Anthem Kidney Care (PPO C-SNP) (H8552-028, Elevance Health, Inc.)
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS CY2026 Medicare Advantage and Part D landscape file, as of September 25, 2025. Publisher page
Plans by parent organization
| Parent organization | Advantage | Drug only | Total |
|---|---|---|---|
| California Physicians' Service | 0 | 2 | 2 |
| Centene Corporation | 0 | 2 | 2 |
| Elevance Health, Inc. | 1 | 0 | 1 |
| Health Care Service Corporation | 0 | 1 | 1 |
| Humana Inc. | 0 | 3 | 3 |
| Imperial Health Plan of California | 4 | 0 | 4 |
| Montage Health | 4 | 0 | 4 |
| SANTA CRUZ MONTEREY MERCED SAN BENITO MARIPOSA MAN | 1 | 0 | 1 |
| UnitedHealth Group, Inc. | 0 | 2 | 2 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Every 2027 plan in Monterey County, CA
20 plans, by plan name. Select a column to sort. Plan types: HMO (health maintenance organization) means you generally must use the plan's network of doctors and hospitals, except in an emergency; HMO-POS is an HMO with a point-of-service option that may cover some care outside the network, usually at a higher cost; and PPO (preferred provider organization) means you can see doctors outside the network, usually at a higher cost.
| Plan ↑ | Type | Premium | Out-of-pocket max | Drug deductible | Stars |
|---|---|---|---|---|---|
| AARP Medicare Rx Preferred from UHC (PDP)S5921-413-000 · UnitedHealth Group, Inc. | Drug onlyPDP | $242.60 | n/a | $300 | 3 |
| AARP Medicare Rx Saver from UHC (PDP)S5921-376-000 · UnitedHealth Group, Inc. | Drug onlyPDP | $170.80 | n/a | $700 | 3 |
| Anthem Kidney Care (PPO C-SNP)H4909-030-000 · Elevance Health, Inc. | Advantage with drugsPPO C-SNP | $0 | $9,850 | $0 | 3 |
| Aspire Health Advantage (HMO)H8764-001-000 · Montage Health | Advantage with drugsHMO | $204 | $4,550 | $250 | 3.5 |
| Aspire Health Plus (HMO-POS)H8764-002-000 · Montage Health | Advantage with drugsHMO-POS | $382 | $4,350 | $250 | 3.5 |
| Aspire Health Protect (HMO)H8764-004-000 · Montage Health | Advantage with drugsHMO | $0 | $7,150 | $250 | 3.5 |
| Aspire Health Value (HMO)H8764-003-000 · Montage Health | Advantage with drugsHMO | $65 | $7,000 | $250 | 3.5 |
| Blue Shield Rx Enhanced (PDP)S2468-004-000 · California Physicians' Service | Drug onlyPDP | $252.60 | n/a | $200 | 2.5 |
| Blue Shield Rx Plus (PDP)S2468-003-000 · California Physicians' Service | Drug onlyPDP | $210 | n/a | $700 | 2.5 |
| HealthSpring Assurance Rx (PDP)S5715-049-000 · Health Care Service Corporation | Drug onlyPDP | $9.30 | n/a | $700 | 2.5 |
| Humana Basic Rx Plan (PDP)S5884-114-000 · Humana Inc. | Drug onlyPDP | $118.30 | n/a | $700 | 4.5 |
| Humana Premier Rx Plan (PDP)S5884-178-000 · Humana Inc. | Drug onlyPDP | $191.20 | n/a | $350 | 4.5 |
| Humana Value Rx Plan (PDP)S5884-211-000 · Humana Inc. | Drug onlyPDP | $130.30 | n/a | $687 | 4.5 |
| Imperial Courage Plan (HMO)H5496-016-000 · Imperial Health Plan of California | Advantage without drug coverageHMO | $0 | $2,999 | n/a | 4 |
| Imperial Dynamic Plan (HMO)H5496-012-000 · Imperial Health Plan of California | Advantage with drugsHMO | $0 | $295 | $0 | 4 |
| Imperial Flex (HMO C-SNP)H5496-017-000 · Imperial Health Plan of California | Advantage with drugsHMO C-SNP | $2.70 | $9,850 | $450 | 4 |
| Imperial Senior Value (HMO C-SNP)H5496-005-000 · Imperial Health Plan of California | Advantage with drugsHMO C-SNP | $0 | $295 | $0 | 4 |
| TotalCare (HMO D-SNP)H5692-001-000 · SANTA CRUZ MONTEREY MERCED SAN BENITO MARIPOSA MAN | Advantage with drugsHMO D-SNP | $7.30 | $9,850 | $700 | Too new to rate |
| Wellcare Classic (PDP)S4802-094-000 · Centene Corporation | Drug onlyPDP | $7.30 | n/a | $700 | 3 |
| Wellcare Value Script (PDP)S4802-163-000 · Centene Corporation | Drug onlyPDP | $5.30 | n/a | $700 | 3 |
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page
For pharmacies
Check your patients' drugs on these plans
Enter a drug and Rivvi compares its 2026 and 2027 Part D formulary placement on every plan near a ZIP: tier changes, new prior authorization, step therapy, and quantity limits.
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Neighboring counties
Health data for Monterey County, CA
About this data
Plans, premiums, out-of-pocket maximums, and drug deductibles come from the CMS CY2027 Medicare Advantage and Part D landscape file. Change from 2026 compares it with the CY2026 landscape. Stars are the 2027 Star Ratings CMS released October 8, 2026: the overall rating for Advantage plans and the Part D summary rating for drug-only plans, which have no overall rating.
Advantage counts include Special Needs Plans (SNPs), which are open only to people who qualify: D-SNPs for people with both Medicare and Medicaid, C-SNPs for people with certain chronic conditions, and I-SNPs for people who live in a nursing home or need that level of care at home. Drug-only plans are listed by CMS for a whole state, so every county page shows them. Employer group plans are not in the file. This page lists plans; it does not say which plan fits anyone, and Rivvi does not sell plans.
Source: CMS Medicare Advantage and Part D landscape files, as of September 30, 2026. Publisher page
Source: CMS CY2026 Medicare Advantage and Part D landscape file, as of September 25, 2025. Publisher page
Source: CMS 2027 Medicare Part C and D Star Ratings, as of October 8, 2026. Publisher page