Medicare drug coverage

Descovy: 2027 Medicare Part D coverage

5,495 of 5,495 Part D plans (100%) list Descovy on their 2027 formulary, the same share as 2026. 62% of those require prior authorization, step therapy, or a quantity limit.

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2027 compared with 2026

Descovy is number 90 by total Medicare Part D spending in 2024 ($545 million). Plans that list it most often put it on tier 5. Counts use 3 RxNorm products for this name.

Descovy Part D coverage, 2026 and 2027
Measure20262027Change
Part D plans in the file5,5185,495-23
Plans that list it5,517 (100%)5,495 (100%)no change
Prior authorization (of plans that list it)0 (0%)0 (0%)no change
Step therapy (of plans that list it)0 (0%)0 (0%)no change
Quantity limit (of plans that list it)3,612 (65%)3,382 (62%)-4 points
Any of the three (of plans that list it)3,612 (65%)3,382 (62%)-4 points
Not listed or restricted (of all plans)3,613 (65%)3,382 (62%)-4 points

Source: CMS 2027 Part D formulary file (basic drugs and plan information), as of October 8, 2026. Publisher page

Source: CMS 2026 Part D formulary file (basic drugs and plan information), as of September 30, 2026. Publisher page

Formulary tier

Descovy formulary tier, 2026 and 2027
Tier2026 plans2027 plans
Tier 1163 (3%)123 (2%)
Tier 22 (0%)1 (0%)
Tier 449 (1%)46 (1%)
Tier 55,283 (96%)5,325 (97%)
Tier 620 (0%)0 (0%)

Source: CMS 2027 Part D formulary file (basic drugs and plan information), as of October 8, 2026. Publisher page

Source: CMS 2026 Part D formulary file (basic drugs and plan information), as of September 30, 2026. Publisher page

Plan by plan, 2026 to 2027

4,380 plan ids are in both files. 50 of them (1%) added prior authorization, step therapy, or a quantity limit for Descovy, and 0 stopped listing it.

Descovy: plans in both 2026 and 2027
Plan by planPlans
Same plan id in both years4,380
Listed it in 2026, not in 20270 (0%)
Listed it in 2027, not in 20260 (0%)
Moved it to a higher tier43 (1%)
Added prior authorization0 (0%)
Added step therapy0 (0%)
Added a quantity limit50 (1%)
Added at least one of the three50 (1%)
Removed at least one of the three13 (0%)
Plan ids new in 20271,115
2026 plan ids not in the 2027 file1,138

Source: CMS 2027 Part D formulary file (basic drugs and plan information), as of October 8, 2026. Publisher page

Source: CMS 2026 Part D formulary file (basic drugs and plan information), as of September 30, 2026. Publisher page

States from most to least restrictive

Share of 2027 Part D plans offered in each state that leave Descovy off the formulary or list it with prior authorization, step therapy, or a quantity limit. Montana ranks first at 100%, with 0% of its plans using prior authorization or step therapy; Hawaii ranks last at 40%. Ties break on the prior authorization or step therapy share.

States from most to least restrictive for Descovy, 2027
RankState2027 plansNot listed or restrictedPrior auth or step therapyChange from 2026
1Montana27100%0%+3 points
2Wyoming13100%0%+5 points
3Idaho4593%0%+9 points
4Alaska989%0%no change
5Vermont1486%0%+9 points
6New Mexico6881%0%no change
7New Hampshire2576%0%no change
8Rhode Island2976%0%+2 points
9Kentucky12376%0%-3 points
10Maine5275%0%+1 point
11West Virginia7074%0%-2 points
12Wisconsin9774%0%+1 point
13Virginia14574%0%-2 points
14South Carolina9174%0%+2 points
15Utah5374%0%-1 point
16Mississippi10572%0%+2 points
17New Jersey7470%0%+6 points
18Georgia15170%0%+1 point
19Delaware4370%0%-4 points
20Oklahoma8169%0%-6 points
21Michigan18369%0%-5 points
22Iowa6467%0%-1 point
23Pennsylvania32467%0%+2 points
24District of Columbia2167%0%-5 points
25Texas41267%0%-7 points
26Florida54966%0%-5 points
27North Dakota2665%0%-1 point
28North Carolina17764%0%-13 points
29Indiana14064%0%-4 points
30Tennessee15763%0%-8 points
31Nevada10063%0%-3 points
32Nebraska5163%0%-6 points
33Louisiana12663%0%-3 points
34Arkansas8660%0%-4 points
35Kansas8460%0%-8 points
36Colorado10658%0%-4 points
37Washington11456%0%-14 points
38Arizona14856%0%-8 points
39Alabama11556%0%-8 points
40California39755%0%+4 points
41Minnesota6354%0%-5 points
42Connecticut5454%0%-9 points
43Illinois13353%0%-3 points
44Missouri17152%0%-11 points
45Massachusetts9251%0%-1 point
46South Dakota3050%0%-3 points
47Ohio17350%0%no change
48New York21549%0%-8 points
49Oregon9249%0%-21 points
50Maryland4943%0%-11 points
51Hawaii5040%0%-6 points

Source: CMS CY2027 landscape file (states and parent organizations), as of September 30, 2026. Publisher page

Source: CMS 2027 Part D formulary file (basic drugs and plan information), as of October 8, 2026. Publisher page

By parent organization

164 parent organizations offer 2027 Part D plans. Humana Inc. has the most, 884, and 100% of them leave Descovy off or restrict it.

Descovy coverage by parent organization, 2027
Parent organization2027 plans ↓List itRestrict it (of listing)Not listed or restrictedChange from 2026Plans that added a restriction
Humana Inc.884100%100%100%no change0
UnitedHealth Group, Inc.850100%100%100%no change0
Devoted Health, Inc.728100%0%0%no change0
CVS Health Corporation633100%0%0%no change0
Elevance Health, Inc.294100%92%92%-2 points0
Centene Corporation268100%100%100%no change0
Health Care Service Corporation231100%100%100%no change0
Kaiser Foundation Health Plan, Inc.112100%0%0%no change0
Highmark Health98100%93%93%no change0
SCAN Group85100%0%0%no change0
Alignment Healthcare USA, LLC77100%100%100%no change0
Guidewell Mutual Holding Corporation55100%100%100%no change0
Blue Cross Blue Shield of Michigan Mutual Ins. Co.43100%100%100%+6 points0
Molina Healthcare, Inc.43100%0%0%no change0
Corewell Health40100%100%100%no change0
Zing Health Consolidator, Inc36100%0%0%no change0
CAPITAL BLUE CROSS35100%100%100%no change0
Medica Holding Company31100%13%13%-1 point0
UPMC Health System30100%0%0%no change0
Universal Health Services, Inc.29100%0%0%no change0
MHH Healthcare, L.P.26100%77%77%no change0
Independence Health Group, Inc.25100%100%100%no change0
Point32Health, Inc.23100%0%0%no change0
BlueCross BlueShield of Tennessee22100%100%100%no change0
California Physicians' Service22100%100%100%no change0

Source: CMS CY2027 landscape file (states and parent organizations), as of September 30, 2026. Publisher page

Source: CMS 2027 Part D formulary file (basic drugs and plan information), as of October 8, 2026. Publisher page

Run it in Rivvi

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Tier changes and new prior auth, step therapy or quantity limits, plan by plan, before open enrollment.

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Near it by Part D spending

About this data

A plan here is one Part D plan as the CMS formulary files list it: contract, plan, and segment. That covers Medicare Advantage plans with drug coverage and stand-alone drug plans. A plan lists a drug when its formulary has a row for any RxNorm product of that name. When it has several, the row with the lowest tier is the one counted, and restricted means that row has prior authorization, step therapy, or a quantity limit.

A plan with no row for the drug counts as not listing it. That can be a product the file codes another way, so read a low count as a lookup result, not a coverage decision. A state counts every plan the CMS landscape file offers there. Parent organizations are named as CMS names them. The drug list is the top 200 by total Part D spending.

Source: CMS 2027 Part D formulary file (basic drugs and plan information), as of October 8, 2026. Publisher page

Source: CMS CY2027 landscape file (states and parent organizations), as of September 30, 2026. Publisher page

Source: CMS Medicare Part D Spending by Drug, 2024 data, as of June 25, 2026. Publisher page

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