Glossary · Plan types
What is a rider?
A rider is an amendment to an insurance policy. Some riders add coverage, such as a maternity rider; an exclusionary rider removes coverage for a condition.
Definition and figures from HealthCare.gov glossary, checked October 23, 2026. This page explains the term; it does not recommend a plan.
Ask how rider works on your plan
Rivvi explains the term from public CMS, Medicare.gov, and HealthCare.gov sources and works through an example with your numbers.
Expand my textRider: the facts
| Item | Fact | Source |
|---|---|---|
| Example | A maternity rider adds pregnancy coverage | HealthCare.gov glossary: Rider (exclusionary rider) |
Compare and look up
- HMO vs PPOSide-by-side comparison
Related terms
Questions
What does rider mean in health insurance?
A rider is an amendment to an insurance policy. Some riders add coverage, such as a maternity rider; an exclusionary rider removes coverage for a condition.