Medicare coverage
Does Medicare Cover Occupational Therapy?
Yes. Medicare Part B (Medical Insurance) helps pay for medically necessary outpatient occupational therapy if your doctor or other health care provider certifies you need it.
Yes: Part B
Source: Medicare.gov, Occupational therapy services, checked October 23, 2026.
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Draft a plain-English note on whether Medicare covers Occupational Therapy
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Coverage at a glance
- Covered?
- Yes
- Which part
- Part B
- What you pay
- After the Part B deductible, you pay 20% of the Medicare-approved amount.
- Part B deductible 2026
- $283 a year (CMS). Part B premium $202.90 a month.
- Medicare.gov page
- Occupational therapy services
Description
Therapy to help you perform activities of daily living (like dressing or bathing). You can get this therapy to help improve or maintain your current capabilities, or slow your rate of decline.
From Medicare.gov, checked October 23, 2026.
Provider requirements
Your doctor or other health care provider (including a nurse practitioner, clinical nurse specialist, or physician assistant) must certify you need this care.
From Medicare.gov, checked October 23, 2026.
Costs
After you meet the Part B deductible, you pay 20% of the Medicare-approved amount for these services when they're medically necessary.
From Medicare.gov, checked October 23, 2026.
How often
There's no limit on how much Medicare pays for your medically necessary outpatient therapy services in one calendar year.
From Medicare.gov, checked October 23, 2026.
Related pages
- Does Medicare Cover Physical Therapy?
Yes
- Does Medicare Cover Chiropractic Care?
Only in certain cases
- Does Medicare Cover Acupuncture?
Only in certain cases
- Does Medicare Cover Massage Therapy?
No
- Does Medicare Cover Speech Therapy?
Yes
- Does Medicare Cover Podiatry?
Only in certain cases
- Medicare Part B deductible 2027
- Part D out-of-pocket max 2027
- Dual eligible: Medicare and Medicaid together
- 2027 Medicare plans by county
- Everything Medicare covers, A to Z
Questions
Does Medicare Cover Occupational Therapy?
Yes. Medicare Part B (Medical Insurance) helps pay for medically necessary outpatient occupational therapy if your doctor or other health care provider certifies you need it.
Which part of Medicare covers Occupational Therapy?
Medicare.gov lists Occupational therapy services under Part B.
How much do you pay for Occupational Therapy with Medicare?
Per Medicare.gov: After the Part B deductible, you pay 20% of the Medicare-approved amount.
Does a Medicare Advantage plan cover Occupational Therapy?
Medicare Advantage plans must cover what Original Medicare covers and some offer extra benefits. Check the plan's Evidence of Coverage. Rivvi does not recommend plans.
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Does Medicare Cover Occupational Therapy?
Yes. Medicare Part B (Medical Insurance) helps pay for medically necessary outpatient occupational therapy if your doctor or other health care provider certifies you need it.
Checked against Medicare.gov 2026-10-23. Source: Rivvi