Medicare coverage
Does Medicare Cover Physical Therapy?
Yes. Medicare Part B (Medical Insurance) helps pay for medically necessary outpatient physical therapy, if you’re eligible.
Yes: Part B
Source: Medicare.gov, Physical therapy services, checked October 23, 2026.
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Coverage at a glance
- Covered?
- Yes
- Which part
- Part B
- What you pay
- After the Part B deductible, you pay 20% of Medicare-approved amount.
- How often
- No limit
- Part B deductible 2026
- $283 a year (CMS). Part B premium $202.90 a month.
- Medicare.gov page
- Physical therapy services
Description
Physical therapy helps to restore or improve physical movement in your body after an injury, illness, or surgery. You can also get this therapy to help improve or maintain your current function, or slow your rate of decline.
From Medicare.gov, checked October 23, 2026.
Who's eligible
Your doctor or other health care provider (including a nurse practitioner, clinical nurse specialist, or physician assistant) must certify that you need it.
From Medicare.gov, checked October 23, 2026.
Costs
After the Part B deductible, you pay 20% of the Medicare-approved amount for these services when they're medically necessary.
From Medicare.gov, checked October 23, 2026.
How often
There's no limit on how much Medicare pays for your medically necessary outpatient therapy services in one calendar year.
From Medicare.gov, checked October 23, 2026.
Related pages
- Does Medicare Cover Chiropractic Care?
Only in certain cases
- Does Medicare Cover Acupuncture?
Only in certain cases
- Does Medicare Cover Massage Therapy?
No
- Does Medicare Cover Occupational Therapy?
Yes
- Does Medicare Cover Speech Therapy?
Yes
- Does Medicare Cover Podiatry?
Only in certain cases
- Medicare Part B deductible 2027
- Part D out-of-pocket max 2027
- Dual eligible: Medicare and Medicaid together
- 2027 Medicare plans by county
- Everything Medicare covers, A to Z
Questions
Does Medicare Cover Physical Therapy?
Yes. Medicare Part B (Medical Insurance) helps pay for medically necessary outpatient physical therapy, if you’re eligible.
Which part of Medicare covers Physical Therapy?
Medicare.gov lists Physical therapy services under Part B.
How much do you pay for Physical Therapy with Medicare?
Per Medicare.gov: After the Part B deductible, you pay 20% of Medicare-approved amount.
Does Medicare cover outpatient physical therapy?
Medicare.gov answers this on its Physical therapy services page: Medicare Part B (Medical Insurance) helps pay for medically necessary outpatient physical therapy, if you’re eligible.
Does a Medicare Advantage plan cover Physical Therapy?
Medicare Advantage plans must cover what Original Medicare covers and some offer extra benefits. Check the plan's Evidence of Coverage. Rivvi does not recommend plans.
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Does Medicare Cover Physical Therapy?
Yes. Medicare Part B (Medical Insurance) helps pay for medically necessary outpatient physical therapy, if you’re eligible.
Checked against Medicare.gov 2026-10-23. Source: Rivvi