Glossary · Costs
What is an annual limit?
An annual limit is a cap on the benefits an insurer will pay in a year, either a dollar amount or a number of visits for a service.
Definition and figures from HealthCare.gov glossary, checked October 23, 2026. This page explains the term; it does not recommend a plan.
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Expand my textAnnual limit: the facts
| Item | Fact | Source |
|---|---|---|
| Forms | Dollar caps or visit caps for a service | HealthCare.gov glossary: Annual limit |
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What does annual limit mean in health insurance?
An annual limit is a cap on the benefits an insurer will pay in a year, either a dollar amount or a number of visits for a service.