Glossary · Marketplace
What is a health insurance agent or broker?
An agent or broker is a licensed insurance professional who can help you enroll in a plan. Agents may work for one insurer; brokers may represent several. You pay nothing extra to enroll through one.
Definition and figures from HealthCare.gov glossary, checked October 23, 2026. This page explains the term; it does not recommend a plan.
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Health insurance agent and broker: the facts
| Item | Fact | Source |
|---|---|---|
| Licensing | Licensed in their states | HealthCare.gov glossary: Agent and broker (health insurance) |
| Extra cost | None to the consumer | HealthCare.gov glossary: Agent and broker (health insurance) |
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What does health insurance agent and broker mean in health insurance?
An agent or broker is a licensed insurance professional who can help you enroll in a plan. Agents may work for one insurer; brokers may represent several. You pay nothing extra to enroll through one.